HSBC pensioner mortgage

hsbc-pensioner

 

  • Release tax-free money from your house
  • No monthly payments
  • Use the money to pay off credit cards and loans
  • Stay living in your own home for as long as you like
  • Your Requirements

  • Please enter a number from 5000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy



Under 65 Home owner
West London Home
Raise money with your home

  • Your Requirements

  • Please enter a number from 5000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy



Under 65 Home owner
West London Home
Raise money with your home




Www Derbyshire Building Society

Hodge Lifetime Drawdown Lifetime Mortgages

Canada Life Equity Release

Pure Retirement

 

  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • Just retirement defined benefit
  • More2Life Flexi Choice Drawdown Lite Plan
  • More to Life Tailored Choice Plan
  • Saga Equity Release Schemes
  • Age Partnership Lifetime Mortgage
  • More2Life Tailored Choice Plan
  • Hodge Lifetime Mortgage Plus
  • Just Retirement Equity Release
  • Liverpool Victoria LV Equity Release
  • More to Life Flexi Choice Drawdown Lite Plan
  • Pure Retirement Lifetime Mortgage
  • Saga Lifetime Mortgage
  • More2Life Capital Choice Plus Plan
  • TSB Equity Release Schemes
  • Liverpool Victoria LV Equity Release Plans
  • TSB Equity Release

 

What percentage can be released?

The older you are and the unhealthier you are the more cash you can release.

Downsides of Lifetime Mortgages

Monthly payment equity release can reduce your estate value. Lumpsum lifetime mortgages may impact ability to claim entitlements. You may need to pay a legal fee and you could be exposed to changes in interest rates with some products.

Equity release is common among business owners like below

  • Activities of exhibition and fair organisers Chudleigh
  • Retail sale of hardware, paints and glass in specialised stores Southall
  • Fitness facilities Darlington
  • Other telecommunications activities Stockton-on-Tees
  • Manufacture of other general-purpose machinery n e c Thornbury
  • Manufacture of beer Doncaster
  • Sale of used cars and light motor vehicles Broadstairs and St Peters
  • Manufacture of pharmaceutical preparations Ashton-under-Lyne
  • Translation and interpretation activities Daventry
  • Sports and recreation education Dudley
  • Other human health activities Beckenham
  • Transmission of electricity Leigh-on-Sea
  • Agents specialized in the sale of other particular products Felixstowe
  • Binding and related services Wainfleet All Saints
  • Retail sale of telecommunications equipment other than mobile telephones Southend-on-Sea
  • Manufacture of other machine tools Uppingham
  • Activities of religious organizations Newton Aycliffe
  • Manufacture of other carpets and rugs Wallsend

Thederbyshire

UK Equity Release Providers

  • Key Retirement
  • Bridgewater
  • the Telegraph
  • Bridgewater

It’s very regular to find individuals seeking out lifetime mortgage with flexible drawdown cash release, monthly payment lifetime mortgage or home reversion schemes, however, Lifetime Mortgage from L&G like Fortify Insurance Solutions are keen to see paperwork to show your personal circumstances in the form of bank statements.

Towns of the UK where equity release is common

  • Newton-le-Willows
  • Southwell
  • Glastonbury
  • Minchinhampton
  • Ringwood
  • Ivybridge
  • Dorking
  • Ipswich
  • East Grinstead
  • Watton
  • Fordbridge
  • Kimberley
  • New Romney
  • Bourne
  • Acle
  • Dawlish
  • Cranbrook

 

What percentage can be released?

  • 50% monthly payment lifetime mortgage Zurich
  • 55% loan to value (LTV) lump sum lifetime mortgages Age Partnership
  • 45% loan to value lumpsum lifetime mortgages Crown
  • 25% loan to value (LTV) lumpsum lifetime mortgages Central Trust
  • 55% loan to value (LTV) monthly payment lifetime mortgage Paragon Personal Finance
  • 30% loan to value (LTV) monthly payment lifetime mortgage Progressive Building Society

Pure Retirement - Classic Super Lite

More2Life - Flexi Choice Lite

Hodge Lifetime lifetime mortgage

Canada Life Home Finance lifetime mortgage

The mortgage lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an AST Tenant. HSBC UK Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 765112). HSBC UK Bank plc is a company incorporated under the laws of England and Wales with company registration number 9928412 and its registered office at 1 Centenary Square, Birmingham, B1 1HQ. HSBC UK Bank plc’s registered VAT Number is GB 365684514. HSBC adheres to The Standards of Lending Practice which is monitored and enforced by the Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk