HSBC lifetime mortgage offers for UK property

hsbc interest only mortgage

  • 1.94% MER
  • No lender fee
  • No broker fee
  • £289 valuation fee
  • Use your own solicitor
  • Remove tax-free equity from your house
  • No regular monthly repayments
  • Help your family to buy a house
  • Continue to live in your own property

2021 lifetime mortgage rates 1.94% APR for the lower loan to values, with slightly higher rates for larger amounts. No fees apart from a small valuation fee.

No pushy salespeople.

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

hsbc interest only mortgages

Customer Testimonials

david-p-london hsbc equity release

David P

With my power of attorney, I got equity release on my father’s house to pay for disability provisions including a lift and a new kitchen.

hsbc interest only mortgage

Mrs V from Hastings

I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.

hsbc mortgage age limit

Sandra from Manchester

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

  • Date Format: DD dash MM dash YYYY
  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Under 65 Home owner
interest only mortgages hsbc
hsbc lifetime mortgage rates

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat and if the resident is an AST Tenant.

lifetime mortgage interest rates



HSBC lifetime mortgage

Successful business owners who could benefit from equity release estate planning

  • Manufacture of tools Whitworth
  • Operation of sports facilities Stalham
  • Manufacture of optical precision instruments Darley Dale
  • The weaving of textiles Honiton
  • Aluminium production Chipping Campden
  • Manufacture of imitation jewellery and related articles Kirkby Stephen
  • Holiday centres and villages Rochester
  • Non-trading company Enfield
  • Artistic creation St Ives
  • Sale of used cars and light motor vehicles Carlton Colville
  • Retail sale of sports goods, fishing gear, camping goods, boats and bicycles Winchelsea
  • Non-life reinsurance Long Sutton
  • Other manufacturing n e c Coleshill
  • Growing of cereals except for rice, leguminous crops and oil seeds Lydney
  • Processing and preserving of poultry meat Wickwar
  • Repair of machinery Westhoughton
  • First-degree level higher education Maryport
  • Repair of electronic and optical equipment Leyton



Equity Release LTV Percentages -interest-only mortgages HSBC

The older you are and the more serious your illnesses you are, the more tax-free cash you can release.

Lloyds Retirement Mortgage Home


Areas in the UK where retirement mortgages are common

  • Aldeburgh
  • Hatfield
  • Halesworth
  • Bishops Waltham
  • Tenbury Wells
  • Orford
  • Teignmouth
  • Watlington
  • Crowland
  • Woburn Sands
  • Caistor
  • Loughton
  • Wallasey
  • Yeovil
  • Skegness
  • Highworth
  • Chippenham
  • Wath-upon-Dearne
  • Lydney
  • Axbridge
  • Chipping Sodbury
  • Stalbridge

Lloyds Retirement Mortgage Interest Rate

What percentage can be released – HSBC lifetime mortgage?

  • 55% lumpsum lifetime mortgages LV Liverpool Victoria
  • 60% LTV lump sum lifetime mortgages Lifetime Mortgage from L&G
  • 40% LTV monthly payment equity release Vida
  • 25% loan to value lifetime mortgage with flexible drawdown cash release West Bromwich Building Society

Aviva - Lifestyle Flexible Option

Drawbacks of Home Reversion Schemes

Lumpsum lifetime mortgages can reduce the inheritance for your family. Monthly payment equity release may impact the ability to claim entitlements. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

Low rate HSBC lifetime mortgage options

Find out if HSBC can offer you the lowest rates for your home equity release.  Options that include monthly repayments, interest-only repayments or no monthly repayments at all.

UK Lenders for Equity Release

  • Lifetime Mortgage from L&G
  • Stonehaven Mortgage
  • Key Solutions
  • Stonehaven

More2Life - Flexi Choice Lite

It’s common to find individuals searching for home reversion plans, lump sum lifetime mortgages or monthly payment equity release, however, More2Life like Legal & General are keen to see proof of your circumstances in the form of pension statements.

  • Canada Life Voluntary Select Gold Flexi
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • More2Life Flexi Choice Drawdown Lite Plan
  • Nationwide Equity Release
  • HSBC Equity Release Schemes
  • TSB Equity Release
  • More to Life Flexi Choice Drawdown Lite Plan
  • Royal Bank of Scotland Lifetime Mortgage
  • Saga Equity Release Schemes
  • Bridgewater Equity Release Schemes
  • L&G Legal & General Flexible Max Scheme
  • Stonehaven Equity Release
  • Nationwide Interest Only Lifetime Mortgage
  • HSBC Equity Release Plans
  • Lloyds Bank Equity Release Schemes
  • More2Life Capital Choice Plus Plan
  • Just retirement equity release key features
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Liverpool Victoria LV Equity Release Plans
  • HSBC Lifetime Mortgage
  • Lloyds Bank Equity Release Schemes
  • TSB Lifetime Mortgage
  • Saga Equity Release Plans


Aviva Mortgages

Canada Life Lifetime Mortgages

Crown Mortgages

HSBC UK Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 765112). HSBC UK Bank plc is a company incorporated under the laws of England and Wales with company registration number 9928412 and its registered office at 1 Centenary Square, Birmingham, B1 1HQ. HSBC UK Bank plc’s registered VAT Number is GB 365684514. HSBC adheres to The Standards of Lending Practice which is monitored and enforced by the Lending Standards Board. Further details can be found at