HSBC lifetime interest only mortgage – No fees



  • Release tax-free cash from your home
  • No need to make monthly payments
  • Use the money for a holiday
  • Still have a few more mortgages payments to make? We can help with that
  • Stay living in your own house for as long as you like
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.
  • Please enter a number from 50000 to 10000000.

Testimonials and Example Cases


Mrs E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got equity release to pay off my mortgage.


Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.


Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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Putney Home

Areas where equity release is popular

  • Shildon
  • Church Stretton
  • Kendal
  • Hayes
  • Gillingham
  • Saxmundham
  • Haslemere
  • Ledbury
  • Halstead
  • Barnoldswick
  • Redenhall with Harleston
  • Salcombe
  • Earley
  • Newlyn


Equity Release LTV Percentages

The more aged you are and the unhealthier you are the more cash you can release.

Crown Mortgages

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an Owner Occupier.

It’s very regular to discover people looking for monthly payment lifetime mortgage, monthly payment life time mortgage or home reversion schemes, however, Key Retirement like The Exeter Equity Release are keen to see proof of your personal circumstances in the form of bank statements.

Equity Release UK Lenders

  • Legal and General
  • LV lifetime mortgage
  • Bower
  • Crown

LV= lifetime mortgage

Legal & General Home Finance lifetime mortgage

More2Life - Capital Choice Plan

Canada Life Home Finance lifetime mortgage


Small business owners detail likely with equity to release from their homes

  • Taxi operation Shildon
  • Manufacture of other paper and paperboard containers Burford
  • Operation of bus and coach passenger facilities at bus and coach stations Beccles
  • Museums activities Scunthorpe
  • Manufacture of electrical and electronic equipment for motor vehicles and their engines Braintree
  • Manufacture of irradiation, electromedical and electrotherapeutic equipment Woking
  • News agency activities Littlehampton
  • Cutting, shaping and finishing of stone Norton-on-Derwent
  • Renting and leasing of cars and light motor vehicles Great Torrington
  • Other retail sales not in stores, stalls or markets Bedworth
  • Support activities for other mining and quarrying Thatcham
  • Activities of credit bureaus Elland
  • Residential care activities for the elderly and disabled Bulwell
  • Manufacture of photographic and cinematographic equipment Meltham
  • Manufacture of plastics in primary forms Stalbridge
  • Manufacture of ovens, furnaces and furnace burners Epsom and Ewell
  • Tanning and dressing of leather; dressing and dyeing of fur Berkeley
  • Distribution of gaseous fuels through mains Sandiacre

Aviva Equity Release Rates

Aviva Equity Release


  • Aviva Lifetime Mortgage
  • Bridgewater Equity Release Schemes
  • Stonehaven Lifetime Mortgage
  • Nationwide Equity Release
  • HSBC Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release
  • Royal Bank of Scotland Equity Release Plans
  • Aviva Equity Release Schemes
  • Bridgewater Lifetime Mortgage
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • L&G Legal & General Flexible Lifetime Mortgage
  • Pure Retirement Lifetime Mortgage
  • HSBC Interest Only Lifetime Mortgage
  • More 2 Life Capital Choice Plus Plan
  • Royal Bank of Scotland Equity Release
  • Nationwide Interest Only Lifetime Mortgage
  • HSBC Equity Release Schemes
  • Lloyds Bank Equity Release Plans
  • NatWest Equity Release Plans
  • Canada Life Landlord Voluntary Select Plan
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • L&G Legal & General Flexible Max Scheme
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • More to Life Tailored Choice Plan
  • Stonehaven Equity Release Plan
  • HSBC Equity Release Plans
  • Royal Bank of Scotland Equity Release
  • Age Partnership Equity Release Plans


Equity Release Loan To Value

  • 50% lifetime mortgage with flexible drawdown cash release Aegon
  • 35% loan to value (LTV) monthly payment lifetime mortgage Prudential Lifetime
  • 50% loan to value home reversion schemes 1st Stop Home Loans
  • 25% loan to value lifetime mortgage with flexible drawdown cash release Clearly Loans
  • 35% LTV lump sum lifetime mortgages Foundation Home Loans
  • 25% LTV monthly payment equity release HSBC Direct


Drawbacks of Home Reversion Schemes

A monthly payment lifetime mortgage can reduce your estate value. Lump-sum lifetime mortgages may impact the ability to get state benefits. You may need to pay a broker’s fee and some products expose you to changes in interest rates.
HSBC UK Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 765112). HSBC UK Bank plc is a company incorporated under the laws of England and Wales with company registration number 9928412 and its registered office at 1 Centenary Square, Birmingham, B1 1HQ. HSBC UK Bank plc’s registered VAT Number is GB 365684514. HSBC adheres to The Standards of Lending Practice which is monitored and enforced by The Lending Standards Board. Further details can be found at