Release tax-free cash from your home
No need to make monthly payments
Use the money for a holiday
Still have a few more mortgages payments to make? We can help with that
Stay living in your own house for as long as you like

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- Conventional Payment Mortgage

About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree

Date of Birth*
Your Email Address:*
Phone Number*

Testimonials and Example Cases

Mrs E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got equity release to pay off my mortgage.

Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.

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Areas where equity release is popular

Shildon
Church Stretton
Kendal
Hayes
Gillingham
Saxmundham
Haslemere
Ledbury
Halstead
Barnoldswick
Redenhall with Harleston
Salcombe
Earley
Newlyn

Equity Release LTV Percentages

The more aged you are and the unhealthier you are the more cash you can release.

Crown Mortgages

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an Owner Occupier.

It’s very regular to discover people looking for monthly payment lifetime mortgage, monthly payment life time mortgage or home reversion schemes, however, Key Retirement like The Exeter Equity Release are keen to see proof of your personal circumstances in the form of bank statements.

Equity Release UK Lenders

Legal and General
LV lifetime mortgage
Bower
Crown

Small business owners detail likely with equity to release from their homes

Taxi operation Shildon
Manufacture of other paper and paperboard containers Burford
Operation of bus and coach passenger facilities at bus and coach stations Beccles
Museums activities Scunthorpe
Manufacture of electrical and electronic equipment for motor vehicles and their engines Braintree
Manufacture of irradiation, electromedical and electrotherapeutic equipment Woking
News agency activities Littlehampton
Cutting, shaping and finishing of stone Norton-on-Derwent
Renting and leasing of cars and light motor vehicles Great Torrington
Other retail sales not in stores, stalls or markets Bedworth
Support activities for other mining and quarrying Thatcham
Activities of credit bureaus Elland
Residential care activities for the elderly and disabled Bulwell
Manufacture of photographic and cinematographic equipment Meltham
Manufacture of plastics in primary forms Stalbridge
Manufacture of ovens, furnaces and furnace burners Epsom and Ewell
Tanning and dressing of leather; dressing and dyeing of fur Berkeley
Distribution of gaseous fuels through mains Sandiacre

Aviva Lifetime Mortgage
Bridgewater Equity Release Schemes
Stonehaven Lifetime Mortgage
Nationwide Equity Release
HSBC Interest Only Lifetime Mortgage
Lloyds Bank Equity Release
Royal Bank of Scotland Equity Release Plans
Aviva Equity Release Schemes
Bridgewater Lifetime Mortgage
More2Life Flexi Choice Voluntary Payment Super Lite
L&G Legal & General Flexible Lifetime Mortgage
Pure Retirement Lifetime Mortgage
HSBC Interest Only Lifetime Mortgage
More 2 Life Capital Choice Plus Plan
Royal Bank of Scotland Equity Release
Nationwide Interest Only Lifetime Mortgage
HSBC Equity Release Schemes
Lloyds Bank Equity Release Plans
NatWest Equity Release Plans
Canada Life Landlord Voluntary Select Plan
Hodge Lifetime Flexible Voluntary Repayment Plan
L&G Legal & General Flexible Max Scheme
Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
More2Life Flexi Choice Voluntary Payment Super Lite
More to Life Tailored Choice Plan
Stonehaven Equity Release Plan
HSBC Equity Release Plans
Royal Bank of Scotland Equity Release
Age Partnership Equity Release Plans

Equity Release Loan To Value

50% lifetime mortgage with flexible drawdown cash release Aegon
35% loan to value (LTV) monthly payment lifetime mortgage Prudential Lifetime
50% loan to value home reversion schemes 1st Stop Home Loans
25% loan to value lifetime mortgage with flexible drawdown cash release Clearly Loans
35% LTV lump sum lifetime mortgages Foundation Home Loans
25% LTV monthly payment equity release HSBC Direct

Drawbacks of Home Reversion Schemes

A monthly payment lifetime mortgage can reduce your estate value. Lump-sum lifetime mortgages may impact the ability to get state benefits. You may need to pay a broker’s fee and some products expose you to changes in interest rates.
HSBC UK Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 765112). HSBC UK Bank plc is a company incorporated under the laws of England and Wales with company registration number 9928412 and its registered office at 1 Centenary Square, Birmingham, B1 1HQ. HSBC UK Bank plc’s registered VAT Number is GB 365684514. HSBC adheres to The Standards of Lending Practice which is monitored and enforced by The Lending Standards Board. Further details can be found at www.lendingstandardsboard.org.uk

Your Requirements

About You