HSBC life time interest only mortgage


  • Remove tax-free money from your home
  • Variable rates as low as 1.89% APR
  • No regular monthly repayments
  • Use the money to help your family
  • Still, have a few more mortgages payments to make? We can help with that
  • Continue to stay in your house for as long as you like
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.
  • Please enter a number from 50000 to 10000000.


Julia A

My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.


Mr G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.


Mrs Daly from Glasgow

My daughter lives in the states and does not have health insurance. My £30,000 lifetime mortgage paid the medical bills for her son to be born and a years rent in advance for a new flat for the baby.


Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to his interest rate offered by his bank.


Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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Wandsworth Family Home
Raise money with your home
Under 65 Home owner
West London Home
South West London Home

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.

UK Equity Release Scheme Providers

  • Legal and General
  • Santander
  • Just Retirement



Pitfalls of Equity Release Schemes

Lifetime mortgage with flexible drawdown cash release can reduce your estate value. Monthly payment equity release may impact ability to get state benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.

Equity Release Under 60 Rates 2021

Towns of the UK where Lifetime Mortgages are popular

  • Rugby
  • Thornbury
  • Sandy
  • Alcester
  • Burntwood
  • Moretonhampstead
  • Wadebridge
  • Newport
  • Ashford
  • Masham
  • Castle Cary
  • Southgate
  • Bicester
  • Blandford Forum
  • Leek
  • Coulsdon

Hodge Lifetime

More2Life Drawdown Lifetime Mortgages

One Family Retirement Mortgages

Just Lifetime Mortgages

Legal and General Drawdown Lifetime Mortgages

Just Lifetime Mortgages

LV Lifetime Mortgages


  • Pure Retirement Equity Release Plans
  • HSBC Equity Release
  • More to Life Flexi Choice Drawdown Lite Plan
  • Bridgewater Equity Release Plans
  • Stonehaven Interest Select Plan
  • Nationwide Interest Only Lifetime Mortgage
  • More2Life Flexi Choice Drawdown Lite Plan
  • Bridgewater Equity Release
  • L&G Legal & General Flexible Max Plus
  • Stonehaven Equity Release Plan
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Saga Lifetime Mortgage
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Stonehaven Interest Select Plan
  • TSB Lifetime Mortgage
  • Saga Equity Release Plans


  • Television programming and broadcasting activities Hatfield
  • Pre-primary education Tipton
  • Financial management Sandwich
  • Residential nursing care facilities Winchcombe
  • Combined office administrative service activities Watton
  • Manufacture of flat glass Tetbury
  • Primary education Royston
  • Plant propagation Elstree and Borehamwood
  • Satellite telecommunications activities Richmond
  • Painting Weybridge
  • Public houses and bars Aylesbury
  • Specialists medical practice activities Birchwood
  • Renting and leasing of construction and civil engineering machinery and equipment Mansfield
  • Manufacture of non-wovens and articles made from non-wovens, except apparel Midsomer Norton
  • Water collection, treatment and supply Eton
  • Manufacture of electronic industrial process control equipment Gravesend
  • Retail sale of newspapers and stationery in specialised stores Princes Risborough
  • Retail sale of beverages in specialised stores Saxmundham


What percentage can be released?

The more aged you are and the unhealthier you are the more tax-free cash you can release.

Equity Release Under 60 Uk

Pure Retirement - Classic Super Lite Plan

More2Life - Flexi Choice Lite

Legal & General - Flexible Blue

Pure Retirement Ltd joint lifetime mortgage

It’s very regular to encounter people looking for monthly payment equity release, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, Bower like Fortify Insurance Solutions are keen to see proof of your personal situation in the form of pension statements.

Equity Release LTV

  • 50% monthly payment equity release Old Mutual Wealth
  • 35% loan to value interest-only lifetime mortgages Saga
  • 45% loan to value lifetime mortgage with flexible drawdown cash release Prudential
  • 30% LTV lifetime mortgage with flexible drawdown cash release Central Trust
  • 55% loan to value lifetime mortgage with flexible drawdown cash release Paragon Personal Finance
  • 40% loan to value monthly payment lifetime mortgage Optimum Credit
  • 25% loan to value (LTV) lumpsum lifetime mortgages Teachers Building Society

HSBC UK Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 765112). HSBC UK Bank plc is a company incorporated under the laws of England and Wales with company registration number 9928412 and its registered office at 1 Centenary Square, Birmingham, B1 1HQ. HSBC UK Bank plc’s registered VAT Number is GB 365684514. HSBC adheres to The Standards of Lending Practice which is monitored and enforced by the Lending Standards Board. Further details can be found at