HSBC life time interest only mortgage


  • Remove tax-free money from your home
  • Variable rates as low as 1.89% APR
  • No regular monthly repayments
  • Use the money to help your family
  • Still, have a few more mortgages payments to make? We can help with that
  • Continue to stay in your house for as long as you like
  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

  • Date Format: DD dash MM dash YYYY
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Wandsworth Family Home
Raise money with your home
Under 65 Home owner
West London Home
South West London Home

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.

UK Equity Release Scheme Providers

  • Legal and General
  • Santander
  • Just Retirement



Pitfalls of Equity Release Schemes

Lifetime mortgage with flexible drawdown cash release can reduce your estate value. Monthly payment equity release may impact ability to get state benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.

Equity Release Under 60 Rates 2020

Towns of the UK where Lifetime Mortgages are popular

  • Rugby
  • Thornbury
  • Sandy
  • Alcester
  • Burntwood
  • Moretonhampstead
  • Wadebridge
  • Newport
  • Ashford
  • Masham
  • Castle Cary
  • Southgate
  • Bicester
  • Blandford Forum
  • Leek
  • Coulsdon

Hodge Lifetime

More2Life Drawdown Lifetime Mortgages

One Family Retirement Mortgages

Just Lifetime Mortgages

Legal and General Drawdown Lifetime Mortgages

Just Lifetime Mortgages

LV Lifetime Mortgages


  • Pure Retirement Equity Release Plans
  • HSBC Equity Release
  • More to Life Flexi Choice Drawdown Lite Plan
  • Bridgewater Equity Release Plans
  • Stonehaven Interest Select Plan
  • Nationwide Interest Only Lifetime Mortgage
  • More2Life Flexi Choice Drawdown Lite Plan
  • Bridgewater Equity Release
  • L&G Legal & General Flexible Max Plus
  • Stonehaven Equity Release Plan
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Saga Lifetime Mortgage
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Stonehaven Interest Select Plan
  • TSB Lifetime Mortgage
  • Saga Equity Release Plans


  • Television programming and broadcasting activities Hatfield
  • Pre-primary education Tipton
  • Financial management Sandwich
  • Residential nursing care facilities Winchcombe
  • Combined office administrative service activities Watton
  • Manufacture of flat glass Tetbury
  • Primary education Royston
  • Plant propagation Elstree and Borehamwood
  • Satellite telecommunications activities Richmond
  • Painting Weybridge
  • Public houses and bars Aylesbury
  • Specialists medical practice activities Birchwood
  • Renting and leasing of construction and civil engineering machinery and equipment Mansfield
  • Manufacture of non-wovens and articles made from non-wovens, except apparel Midsomer Norton
  • Water collection, treatment and supply Eton
  • Manufacture of electronic industrial process control equipment Gravesend
  • Retail sale of newspapers and stationery in specialised stores Princes Risborough
  • Retail sale of beverages in specialised stores Saxmundham


What percentage can be released?

The more aged you are and the unhealthier you are the more tax free cash you can release.

Equity Release Under 60 Uk

Pure Retirement - Classic Super Lite Plan

More2Life - Flexi Choice Lite

Legal & General - Flexible Blue

Pure Retirement Ltd joint lifetime mortgage

It’s very regular to encounter people looking for monthly payment equity release, monthly payment life time mortgage or lifetime mortgage with flexible drawdown cash release, however, Bower like Fortify Insurance Solutions are keen to see proof of your personal situation in the form of pension statements.

Equity Release LTV

  • 50% monthly payment equity release Old Mutual Wealth
  • 35% loan to value interest-only lifetime mortgages Saga
  • 45% loan to value lifetime mortgage with flexible drawdown cash release Prudential
  • 30% LTV lifetime mortgage with flexible drawdown cash release Central Trust
  • 55% loan to value lifetime mortgage with flexible drawdown cash release Paragon Personal Finance
  • 40% loan to value monthly payment life time mortgage Optimum Credit
  • 25% loan to value (LTV) lumpsum lifetime mortgages Teachers Building Society

HSBC UK Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 765112). HSBC UK Bank plc is a company incorporated under the laws of England and Wales with company registration number 9928412 and its registered office at 1 Centenary Square, Birmingham, B1 1HQ. HSBC UK Bank plc’s registered VAT Number is GB 365684514. HSBC adheres to The Standards of Lending Practice which is monitored and enforced by the Lending Standards Board. Further details can be found at