- Remove tax-free money from your home
- Variable rates as low as 1.89% APR
- No regular monthly repayments
- Use the money to help your family
- Still, have a few more mortgages payments to make? We can help with that
- Continue to stay in your house for as long as you like
Julia A
My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.
Mr G from Kent
I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.
Mrs Daly from Glasgow
My daughter lives in the states and does not have health insurance. My £30,000 lifetime mortgage paid the medical bills for her son to be born and a years rent in advance for a new flat for the baby.
Mr Williamson from Chiswick
My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to his interest rate offered by his bank.
Ms T from Hammersmith
My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.
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The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.
UK Equity Release Scheme Providers
- Legal and General
- Santander
- Just Retirement
- Equity Release In House Under 60
- Tenants In Common Pensioner Mortgage Calculator
- Rbs Retirement Mortgage House
- Teachers Building Society Interest Only Lifetime Mortgage
- Ipswich Building Society Retirement Mortgage
- Natwest Retirement Mortgage Interest Only
- Saffron Building Society Equity Release Interest Only
- Short Leasehold Over 70 Mortgage
- Concrete House
- Equity Release Under 50 Providers
- Mortgages For Pensioners Over 70
- Principality Building Society Over 75 Mortgage
- Newcastle Building Society Equity Loan
- Lloyds Equity Release Drawdown
- Newbury Building Society Lifetime Mortgage
- 55+ Mortgage
- Self Cert Spanish Mortgage
- Age 50 Equity Release Reviews
- Lloyds Bank Interest Only Lifetime Mortgage Rates 2026
- Rio Mortgage
- Over 65 Mortgages
- Bank Of Scotland Equity Release Uk
- Live/Work Mortgage
- Mansfield Building Society Retirement Mortgage
- Lloyds Pensioner Mortgage Reviews
- Market Harborough Building Society Equity Loan
- Mortgages For 60 Plus
- Mortgages For The Over 60S
- Releasing Money From Mortgage
- Mortgage Indemnity Insurance
- Halifax Equity Release Schemes
- HSBC Retirement Mortgage
- Aviva Equity Release
- Contaminated Property Lifetime Mortgage
- Darlington Building Society Interest Rates
- Dudley Building Society Equity Release Loan
- Equity Release Northern Ireland Interest Rates
- High Rise Flat Lifetime Mortgage
- Halifax Lifetime Mortgage No Payments
- Rbs Lifetime Mortgage Providers
- I Have Equity But Bad Credit
- Ecology Building Society Later Life Mortgages
- Lifetime Mortgages For Purchase
- Canada Life Uk Equity Release
- Mortgages Up To Age 85
- Santander Equity Release Mortgage
- Key Retirement Over 75 Mortgage
- Stafford Railway Building Society Pensioner Mortgage Calculator
- Gloucester Building Society Mortgage Rates 2026
- Ni Later Life Mortgages
- Hodge Lifetime Over 50 Mortgage
Pitfalls of Equity Release Schemes
Lifetime mortgage with flexible drawdown cash release can reduce your estate value. Monthly payment equity release may impact ability to get state benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.
Towns of the UK where Lifetime Mortgages are popular
- Rugby
- Thornbury
- Sandy
- Alcester
- Burntwood
- Moretonhampstead
- Wadebridge
- Newport
- Ashford
- Masham
- Castle Cary
- Southgate
- Bicester
- Blandford Forum
- Leek
- Coulsdon
More2Life Drawdown Lifetime Mortgages
One Family Retirement Mortgages
Legal and General Drawdown Lifetime Mortgages
- Pure Retirement Equity Release Plans
- HSBC Equity Release
- More to Life Flexi Choice Drawdown Lite Plan
- Bridgewater Equity Release Plans
- Stonehaven Interest Select Plan
- Nationwide Interest Only Lifetime Mortgage
- More2Life Flexi Choice Drawdown Lite Plan
- Bridgewater Equity Release
- L&G Legal & General Flexible Max Plus
- Stonehaven Equity Release Plan
- More to Life Flexi Choice Voluntary Payment Super Lite
- Saga Lifetime Mortgage
- Liverpool Victoria LV= Flexible Lifetime Mortgage
- Stonehaven Interest Select Plan
- TSB Lifetime Mortgage
- Saga Equity Release Plans
- Television programming and broadcasting activities Hatfield
- Pre-primary education Tipton
- Financial management Sandwich
- Residential nursing care facilities Winchcombe
- Combined office administrative service activities Watton
- Manufacture of flat glass Tetbury
- Primary education Royston
- Plant propagation Elstree and Borehamwood
- Satellite telecommunications activities Richmond
- Painting Weybridge
- Public houses and bars Aylesbury
- Specialists medical practice activities Birchwood
- Renting and leasing of construction and civil engineering machinery and equipment Mansfield
- Manufacture of non-wovens and articles made from non-wovens, except apparel Midsomer Norton
- Water collection, treatment and supply Eton
- Manufacture of electronic industrial process control equipment Gravesend
- Retail sale of newspapers and stationery in specialised stores Princes Risborough
- Retail sale of beverages in specialised stores Saxmundham
What percentage can be released?
The more aged you are and the unhealthier you are the more tax-free cash you can release.
It’s very regular to encounter people looking for monthly payment equity release, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, Bower like Fortify Insurance Solutions are keen to see proof of your personal situation in the form of pension statements.
Equity Release LTV
- 50% monthly payment equity release Old Mutual Wealth
- 35% loan to value interest-only lifetime mortgages Saga
- 45% loan to value lifetime mortgage with flexible drawdown cash release Prudential
- 30% LTV lifetime mortgage with flexible drawdown cash release Central Trust
- 55% loan to value lifetime mortgage with flexible drawdown cash release Paragon Personal Finance
- 40% loan to value monthly payment lifetime mortgage Optimum Credit
- 25% loan to value (LTV) lumpsum lifetime mortgages Teachers Building Society
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Page information
- Information available at
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