UK HSBC equity release schemes from January 2020

hsbc equity release

  • Remove tax-free equity from your house
  • No regular monthly repayments
  • Help your family to buy a house
  • Continue to live in your property

Equity release rates 2.09% for lower loan to values, with slighly higher rates for larger amounts.  No fees apart from a small valuation fee.

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • About You

  • Date Format: DD dash MM dash YYYY
  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

hsbc valuation fee

Under 65 Home owner
equity release loans uk
hsbc valuation fees

  • What are you looking for?

  • Please enter a number from 12000 to 20000000.
  • About Your Circumstances

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

hsbc lifetime mortgage

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat, and if the resident is an AST Tenant.

hsbc equity release mortgage

Aviva - Lifestyle Flexible Option

More2Life - Flexi Choice Lite

Hodge Lifetime - Lump Sum Lifetime Mortgage

Successful business owners who could benefit from equity release estate planning

  • Manufacture of tools Whitworth
  • Operation of sports facilities Stalham
  • Manufacture of optical precision instruments Darley Dale
  • The weaving of textiles Honiton
  • Aluminium production Chipping Campden
  • Manufacture of imitation jewellery and related articles Kirkby Stephen
  • Holiday centres and villages Rochester
  • Non-trading company Enfield
  • Artistic creation St Ives
  • Sale of used cars and light motor vehicles Carlton Colville
  • Retail sale of sports goods, fishing gear, camping goods, boats and bicycles Winchelsea
  • Non-life reinsurance Long Sutton
  • Other manufacturing n e c Coleshill
  • Growing of cereals except for rice, leguminous crops and oil seeds Lydney
  • Processing and preserving of poultry meat Wickwar
  • Repair of machinery Westhoughton
  • First-degree level higher education Maryport
  • Repair of electronic and optical equipment Leyton



Equity Release LTV Percentages

The older you are and the more serious your illnesses you are, the more tax-free cash you can release.

Lloyds Retirement Mortgage Home


Areas in the UK where retirement mortgages are common

  • Aldeburgh
  • Hatfield
  • Halesworth
  • Bishops Waltham
  • Tenbury Wells
  • Orford
  • Teignmouth
  • Watlington
  • Crowland
  • Woburn Sands
  • Caistor
  • Loughton
  • Wallasey
  • Yeovil
  • Skegness
  • Highworth
  • Chippenham
  • Wath-upon-Dearne
  • Lydney
  • Axbridge
  • Chipping Sodbury
  • Stalbridge

What percentage can be released?

  • 55% lumpsum lifetime mortgages LV Liverpool Victoria
  • 60% LTV lump sum lifetime mortgages Lifetime Mortgage from L&G
  • 40% LTV monthly payment equity release Vida
  • 25% loan to value lifetime mortgage with flexible drawdown cash release West Bromwich Building Society


Drawbacks of Home Reversion Schemes

Lumpsum lifetime mortgages can reduce the inheritance for your family. Monthly payment equity release may impact the ability to claim entitlements. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

UK Lenders for Equity Release

  • Lifetime Mortgage from L&G
  • Stonehaven Mortgage
  • Key Solutions
  • Stonehaven

It’s common to find individuals searching for home reversion plans, lump sum lifetime mortgages or monthly payment equity release, however, More2Life like Legal & General are keen to see proof of your circumstances in the form of pension statements.

  • Canada Life Voluntary Select Gold Flexi
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • More2Life Flexi Choice Drawdown Lite Plan
  • Nationwide Equity Release
  • HSBC Equity Release Schemes
  • TSB Equity Release
  • More to Life Flexi Choice Drawdown Lite Plan
  • Royal Bank of Scotland Lifetime Mortgage
  • Saga Equity Release Schemes
  • Bridgewater Equity Release Schemes
  • L&G Legal & General Flexible Max Scheme
  • Stonehaven Equity Release
  • Nationwide Interest Only Lifetime Mortgage
  • HSBC Equity Release Plans
  • Lloyds Bank Equity Release Schemes
  • More2Life Capital Choice Plus Plan
  • Just retirement equity release key features
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Liverpool Victoria LV Equity Release Plans
  • HSBC Lifetime Mortgage
  • Lloyds Bank Equity Release Schemes
  • TSB Lifetime Mortgage
  • Saga Equity Release Plans

Lloyds Retirement Mortgage Interest Rate

Aviva Mortgages

Canada Life Lifetime Mortgages

Crown Mortgages
HSBC UK Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 765112). HSBC UK Bank plc is a company incorporated under the laws of England and Wales with company registration number 9928412 and its registered office at 1 Centenary Square, Birmingham, B1 1HQ. HSBC UK Bank plc’s registered VAT Number is GB 365684514. HSBC adheres to The Standards of Lending Practice which is monitored and enforced by The Lending Standards Board. Further details can be found at