4.97% APR Equity Release for High-rise flats over 6 floors 2026

high-rise

Release equity from your high rise flat
Other difficult property types are accepted
No need to make regular monthly payments
Help a family member buy their own home with a smaller mortgage
Still, have a few more mortgages payments to make? We can help with that
Stay living in your own house

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Total amount of mortgage/loans you have on your property*
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- I'm Not Sure

Your Requirements
My Property or Home:*
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- Not Sure
I would like to*
- Refinance my existing property and stay
- Get new finance for a new property
Estimated Value Of Your Property?*
Total amount of mortgage/loans you have on your property*
About You
Please tell us about your self and what you want
Name*
First Last
Phone*
Date of Birth*
DD dash MM dash YYYY
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree
By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.

Downsides of Interest Only Lifetime Mortgages

Lumpsum lifetime mortgages can reduce the inheritance for your family. A monthly payment lifetime mortgage may impact the ability to claim benefits. You may need to pay an advisor’s fee and you could be exposed to changes in interest rates with some products.

L&G Legal & General Flexi Max Voluntary Repayment Plan
Pure Retirement Lifetime Mortgage
HSBC Interest Only Lifetime Mortgage
TSB Lifetime Mortgage
More2Life Tailored Choice Plan
Hodge Equity Release Schemes
Just Retirement Equity Release Plans
L&G Legal & General Flexible Plus Lifetime Mortgage
More to Life Flexi Choice Voluntary Payment Super Lite
HSBC Equity Release
NatWest Equity Release
More2Life Capital Choice Plus Plan
Bridgewater Lifetime Mortgage
Just retirement defined benefit
More 2 Life Flexi Choice Voluntary Payment Super Lite
Stonehaven Equity Release
Lloyds Bank Lifetime Mortgage
Nationwide Equity Release
NatWest Equity Release Plans

Areas where retirement mortgages are popular

Southborough
Whaley Bridge
Batley
Hemsworth
Wilmslow
Southam
Stotfold
Hemel Hempstead
Loughborough
Padiham
Alford
Thornbury
Rowley Regis
Birkenhead

Retired business owners that may be interested in lifetime mortgages

Retail sale of books in specialised stores Broughton
Growing of rice Whitby
Manufacture of gas Hayle
Manufacture of other fabricated metal products n e c Ashby Woulds
Manufacture of oils and fats Clay Cross
Manufacture of imitation jewellery and related articles Wickwar
Wholesale of coffee, tea, cocoa and spices Pontefract
Manufacture of pulp Torpoint
Printing of newspapers New Mills
Site preparation Ferryhill
Manufacture of non-electronic measuring, testing etc equipment, not for industrial process control Bedworth
Manufacture of air and spacecraft and related machinery Warrington
Hospital activities Newport
Renting and leasing of agricultural machinery and equipment Stroud
Web portals Malmesbury
Television programme production activities Tottenham
Other human health activities Wellington
Activities of investment trust Ross-on-Wye

It’s usual to discover people searching for lifetime mortgage with flexible drawdown cash release, lumpsum lifetime mortgages or interest-only lifetime mortgages, however, Lifetime Mortgage from L&G like Legal & General are keen to see paperwork to show your circumstances in the form of investment statements.

How much is it common to release from a home

50% home reversion plans Maximum cover Equity Release
60% loan to value interest-only lifetime mortgages Lifetime Mortgage from L&G
30% loan to value lump sum lifetime mortgages Central Trust
50% loan to value monthly payment lifetime mortgage 1st Stop Home Loans
40% loan to value (LTV) lump sum lifetime mortgages Shawbrook

Aviva Mortgages
Release Equity In House Under 55

Crown Lifetime Mortgages

LV Retirement Mortgages

How much is it common to release from a home

The older you are and the more serious your illnesses you are the more tax-free cash you can release.

Lenders for UK Equity Release

Just Retirement
LV equity release
Just Retirement
LV equity release

We accept the properties of Standard and Modern Methods of Construction (MMC).

The following methods of construction are maybe acceptable:

Any property of Easiform construction.
Any property containing mundic concrete.
Any property containing no-fines concrete.
Flats or maisonettes in blocks exceeding 20 storeys.
Grade 1 listed buildings in England and Wales / Grades A and B in Scotland.
Mobile homes and houseboats.
Properties constructed with high-alumina cement, timber-framed property with no brick skin or 100% steel or timber-framed property.
High rise developments.
Property designated defective under Part XVI Housing Act 1985, Housing (Scotland) Act 1987 or Pre-Cast Reinforced Concrete (PRC) property (irrespective of whether repaired under a licence repair scheme).