Remove tax-free money from your home
No monthly repayments-or just pay interest
2.1% APR
Use the money you release for anything you like
Continue to stay in your house for as long as you like

Rates as low as 2.09% APR with rates under 3% fixed.

Only a small valuation fee to pay. No lenders fees, no product fees and no completion fees. A simple transparent offer.

It’s common to find individuals looking for monthly payment equity release, lumpsum lifetime mortgages or home reversion plans. However, Key Retirement like Fortify Insurance Solutions is keen to see paperwork to show your circumstances in the form of pension statements.

The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is an Owner Occupier Primary Residence.

Equity Release Scheme Providers

Key Retirement
Prudential Lifetime
Key Solutions
Crown
Legal and General
Liverpool Victoria LV LVE

Aviva Equity Release Plans
Bridgewater Equity Release Plans
Just retirement defined benefit
Liverpool Victoria LV Equity Release Schemes
Pure Retirement Classic Voluntary Payment Super Lite
Nationwide Equity Release Plans
NatWest Interest Only Lifetime Mortgage
Saga Lifetime Mortgage
Aviva Lifestyle Flexible Option
Bridgewater Equity Release
Just Retirement Equity Release Plans
Liverpool Victoria LV Equity Release Plans
Pure Retirement Drawdown Plan
Nationwide Equity Release
Lloyds Bank Lifetime Mortgage
Saga Lifetime Mortgage
Age Partnership Equity Release Plans
More 2 Life Flexi Choice Voluntary Payment Super Lite
TSB Lifetime Interest Only Mortgage
Aviva Equity Release Plans
Just retirement defined benefit
Liverpool Victoria LV Equity Release Plans
More2Life Capital Choice Plan
NatWest Equity Release Schemes

How much is it common to release from a home

55% monthly payment lifetime mortgage Royal London Equity Release
35% loan to value interest-only lifetime mortgages One Family
25% loan to value lump sum lifetime mortgages Beverley

Equity Release LTV Percentages

The more elderly you are and the sicker you are, the more money you can release.

Areas where retirement mortgages are common

Seaham
Featherstone
Lyme Regis
Eccles
Greater Willington
Weymouth
Leek
Bridgwater
Ashburton
Watlington
Uppingham

Equity release is standard among small business owners like below

Publishing of computer games Telscombe
Manufacture of other carpets and rugs Poynton-with-Worth
Wholesale of dairy products, eggs and edible oils and fats Hartland
Library activities Chertsey
Operation of gravel and sand pits; mining of clays and kaolin Nantwich
Wholesale of radio, television goods & electrical household appliances other than records, tapes, CD’s & videotapes and the equipment used for playing them Flitwick
Wholesale of flowers and plants Elstree and Borehamwood
Retail sale by opticians Soham
Freshwater aquaculture Bourne
Other amusement and recreation activities n e c Wotton-under-Edge
Renting and operating of Housing Association real estate Rushden
Activities of mortgage finance companies Ellesmere
Licensed clubs Haywards Heath
Leasing of intellectual property and similar products, except copyright, works Wolverton and Greenleys
Operation of warehousing and storage facilities for water transport activities Slough
Other holiday and other collective accommodation Lechlade
Deep coal mines Hadleigh
Renting and leasing of cars and light motor vehicles Epping

Drawbacks of Home Reversion Schemes

Lifetime mortgage with flexible drawdown cash release can reduce the value of your estate. Interest-only lifetime mortgages may impact the ability to claim entitlements. You may need to pay a broker’s fee, and you could have higher rates to pay with some schemes.

Halifax, PO Box 548, Leeds, LS1 1WU

Is a Halifax retirement mortgage right for me in 2020? – 2.1% APR

Your Requirements