Halifax pensioner mortgage – High acceptance on 2.56% rate

halifax-pensioner-mortgage

  • Remove tax-free cash from your property with a Halifax pensioner mortgage
  • Not necessary to make regular monthly payments unless you want to pay just interest
  • Help a family member buy their own home with a smaller mortgage
  • Still, have a few more mortgages payments to make? No problems
  • Continue to live in your own property
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Halifax Mortgages for over 70s – examples include younger people

halifax mortgages for over 70s

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.

RIO

Mrs E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got equity release to pay off my mortgage.

RIO

Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

RIO

Mrs V from Hastings

I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.

UK halifax mortgages for over 70s

Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home. Halifax pensioner mortgages are great.

RIO

Mrs L from Nottingham

I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.  Halifax pensioner mortgages were the right option for me.

mr-g

Mr G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.

julia-a

Julia A

My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
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Business owners who could benefit from Halifax mortgages for over 70s estate planning

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

  • Growing of grapes Newbiggin-by-the-Sea
  • Non-specialised wholesale trade Bury
  • Manufacture of other non-metallic mineral products n e c Wragby
  • Manufacture of compressors Hastings
  • Repair of machinery New Alresford
  • Retail sale of musical instruments and scores Southgate
  • The casting of other non-ferrous metals New Milton
  • Manufacture of agricultural and forestry machinery other than tractors Stanhope
  • Opencast coal working Fleetwood
  • Manufacture of other builders’ carpentry and joinery Corsham
  • Manufacture of imitation jewellery and related articles Penwortham
  • Manufacture of doors and windows of metal Hertford
  • Manufacture of sports goods Sprowston
  • Retail sale of hearing aids Moreton-in-Marsh
  • Operation of bus and coach passenger facilities at bus and coach stations Ampthill
  • Support activities for crop production South Brent
  • Wholesale of petroleum and petroleum products Silsden
  • Other engineering activities Reading

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Voluntary Payments Equity Release Advice

Halifax pensioner mortgages

With Halifax pensioner mortgages the rates can be very low and they can replace your existing mortgage you need to pay back.

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Voluntary Payments Equity Release Age

Pensioner Mortgages Halifax

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Halifax mortgages have some of the best rates available.

UK Equity Release Scheme Providers – halifax mortgages for over 65s

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

  • Sunlife Plans
  • Norwich Union
  • Lifetime Mortgage from L&G

Pitfalls of pensioner mortgages halifax for over 70s

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Interest-only lifetime mortgages can reduce your estate value. A monthly payment lifetime mortgage may impact the ability to claim entitlements. You may need to pay a legal fee and some products expose you to changes in interest rates.

Crown Mortgages

Legal and General Lifetime Mortgages

LV

One Family Retirement Mortgages

Halifax pensioner mortgage Loan To Value comparison

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

  • 60% monthly payment lifetime mortgage Aegon
  • 65% Halifax pensioner mortgage
  • 60% ltv Halifax Mortgages for over 70s
  • 60% loan to value (LTV) monthly payment equity release Paragon Personal Finance
  • 25% loan to value lifetime mortgage with flexible drawdown cash release Evolution Money

Towns where halifax mortgages for over 65s are routine

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

  • Earley
  • Nuneaton
  • Hexham
  • Hartland
  • Oakham
  • Chipping Campden
  • Ollerton and Boughton
  • Lymington
  • Dudley
  • Rye
  • Corringham
  • Pocklington
  • Northam
  • Plympton
  • Ormskirk
  • Bingham
  • Bourne

The lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an AST Tenant.

What percentage can be released with Halifax Mortgages for over 70s?

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

The more elderly you are and the unhealthier you are the more cash you can release.

It is very regular to discover individuals looking for home reversion schemes, monthly payment lifetime mortgage or home reversion schemes, however, Key Retirement like The Exeter Equity Release are keen to see paperwork to show your circumstances in the form of pension statements.