Halifax pensioner mortgage – High acceptance on 1.91% rate


  • Remove tax-free cash from your property with a Halifax pensioner mortgage
  • Not necessary to make regular monthly payments unless you want to pay just interest
  • Help a family member buy their own home with a smaller mortgage
  • Still, have a few more mortgages payments to make? No problems
  • Continue to live in your own property
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Halifax Mortgages for over 70s – examples include younger people

halifax mortgages for over 70s

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.


Mrs E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got equity release to pay off my mortgage.


Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.


Mrs V from Hastings

I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.

UK halifax mortgages for over 70s

Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.


Mrs L from Nottingham

I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.


Mr G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.


Julia A

My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
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London House Finance
Homeowner in their 60s
Access home equity
Southfields House
Just Retirement - Roll-Up Lifetime Mortgage

Canada Life - Lifestyle Lite

Pure Retirement Ltd lifetime mortgage

More2Life - Flexi Choice Lite

Business owners who could benefit from Halifax mortgages for over 70s estate planning

  • Growing of grapes Newbiggin-by-the-Sea
  • Non-specialised wholesale trade Bury
  • Manufacture of other non-metallic mineral products n e c Wragby
  • Manufacture of compressors Hastings
  • Repair of machinery New Alresford
  • Retail sale of musical instruments and scores Southgate
  • The casting of other non-ferrous metals New Milton
  • Manufacture of agricultural and forestry machinery other than tractors Stanhope
  • Opencast coal working Fleetwood
  • Manufacture of other builders’ carpentry and joinery Corsham
  • Manufacture of imitation jewellery and related articles Penwortham
  • Manufacture of doors and windows of metal Hertford
  • Manufacture of sports goods Sprowston
  • Retail sale of hearing aids Moreton-in-Marsh
  • Operation of bus and coach passenger facilities at bus and coach stations Ampthill
  • Support activities for crop production South Brent
  • Wholesale of petroleum and petroleum products Silsden
  • Other engineering activities Reading

Similar products to Halifax mortgages for over 70s

  • Aviva Equity Release Plans
  • Just Retirement Equity Release Schemes
  • More2Life Tailored Choice Plan
  • Halifax Mortgages for over 70s
  • Pure Retirement Drawdown Plan
  • Stonehaven Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release Schemes
  • TSB Lifetime Interest Only Mortgage
  • Royal Bank of Scotland Lifetime Mortgage
  • Saga Equity Release Plans
  • Aviva Flexible Voluntary Repayment Plan
  • Hodge Equity Release Plans
  • Stonehaven Lifetime Mortgage
  • TSB Lifetime Interest Only Mortgage
  • NatWest Equity Release Plans
  • Saga home reversion schemes
  • HSBC Interest Only Lifetime Mortgage
  • NatWest Equity Release
  • Just Retirement Equity Release
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Pure Retirement Lifetime Mortgage
  • HSBC Equity Release

Voluntary Payments Equity Release Advice

Voluntary Payments Equity Release Age

UK Equity Release Scheme Providers

  • Sunlife Plans
  • Norwich Union
  • Lifetime Mortgage from L&G

Pitfalls of Lifetime Mortgages

Interest-only lifetime mortgages can reduce your estate value. A monthly payment lifetime mortgage may impact the ability to claim entitlements. You may need to pay a legal fee and some products expose you to changes in interest rates.

Crown Mortgages

Legal and General Lifetime Mortgages


One Family Retirement Mortgages

Halifax pensioner mortgage Loan To Value comparison

  • 60% monthly payment lifetime mortgage Aegon
  • 65% Halifax pensioner mortgage
  • 60% ltv Halifax Mortgages for over 70s
  • 60% loan to value (LTV) monthly payment equity release Paragon Personal Finance
  • 25% loan to value lifetime mortgage with flexible drawdown cash release Evolution Money

Towns where retirement mortgages are routine

  • Earley
  • Nuneaton
  • Hexham
  • Hartland
  • Oakham
  • Chipping Campden
  • Ollerton and Boughton
  • Lymington
  • Dudley
  • Rye
  • Corringham
  • Pocklington
  • Northam
  • Plympton
  • Ormskirk
  • Bingham
  • Bourne

The lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an AST Tenant.

What percentage can be released with Halifax Mortgages for over 70s?

The more elderly you are and the unhealthier you are the more cash you can release.

It is very regular to discover individuals looking for home reversion schemes, monthly payment lifetime mortgage or home reversion schemes, however, Key Retirement like The Exeter Equity Release are keen to see paperwork to show your circumstances in the form of pension statements.