Is a Halifax Lifetime Mortgage right for me?

  • Remove tax-free equity from your property
  • No regular monthly repayments
  • Help a member of your family buy their own home that they couldn’t afford otherwise
  • Continue to stay in your home
  • Can be used to help tax planning
  • Your Requirements

  • Please enter a number from 12000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy




Access home equity
Old money home
Home equity Tied Up

UK Providers for Equity Release

  • Age Partnership
  • One Family
  • Just Retirement
  • AIG Life

How much is it common to release from a home

  • 55% monthly payment equity release The Exeter Equity Release
  • 60% loan to value (LTV) lumpsum lifetime mortgages Age Concern
  • 45% LTV monthly payment equity release Pepper

Canada Life

Pure Retirement

LV

 

HSBC Lifetime Mortgage Buy To Let

 

LV Equity Release

The lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.

Drawbacks of Equity Release Plans

Lumpsum lifetime mortgages can reduce the value of your estate. A monthly payment lifetime mortgage may impact entitlements to state benefits. You may need to pay a legal fee, and you could have higher rates to pay with some schemes.

  • Aviva Equity Release Plans
  • Nationwide Interest Only Lifetime Mortgage
  • Saga home reversion plan
  • Just retirement defined benefit
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • More to Life Tailored Choice Plan
  • Pure Retirement Equity Release
  • Nationwide Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release
  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • TSB Equity Release
  • Hodge Equity Release Schemes
  • More 2 Life Capital Choice Plan
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • Liverpool Victoria LV Equity Release
  • Royal Bank of Scotland Equity Release Plans

HSBC Lifetime Mortgage No Payments

How much is it common to release from a home

The older you are and the more serious your illnesses you are, the more tax-free cash you can release.

Examples of retired small business owners likely to have equity to release

  • Manufacture of flat glass Tidworth
  • Manufacture of dyes and pigments Tewkesbury
  • Manufacture of other furniture Nailsworth
  • Retail sale of computers, peripheral units and software in specialised stores Warrington
  • Manufacture of optical precision instruments Norton-on-Derwent
  • Manufacture of other ceramic products n e c Winchcombe
  • Fund management activities Haverhill
  • Manufacture of doors and windows of metal Shoreham-by-Sea
  • Wholesale of other fuels and related products Clevedon
  • Manufacture of other fabricated metal products n e c Thrapston
  • Manufacture of other carpets and rugs Seaton
  • Support activities for crop production Whitchurch
  • Manufacture of other articles of concrete, plaster and cement Chippenham
  • Lead, zinc and tin production Sawbridgeworth
  • Manufacture of assembled parquet floors Moretonhampstead
  • Farm animal boarding and care Chipping Sodbury
  • Sawmilling and planing of wood High Wycombe
  • Roofing activities Havant

 

Pure Retirement - Classic Lite

more 2 life joint lifetime mortgage

 

Aviva lifetime mortgage

Areas of the UK where Lifetime Mortgages are common

  • Weymouth
  • Bingham
  • Romsey
  • West Malling
  • Windsor
  • Poole
  • Bicester
  • Lutterworth
  • Hessle
  • Hatfield
  • Bournemouth
  • Eye
  • Leigh
  • Didcot
  • Lewes
  • Fordwich

Canada Life Home Finance lifetime mortgage

It’s common to discover individuals seeking out a lifetime mortgage with flexible drawdown cash release, monthly payment lifetime mortgage or monthly payment equity release. However, Key Solutions like Legal & General are keen to see proof of your situation in the form of investment statements.