1.98% Fixed lifetime interest only mortgages from the Halifax

halifax-interest-only

  • Release tax-free equity from your home
  • No monthly payments
  • Use the money to help your family buy their first home
  • Still have a few more mortgages payments to make? No problems
  • Continue to stay in your property for as long as you like
  • Could be used to optimise tax planning
  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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halifax lifetime mortgage

halifax interest only lifetime mortgage
halifax interest only mortgages
halifax mortgage deals for existing customers


Drawbacks of Lifetime Mortgages

Lump-sum lifetime mortgages can reduce the inheritance for your family. A monthly payment lifetime mortgage may impact the ability to claim benefits. You may need to pay a solicitor’s fee and you could have higher rates to pay with some schemes.

 

UK Lenders for Equity Release

  • Bower
  • Stonehaven Mortgage
  • More2Life

 

  • Just Retirement Equity Release Plans
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • More2Life Flexi Choice Drawdown Lite Plan
  • TSB Equity Release
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Saga Equity Release Schemes
  • Bridgewater Lifetime Mortgage
  • Canada Life Prestige Flexi Option
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • L&G Legal & General Flexible Lifetime Mortgage
  • Canada Life Lifetime Mortgages
  • Hodge Equity Release Schemes
  • Just Retirement Equity Release Plans
  • L&G Legal & General Flexible Max Plus
  • Lloyds Bank Equity Release Schemes
  • Aviva Equity Release Schemes
  • Bridgewater Equity Release Plans
  • Hodge Lifetime Mortgage Plus
  • Liverpool Victoria LV Equity Release
  • Stonehaven Interest Only Lifetime Mortgage
  • NatWest Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Equity Release

It is common to discover individuals seeking out a lifetime mortgage with flexible drawdown cash release, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, Key Solutions like Aegon are keen to see proof of your circumstances in the form of investment statements.

Barnsley Building Society Equity Release Reviews

 

What percentage can be released?

  • 55% lifetime mortgage with flexible drawdown cash release Old Mutual Wealth
  • 55% loan to value (LTV) monthly payment equity release Norton Finance
  • 25% loan to value lump sum lifetime mortgages Platform Mainstream

The lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Private Tenant.

Aviva Equity Release

One Family

Pure Retirement

Just Mortgages

Hodge Lifetime

 

Business owners who could benefit from equity release estate planning

  • Television programme distribution activities Burton Latimer
  • Other retail sale of new goods in specialised stores not commercial art galleries and opticians Stotfold
  • Factoring Harpenden
  • Reproduction of computer media Louth
  • Book publishing Godalming
  • Hospital activities Spennymoor
  • Manufacture of ready-mixed concrete Sutton Coldfield
  • Repair of electronic and optical equipment Atherstone
  • Manufacture of soap and detergents East Grinstead
  • Grain milling Frome
  • Wireless telecommunications activities Eccleshall
  • Other human health activities Thornbury
  • Wholesale of office furniture Wath-upon-Dearne
  • Wholesale of chemical products Pudsey
  • Wholesale of grain, unmanufactured tobacco, seeds and animal feeds Ferndown
  • Manufacture of fibre cement Ossett
  • Renting and leasing of office machinery and equipment including computers Frodsham
  • Manufacture of other inorganic basic chemicals Burnley

 

Areas of the UK where equity release is common

  • Faringdon
  • Crosby
  • Clitheroe
  • Bottesford
  • Nelson
  • Hatherleigh
  • Wiveliscombe
  • Stonehouse
  • Wigan
  • Hetton
  • Trowbridge
  • Saxmundham
  • Midsomer Norton
  • Maghull
  • Crosby

LV= Lump Sum+ Lifetime Mortgage

Premier Flexible Black

Legal & General - Flexible Yellow

OneFamily lifetime mortgage

How much is it common to release from a home

The older you are and the more serious your illnesses you are the more money you can release.

Barnsley Building Society Equity Release Interest Only


Bank Accounts and Arranged Overdrafts

Bank Accounts and Arranged Overdrafts

Telephone number

Opening hours

Bank Account Enquires

View the range of bank accounts we offer

0345 720 3040

If you’re calling from abroad you can call us on +44 (0)113 242 1984.

Lost and stolen cards

Existing customers
7 am – 11 pm, seven days a week

New customers
Mon-Fri: 8am-8pm
Sat: 8am-6pm
Sun: 9am-5pm

Arranged overdraft referrals

0345 720 3040

Mon –Fr: 9am-7pm
Saturday: 9am-4pm
Savings

Savings (including cash ISAs)

Telephone number

Opening hours

Compare our savings accounts

0345 726 3646

If you’re calling from abroad you can call us on +44 (0) 113 242 2005.

Lost and stolen cards

For Self Select Stocks and Shares ISAs see Share Dealing

For stocks and shares, ISAs see Investments

Existing customers
7 am – 11 pm, seven days a week

New customers
Mon-Fri: 8am-8pm
Sat: 8am-6pm
Sun: 9am-5pm
Mortgages

Mortgages

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Opening hours

View the Halifax Mortgage products we offer

Apply for a mortgage, review your existing Halifax mortgage or borrow more money.

Contact us

Already got a Halifax mortgage?
You could make a payment, set up regular payments and much more online:

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For our opening hours contact us here.

Mortgages moved from Tesco Bank

If you’ve moved over to us from Tesco Bank and have a question about your mortgage, please call us on:

0345 217 2050

Mon-Fri: 8am-9pm
Sat: 9am-4pm
Credit Cards

Credit Cards

Telephone number

Opening hours

Compare a range of Halifax Credit Cards

General Credit Card Services Queries
0345 944 4555

If you’re calling from abroad you can call us on +44 (0) 1733 573 189.

24/7 Automated Service
Advisers are available 7 am-11 pm, seven days a week

To apply or discuss application queries
0800 028 3258

Mon-Fri: 8am-8pm
Sat: 8am-6pm
Sun: 9am-5pm

Repayment Cover
0345 605 1150

Mon-Fri: 8am-10pm
Sat: 8am-7pm

Card Care
0344 871 5408

Lost and stolen cards

24 hours a day, seven days a week
Personal Loans

Personal Loans

Telephone number

Opening hours

Personal loans for existing Halifax customers

0345 604 7292

Mon-Sun: 8am-10pm

0345 724 3444
Option 2, then option 2

Mon-Fri: 8am-8pm
Sat: 8:30am-6pm
Sun: 9:30am-6pm

Halifax customers wanting to apply for a new loan
0345 724 3444
Option 1

Mon-Sun: 8am-10pm

Car Finance

Car Finance

Telephone number

Opening hours

Halifax Car Plan Extra

+44 (0)333 202 7967

Lines are open from 9 am to 6 pm Monday to Friday, 9 am to 1 pm on Saturdays and closed on Sundays.
Insurance

Insurance

Telephone number

Opening hours

Home insurance

Existing home insurance customers

Claims/renewals/general enquiries
If your policy starts with HAP – 0345 300 5178
All other policies – 0345 600 6001

24hr Emergency Homeline:
If your policy starts with HAP /HDA/HIA – 0345 601 2651
All other policies – 0345 602 7307

24hr Legal Helpline:
If your policy starts with HDA – 0345 601 2651
All other policies – 0345 603 2254

General enquiries, renewals and making a claim:
Mon-Fri: 8am-6pm
Sat: 9am-1pm

New customers:
0800 500 3973

Mon-Fri: 8am-8pm
Sat: 8am-4pm

Car Insurance

New Customers:
0330 0189539

Mon-Fri: 8am-9pm
Sat and public holidays: 9 am-5 pm
Sun: 10am-4pm

Existing customers:
If you need to change any details or for
renewal queries call on 0344 2090471.

Mon-Fri: 8am-9pm
Sat and public holidays: 9 am-5 pm
Sun: 10am-4pm

Making a claim:
If you need to make a claim, please call on
0344 2090472.
For windscreen repairs and claims call on
0330 0181889.

Lines open 24 hours a day.

Travel insurance

0345 307 3801

Existing customers
(policies were taken out on or
after 22nd November 2015)
Mon-Sat: 8 am – 8 pm
Sun: 9am – 5pm

0345 604 9839

Existing customers
(policies were taken out before
22nd November 2015)
Mon-Sat: 8 am – 8 pm

0345 307 3801

New customers
Mon-Sat: 8 am – 8 pm
Sun: 9am – 5pm

Pet Insurance

0333 234 0670

Mon-Fri: 8am-8pm
Sat: 9am-5pm

Protection Insurance

0345 600 1751

Mon-Fri: 8:30am-6pm
Sat: 9am-12:30pm

Investments

Telephone number

Opening hours

Online Investments

For accounts opened online:

0345 835 5726

Mon-Fri: 8am-5pm
Sat: 9.30am-12.30pm

(Closed Sundays and English Bank Holidays)

Investments purchased in branch

For accounts opened in-branch:

0345 366 1513

Mon-Fri: 8am-6pm
Sat: 9am-12:30pm
Travel Money

Travel Money

Telephone number

Opening hours

Help with an Online Travel Money Order

0345 602 0000

24 hours a day, seven days a week

Order Travel Money by phone

0345 246 0006

24 hours a day, seven days a week
Share Dealing

Share Dealing

Telephone number

Opening hours

View our range of share dealing products

0345 722 5525

If you’re calling from abroad you can call us on +44 (0) 113 270 1154.

Mon-Fri: 8am-9pm
Sat: 9.30am-12.30pm
Online Banking

Online Banking Helpdesk

Telephone number

Opening hours

Sign in

Register for Online Banking

0345 602 0000

If you’re calling from abroad you can call us on +44 (0) 113 279 8302.

Before calling us, try using our Online Banking Help. You may find the answer to your enquiry on our site without needing to call us.

24 hours a day, seven days a week
Bereavement help and advice

Bereavement help and advice

Telephone number

Opening hours

Help following a bereavement

0800 028 1057

If you’re calling from abroad you can call us on +44 (0) 113 366 0145.

8 am – 8 pm, seven days a week
Lost and stolen cards

Lost and stolen cards

Telephone number

Opening hours

0800 0 15 15 15

If you’re calling from abroad you can call us on +44 (0) 113 242 8196.
If you’re registered for Online Banking, you can report your card as lost or stolen online or on your Halifax Mobile Banking app by filling in our simple form.

24 hours a day, seven days a week
Replacement cards or PINs

Replacement cards or PINs

Telephone number

Opening hours

For a replacement debit card or PIN:
0345 720 3040

If you’re calling from outside the UK call us on +44 (0)113 242 1984.

For a replacement credit card or PIN:
0345 944 4555

If you’re calling from outside the UK call us on +44 (0) 1733 573 189.

If you’re registered for Online Banking, you can request a replacement card or PIN online or by using your Halifax Mobile Banking app.

7am – 11pm, seven days a week