Halifax equity release plans

  • Remove tax-free cash from your home
  • No need to make monthly payments
  • Use the money you release for anything you like
  • Are you still paying a mortgage? That’s fine we can help
  • Continue to live in your own property
  • Can be used to support tax planning

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
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The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.

Aviva Lifetime Mortgages



LV Lifetime Mortgages


Areas of the UK where equity release is common

  • Wickham
  • Finchley
  • Enfield
  • Loughborough
  • Chester-le-Street
  • Cotgrave
  • Bexhill-on-Sea
  • Rochester
  • North Hykeham
  • Budleigh Salterton
  • Watton
  • Padiham
  • Ilford
  • Holsworthy
  • Higham Ferrers
  • Tipton
  • Winterton

It is usual to find individuals seeking out home reversion schemes, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, Just Retirement like AIG Life is keen to see evidence of your circumstances in the form of bank statements.

Aviva - Lifestyle Flexible Option

Equity Release percentages of your current property value

  • 55% lumpsum lifetime mortgages LV Liverpool Victoria
  • 30% loan to value (LTV) home reversion schemes Shawbrook
  • 60% loan to value lumpsum lifetime mortgages Key Retirement
  • 60% loan to value interest-only lifetime mortgages Norton Finance
  • 30% loan to value monthly payment lifetime mortgage Virgin Money PLC

Pure Retirement Ltd lifetime mortgage

Canada LIfe - Interest Select Gold Flexi

Successful business owners who could benefit from equity release estate planning

  • Manufacture of wooden containers Carnforth
  • Cutting, shaping and finishing of stone Ingleby Barwick
  • Development of building projects Woburn
  • Support services to forestry Launceston
  • Raising of swine pigs Thrapston
  • Environmental consulting activities Cheshunt
  • Other food services Tadley
  • Barristers at law Spalding
  • Manufacture of footwear South Molton
  • Renting and leasing of trucks and other heavy vehicles Winterton
  • Motion picture distribution activities Beckenham
  • The casting of light metals Marlow
  • Wholesale of machine tools Maidenhead
  • Manufacture of other special-purpose machinery n e c Doncaster
  • Manufacture of earthmoving equipment Harrow
  • Translation and interpretation activities Salcombe
  • Retail sale of music and video recordings in specialised stores Brampton
  • Banks Corsham

Legal & General - Flexible Blue

Halifax Retirement Mortgage Advice


Pitfalls of Lifetime Mortgages

Lumpsum lifetime mortgages can reduce the inheritance for your family. Home reversion plans may impact the ability to claim entitlements. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

UK Equity Release Providers

  • the Telegraph
  • Prudential Lifetime
  • Age Partnership
  • Liverpool Victoria

Common names of UK Equity Release Products.

Largely offered by building societies, banks, insurance companies and overseas investors.  Most products are aimed at homeowners in retirement.

  • L&G Legal & General Flexible Max Plus
  • TSB Lifetime Interest Only Mortgage
  • Aviva Lifetime Mortgages for Pensioners
  • Bridgewater Lifetime Mortgage
  • Canada Life Second Home Voluntary Select Plan
  • Just retirement defined benefit
  • Stonehaven Equity Release Plan
  • Royal Bank of Scotland Equity Release Schemes
  • Saga Equity Release Schemes
  • Age Partnership Equity Release Plans
  • Stonehaven Equity Release Scheme
  • Nationwide Equity Release
  • HSBC Equity Release Schemes
  • Lloyds Bank Lifetime Mortgage
  • Saga home reversion schemes
  • Hodge Equity Release Plans
  • Stonehaven Lifetime Mortgage
  • Nationwide Equity Release
  • NatWest Lifetime Mortgage

Halifax Retirement Mortgage Interest Rates

Equity Release Loan To Value

The more elderly you are and the sicker you are, the more tax-free cash you can release.