Flood risk warning property equity release lender – 2.78% APR


  • Remove tax-free money from your house
  • Coastal erosion risk area properties considered
  • Flood risk properties flooded in the last 10 years
  • No monthly repayments
  • Buy a family member a home without a mortgage
  • Stay living in your own property for as long as you like
  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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Home equity Tied Up
London House Finance
Over 55 Home owner
Raise money with your home
OneFamily joint lifetime mortgage

LV= Lump Sum+ Lifetime Mortgage

Pure Retirement - Classic Super Lite

Pure Retirement Ltd lifetime mortgage

55+ Mortgage


UK Lenders for Equity Release

  • the Telegraph
  • Norwich Union
  • More2Life

Canada Life



Equity Release LTV Percentages

  • 60% lifetime mortgage with flexible drawdown cash release Old Mutual Wealth
  • 60% loan to value monthly payment life time mortgage Bower
  • 50% loan to value lifetime mortgage with flexible drawdown cash release Norton Finance
  • 25% loan to value (LTV) lump sum lifetime mortgages Halifax
  • 25% LTV interest-only lifetime mortgages Central Trust


Disadvantages of Home Reversion Schemes

Monthly payment life time mortgage can reduce the inheritance for your family. Interest-only lifetime mortgages may impact ability to claim benefits. You may need to pay a broker’s fee and some products expose you to changes in interest rates.

  • Hodge Lifetime Flexible Drawdown Plan
  • Pure Retirement Drawdown Plan
  • HSBC Equity Release
  • TSB Equity Release Schemes
  • More to Life Flexi Choice Drawdown Lite Plan
  • Royal Bank of Scotland Equity Release
  • Saga Lifetime Mortgage
  • Bridgewater Equity Release Schemes
  • Lloyds Bank Equity Release
  • TSB Equity Release Schemes
  • Saga home reversion schemes
  • Aviva Equity Release
  • More 2 Life Tailored Choice Plan
  • HSBC Interest Only Lifetime Mortgage
  • TSB Equity Release Plans
  • Age Partnership Lifetime Mortgage
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Stonehaven Equity Release
  • HSBC Equity Release
  • NatWest Equity Release
  • Saga Lifetime Mortgage

Equity Release Under 55

Retired business owners that may be interested in Home Reversion Schemes

  • Compulsory social security activities Morecambe
  • Manufacture of breakfast cereals and cereals-based food Peterlee
  • Wholesale of household goods other than musical instruments n e c Royal Tunbridge Wells
  • Other sports activities Prudhoe
  • Mining of chemical and fertilizer minerals Moretonhampstead
  • Manufacture of jewellery and related articles Egremont
  • Manufacture of ceramic household and ornamental articles New Mills
  • Wholesale of sugar and chocolate and sugar confectionery Penzance
  • Risk and damage evaluation Luton
  • Other accommodation Leyburn
  • Development of building projects Banbury
  • Production of electricity Southwold
  • Printing n e c Tidworth
  • Manufacture of other men’s outerwear Uckfield
  • Manufacture of office machinery and equipment except computers and peripheral equipment Tadcaster
  • Wholesale of wine, beer, spirits and other alcoholic beverages Cranbrook
  • Retail sale of watches and jewellery in specialised stores Southsea
  • Wholesale of meat and meat products Haxby


Towns of the UK where Lifetime Mortgages are routine

  • Bradley Stoke
  • Horsforth
  • Melton Mowbray
  • Yeovil
  • Bradford-on-Avon
  • Dewsbury
  • Arlesey
  • Harrogate
  • Kesgrave
  • Steyning
  • Sale
  • Belper

It’s often found to discover individuals searching for monthly payment lifetime mortgage, monthly payment life time mortgage or monthly payment equity release, however, Legal and General like The Exeter Equity Release are keen to see proof of your personal circumstances in the form of bank statements.

What percentage can be released?

The older you are and the unhealthier you are the more cash you can release.

The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an AST Tenant.

No flooding history and/or low flood risk
Properties that have flooded morethan 10 years ago and are not situatedin a high flood riskarea.
Properties that have flooded in the last10 years or are situated in a highflood or coastal erosion risk area.