flat-roofs

2.13% MER rate
No brokers fee
No lenders fee
Lender not available on comparison sites
£399 valuation fee
All difficult property titles considered
Release tax-free cash from your house
No regular monthly payments
Still, have a mortgage? No problems
Steel frame/panels
Concrete frame/panels
Steel frame/panels
Pitched roofs of concrete, slate or stone tiles
Pitched roofs of asbestos cement tiles
Flat roofs over 50% of the total roof area

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Total amount of mortgage/loans you have on your property*
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- I'm Not Sure

Concise Finance Customer Reviews

Sandra from Manchester

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.

Mrs V from Hastings

I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.

Mrs E from London

I was advised to get equity release from my East London home to minimise inheritance tax. My son and daughter used the money to pay down their mortgages. The interest rate on the equity release was so low it was close to their mortgage rate.

William from London

I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.

Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

Mr G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.

Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

Mrs L from Nottingham

I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.

Julia A

My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.

Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to his interest rate offered by his bank.

Your Requirements
My Property or Home:*
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- Not Sure
I would like to*
- Refinance my existing property and stay
- Get new finance for a new property
Estimated Value Of Your Property?*
Total amount of mortgage/loans you have on your property*
About You
Please tell us about your self and what you want
Name*
First Last
Phone*
Date of Birth*
DD dash MM dash YYYY
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
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By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

More 2 Life Flexi Choice Drawdown Lite Plan
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Pure Retirement Lifetime Mortgage
Lloyds Bank Equity Release Schemes
Just Retirement Drawdown Lifetime Mortgage
Liverpool Victoria LV Equity Release Schemes
More to Life Flexi Choice Drawdown Lite Plan
Pure Retirement Lifetime Mortgage
More 2 Life Flexi Choice Drawdown Lite Plan
Nationwide Equity Release Schemes
More to Life Flexi Choice Voluntary Payment Super Lite
Lloyds Bank Equity Release Schemes
TSB Equity Release
NatWest Equity Release Plans
Bridgewater Equity Release Plans
Hodge Lifetime Mortgage Flexible Drawdown Plan
Liverpool Victoria LV Equity Release Plans
Lloyds Bank Equity Release
TSB Lifetime Interest Only Mortgage

Aviva Retirement Mortgages

Canada Life

Hodge Lifetime Mortgages

LV Mortgages

More2Life Lifetime Mortgages

It is common to encounter people looking for lump sum lifetime mortgages, lumpsum lifetime mortgages or home reversion schemes, however, More2Life like VitalityLife Equity Release are keen to see paperwork to show your personal circumstances in the form of pension statements.

What percentage can be released?

55% lifetime mortgage with flexible drawdown cash release AIG Life
30% loan to value interest-only lifetime mortgages Shawbrook
55% loan to value (LTV) lumpsum lifetime mortgages Paragon Personal Finance

Retired small business owners that may be interested in lifetime mortgages with flat roof house

Risk and damage evaluation Oldbury
Non-life reinsurance Reigate
Manufacture of other fabricated metal products n e c Wokingham
Agents involved in the sale of machinery, industrial equipment, ships and aircraft Harwich
Manufacture of bearings, gears, gearing and driving elements Wimborne Minster
Manufacture of non-wovens and articles made from non-wovens, except apparel Dunwich
Human resources provision and management of human resources functions Haltwhistle
Dental practice activities Stretford
Manufacture of other general-purpose machinery n e c Cheshunt
Other information technology service activities Wellington
Manufacture of articles of fur Penryn
Sale of used cars and light motor vehicles Market Bosworth
Retail sale of footwear in specialised stores Ollerton and Boughton
Event catering activities Brigg
Business and domestic software development Berkhamsted
Retail sale of music and video recordings in specialised stores Solihull
Operation of art facilities Kirton-in-Lindsey
Manufacture of man-made fibres Richmond

Towns where equity release is routine

Eccleshall
Barnard Castle
Ollerton and Boughton
Keynsham
Saxmundham
Highbridge
Worksop
Blackpool
Braintree
Cranbrook
Bacup
Leek
Stroud
Higham Ferrers
Barnard Castle
Wednesbury
Lutterworth

How much is it common to release from a home – flat roofs on houses

The more elderly you are and the sicker you are the more tax-free money you can release.

Lenders for UK Equity Release with flat roof extension construction – flat roofs

Sunlife Plans
Bridgewater
Age Concern

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat and if the resident is an Assured shorthold tenancy tenant.

Pitfalls of Lifetime Mortgages – flat roof house

Lumpsum lifetime mortgages can reduce the inheritance for your family. A monthly payment lifetime mortgage may impact entitlements to benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.