Sorting by


Equity Release and Mortgages for Property with flat roofs – houses and flats


  • 2.13% MER rate
  • No brokers fee
  • No lenders fee
  • Lender not available on comparison sites
  • £399 valuation fee
  • All difficult property titles considered
  • Release tax-free cash from your house
  • No regular monthly payments
  • Still, have a mortgage? No problems
  • Steel frame/panels
  • Concrete frame/panels
  • Pitched roofs of concrete, slate or stone tiles
  • Pitched roofs of asbestos cement tiles
  • Flat roofs over 50% of the total roof area

How much can I get?

You can release 70% of your property’s value. For example, if your house is valued at £350000 you can borrow £245000.

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Concise Finance Customer Reviews

flat roof

Sandra from Manchester

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.


flat roof extension construction

Mrs V from Hastings

I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.


flat roofs uk

Mrs E from London

I was advised to get equity release from my East London home to minimise inheritance tax. My son and daughter used the money to pay down their mortgages. The interest rate on the equity release was so low it was close to their mortgage rate.

bungalow flat roof extension

William from London

I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.

flat roof extension on bungalow

Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

mr-g flat roof extension

Mr G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.

problems with flat roofs

Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

flat roofs construction

Mrs L from Nottingham

I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.

julia-a flat roof insurance

Julia A

My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.


Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to his interest rate offered by his bank.

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

flat roofs on houses
flat roof definition
equity release definition
flat roof house
house roofs

  • More 2 Life Flexi Choice Drawdown Lite Plan
  • Liverpool Victoria LV Equity Release
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Pure Retirement Lifetime Mortgage
  • Lloyds Bank Equity Release Schemes
  • Just Retirement Drawdown Lifetime Mortgage
  • Liverpool Victoria LV Equity Release Schemes
  • More to Life Flexi Choice Drawdown Lite Plan
  • Pure Retirement Lifetime Mortgage
  • More 2 Life Flexi Choice Drawdown Lite Plan
  • Nationwide Equity Release Schemes
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Lloyds Bank Equity Release Schemes
  • TSB Equity Release
  • NatWest Equity Release Plans
  • Bridgewater Equity Release Plans
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • Liverpool Victoria LV Equity Release Plans
  • Lloyds Bank Equity Release
  • TSB Lifetime Interest Only Mortgage

flat roof home insurance lifetime mortgage

flat roofs construction lifetime mortgage

flat roof extension

flat roofs uk

Aviva Retirement Mortgages

Canada Life

Hodge Lifetime Mortgages

LV Mortgages

More2Life Lifetime Mortgages

It is common to encounter people looking for lump sum lifetime mortgages, lumpsum lifetime mortgages or home reversion schemes, however, More2Life like VitalityLife Equity Release are keen to see paperwork to show your personal circumstances in the form of pension statements.

What percentage can be released?

  • 55% lifetime mortgage with flexible drawdown cash release AIG Life
  • 30% loan to value interest-only lifetime mortgages Shawbrook
  • 55% loan to value (LTV) lumpsum lifetime mortgages Paragon Personal Finance

Retired small business owners that may be interested in lifetime mortgages with flat roof house

  • Risk and damage evaluation Oldbury
  • Non-life reinsurance Reigate
  • Manufacture of other fabricated metal products n e c Wokingham
  • Agents involved in the sale of machinery, industrial equipment, ships and aircraft Harwich
  • Manufacture of bearings, gears, gearing and driving elements Wimborne Minster
  • Manufacture of non-wovens and articles made from non-wovens, except apparel Dunwich
  • Human resources provision and management of human resources functions Haltwhistle
  • Dental practice activities Stretford
  • Manufacture of other general-purpose machinery n e c Cheshunt
  • Other information technology service activities Wellington
  • Manufacture of articles of fur Penryn
  • Sale of used cars and light motor vehicles Market Bosworth
  • Retail sale of footwear in specialised stores Ollerton and Boughton
  • Event catering activities Brigg
  • Business and domestic software development Berkhamsted
  • Retail sale of music and video recordings in specialised stores Solihull
  • Operation of art facilities Kirton-in-Lindsey
  • Manufacture of man-made fibres Richmond

Challenging to mortgage home variants can include properties will be assessed for flood risk, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, derelict property or where part of the building is in severe disrepair and needs demolishing, asbestos construction and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

What are the current Ipswich Building Society interest rates for equity release?

Ipswich Building Society interest rates for equity release are 1.86% APR.

Towns where equity release is routine

  • Eccleshall
  • Barnard Castle
  • Ollerton and Boughton
  • Keynsham
  • Saxmundham
  • Highbridge
  • Worksop
  • Blackpool
  • Braintree
  • Cranbrook
  • Bacup
  • Leek
  • Stroud
  • Higham Ferrers
  • Barnard Castle
  • Wednesbury
  • Lutterworth

Tough to finance property variants can include properties with outbuildings used for normal domestic purposes (garage, workshop, stables, barn etc), properties with a large number/scale of outbuildings, agricultural use of the land and any outbuildings, properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties in coastal areas that may be affected by erosion.

Does Ipswich Building Society offer Equity Release?

Yes, Ipswich Building Society Equity Release is 2.03% APRC.

How much is it common to release from a home – flat roofs on houses

The more elderly you are and the sicker you are the more tax-free money you can release.

Do Ipswich Building Society do Pensioner Mortgages?

Yes, Ipswich Building Society Pensioner Mortgages are 2.08% APR.

Hard to mortgage property types can include difficult roof structures, properties with any externally applied insulation to the walls after construction, properties constructed or converted within the past 10 years, privately developed flats in blocks of two storeys without a lift and freehold flats (England, Wales, Northern Ireland).

Lenders for UK Equity Release with flat roof extension construction – flat roofs

  • Sunlife Plans
  • Bridgewater
  • Age Concern

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat and if the resident is an Assured shorthold tenancy tenant.

Difficult to mortgage home types can include properties currently undergoing substantial alterations, extensions or repairs, age restricted properties, right to buy – properties in Scotland, leasehold properties (with the exception of flats and maisonettes) and properties with leased solar panels.

House Subsidence Repair Cost

Common LTV ratios of Virgin Money over 60 mortgages, Shepherds Friendly mortgages for people over 50, Leeds Building Society pensioner mortgages over 70s, Skipton Building Society interest only mortgages for over 65 year olds, West Bromwich Building Society pensioner mortgages over 55 and Progressive Building Society mortgages over 70s are 50%, 55% and 70%.

Does Ipswich Building Society offer Retirement Mortgages?

Yes, Ipswich Building Society Retirement Mortgages are 1.9% MER.

Common loan to value ratios of Liverpool Victoria lifetime mortgages for over 60s, More2Life interest only lifetime mortgages for people over 60, One Family retirement interest only mortgages over 75, YBS retirement interest only mortgages over 60, Principality Building Society retirement interest only mortgages over 75 and SunLife pensioner mortgages over 55 are 40%, 55% and 70%.

Do Ipswich Building Society do Equity Release Under 55?

Yes, Ipswich Building Society Equity Release Under 55 is 1.89% APR.

Pitfalls of Lifetime Mortgages – flat roof house

Lumpsum lifetime mortgages can reduce the inheritance for your family. A monthly payment lifetime mortgage may impact entitlements to benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.

Some of the most popular loan to values of Lloyds Bank pensioner mortgages over 70s, Barclays interest only lifetime mortgages for over 60s, Halifax interest only retirement mortgages for over 70s, L&G mortgages for pensioners over 60, Royal Bank of Scotland RIO mortgages over 75 and Nationwide equity release schemes for over 55’s are 45%, 60% and 65%.

Underpinned House

Many of the most appealing pensioner loan products are Lloyds Bank mortgages for people over 50, HSBC pensioner mortgages, Halifax over 60 mortgages, Legal & General over 60 lifetime mortgages and Nationwide Building Society mortgages for people over 50.

Do Ipswich Building Society do Lifetime Mortgages?

Yes, Ipswich Building Society do lifetime mortgages at 1.95% APR. Ipswich Building Society Lifetime Mortgages can have a loan to value (ltv) of 75%.