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UK equity release fees-2.98% lenders with no fees in 2022

equity release fees

  • Release tax-free equity from your home with no equity release fees
  • No brokers fees
  • No lenders fees
  • Free valuation
  • User your own solicitor
  • Not necessary to make monthly payments
  • Use the money you release for anything you like
  • Continue to live in your own house

How much money can I release?

You can get 70% of your property’s value. For example, if your house is valued at £290000 you can get £203000.

  • Free No Obligation Quote

  • Please enter a number from 3000 to 2000000000.
  • Please enter a number from 30000 to 100000000.
  • Leave blank if no mortgage outstanding
  • About You

Access home equity
South West London Home
Wandsworth Family Home
Money tied up in home

  • Free No Obligation Quote

  • Please enter a number from 4000 to 20000000.
  • Leave blank if no mortgage outstanding
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Business owners who could benefit from equity release tax planning

  • Growing of rice Halesworth
  • Manufacture of household and sanitary goods and of toilet requisites Wellington
  • Raising of other animals Faringdon
  • Manufacture of machinery for metallurgy Paignton
  • Architectural activities Broughton
  • Manufacture of wine from grape Stanhope

It’s common to encounter individuals seeking out monthly payment equity release, lump sum lifetime mortgages or monthly payment equity release, however, Key Retirement like Royal London Equity Release are keen to see paperwork to show your personal situation in the form of pension statements.

Equity Release Loan To Value

  • 55% monthly payment equity release Legal & General
  • 60% loan to value (LTV) lump sum lifetime mortgages Equifinance
  • 55% loan to value monthly payment lifetime mortgage Key Retirement
  • 25% LTV home reversion plans Halifax

Equity Release Brokers

  • Aviva Equity Release
  • Bridgewater Equity Release Schemes
  • Liverpool Victoria LV Equity Release Schemes
  • More to Life Flexi Choice Drawdown Lite Plan
  • Saga Equity Release Schemes
  • More to life Capital Choice Plan
  • Stonehaven Equity Release Plan
  • Lloyds Bank Equity Release Schemes
  • Royal Bank of Scotland Lifetime Mortgage
  • More to life Tailored Choice Plan
  • Canada Life Lifestyle Gold Flexi
  • Liverpool Victoria LV Equity Release
  • HSBC Equity Release Schemes
  • More to Life Flexi Choice Drawdown Lite Plan
  • Saga home reversion plan
  • Age Partnership Interest Only Lifetime Mortgage
  • Bridgewater Equity Release Schemes
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Nationwide Interest Only Lifetime Mortgage
  • NatWest Interest Only Lifetime Mortgage

The mortgage lender will want to know if the property is a Freehold house or a Leasehold flat with a share of freehold and if the resident is an AST Tenant.

Equity Release LTV Percentages

The older you are and the sicker you are the more money you can release.

UK Equity Release Scheme Providers

  • the Telegraph
  • Stonehaven Mortgage
  • Bower

Downsides of Home Reversion Plans even with no equity release fees

Lifetime mortgage with flexible drawdown cash release can reduce the inheritance for your family even with no equity release fees. Lifetime mortgage with flexible drawdown cash release may impact ability to claim benefits. You may need to pay a broker’s fee and some products expose you to changes in interest rates.

Legal & General - Premier Flexible Black

More to life - Capital Choice Plan

Legal & General - Flexible Yellow

LV= lifetime mortgage

One Family Equity Release

LV Mortgages

Canada Life Lifetime Mortgages

Best Equity Release Interest Rates

Areas where equity release is popular – no equity release fees

  • Brentwood
  • Warwick
  • Kesgrave
  • Telscombe
  • Chilton
  • Richmond
  • Newport
  • Eton
  • Caistor
  • Fakenham
  • Highworth
  • Rochester
  • Bury
  • Shepton Mallet

Popular loan to value ratios of Lloyds Bank interest only mortgages for over 70s, HSBC interest only lifetime mortgages for people over 60, Halifax mortgages over 70s, Legal & General mortgages over 70s, RBS mortgages for over 50 year olds and Nationwide Building Society equity release plans for people over 60 are 50%, 55% and 65%.

Some of the most popular pensioner mortgage products include Lloyds over 60 lifetime mortgages, Barclays mortgages for over 70s, NatWest mortgages for over 65, Legal & General mortgages for people over 50 and Nationwide interest only retirement mortgages for over 70s.