Release-tax free equity from your farm
You don’t need to make monthly payments
Farms/smallholdings
Over 10 acres of land
Small-scale hobby farming
Agricultural tie or restriction
Help a family member buy a home they couldn’t afford otherwise.
Do you still have a mortgage? We can help with that.
Continue to stay in your home.
5.18%

How much cash can I release?

You can achieve 65% of your property’s value. For example, if your house is worth £180,000, you can release £117,000.

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Customer Reviews

Ms T from Hammersmith

My husband recently died, leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

Mrs L from Nottingham

I had to pay a valuation and solicitor fees, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years, the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.

Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my house.

Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid—no way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down, so his mortgage was tiny. My equity release interest rate was close to the interest rate offered by his bank.

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save on inheritance tax by releasing £350,000 of equity. The money was lent at a very low-interest rate close to 5.19% and competitive with regular mortgages you would get by proving income. I have saved a lot of tax.

Mrs Shaw from Lancaster

I had an interest-only mortgage with Birmingham Midshires. The mortgage had come to the end of its term, and they wanted the £ 127,000 back that I still owed them. My lifetime mortgage saved me from losing my home, and the rate was close to what I paid before.

Mr G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to secure an excellent mortgage deal, especially for one of their sons who is not well paid.

Mrs E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got equity release to pay off my mortgage.

Mrs M from Birmingham

With no broker or lender fees, I got an interest-only retirement mortgage that I pay monthly from my private pension. The money released was used for my daughter’s wedding and a deposit for her next house. She wanted a family, and her flat was too small.

Julia A

My mother has dementia. With my solicitor and my power of attorney, I obtained equity release on my mother’s house to pay for specialist modifications to improve her comfort.

Under 65 Home owner repayments on your mortgage

Aviva Equity Release

Canada Life Equity Release

Crown Lifetime Mortgages

Pure Retirement Lifetime Mortgages

Does Marsden Building Society have positive reviews for equity release?

Yes, Marsden Building Society reviews are splendid for equity release.

Just Lifetime Mortgages

LV Drawdown Lifetime Mortgages

One Family Mortgages

The mortgage lender will want to know whether the property is a Freehold terraced house or a Leasehold house, and whether the resident is an owner-occupier.

Areas in the UK where retirement mortgages are common

Tenterden
Ormskirk
Gillingham
Dartford
Dunstable
Chipping Campden
Fordwich
Blackwater and Hawley
Fowey
Chorleywood
Redenhall with Harleston
Brighouse
St Austell
New Romney
Bradley Stoke
Dagenham
Exmouth

Nationwide Lifetime Mortgage Broker home may be repossessed

Challenging to finance property titles can include properties that will be assessed for flood risk, high service charges – properties where the Service Charge per annum at the time of application is more than 5.19% of the property value, derelict property or where part of the building is in severe disrepair and needs demolishing, asbestos construction and concrete frame.

experienced agricultural surveyor Bridgewater Equity Release Plans equity release loan
Best agricultural mortgage rates Aviva Flexible Voluntary Repayment Plan for agricultural businesses
projected income Bridgewater Equity Release Schemes with roll-up loan repayments farming business
farm business Just Retirement Equity Release with rates similar to a traditional mortgage
farm shop Saga Equity Release Plans regulated by the Prudential Regulation Authority
existing business Age Partnership Equity Release for agricultural property regulated by the Financial Conduct Authority
existing farm properties Aviva Lifetime Mortgages for Pensioners with agricultural properties
Financial Conduct Authority, Lloyds Bank Equity Release Plans for agricultural land existing loans
associated land Saga Equity Release Schemes with no monthly repayments residential mortgage
Agricultural mortgage company Canada Life Lifestyle Gold Flexi with agricultural ties
Commercial mortgages, More to Life Flexi Choice Drawdown Lite Plan with farm-associated buildings
business cash flow Interest Only Lifetime Mortgage agricultural mortgage work
Agricultural sector TSB Equity Release agricultural finance
Commercial mortgage More 2 Life Tailored Choice Plan equity release lenders

What are Marsden Building Society’s interest rates for equity release?

Marsden Building Society interest rates for equity release are 5.18% MER.

Tough-to-mortgage property variants can include properties with outbuildings used for normal domestic purposes (garage, workshop, stables, barn etc), properties with a large number/scale of outbuildings, properties with more than one annexe or self-contained part of the property, properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties where Japanese Knotweed is present.

more 2 life lifetime mortgage high street banks

Difficult-to-finance home types include Timber-framed properties constructed post-1965, timber-framed properties built between 1920 and 1965, studio flats located within the M25, coach houses, i.e. freehold properties with garages beneath and basement or lower ground floor flats without level access to private or communal garden space.

Aviva lifetime mortgage farming industry

Hard-to-finance property types can include poorly maintained at the time of the valuation inspection, properties where tenants live in a self-contained part of the property, freehold houses and bungalows (England, Wales, Northern Ireland), properties which are made up of multiple titles and freehold flats (England, Wales, Northern Ireland).

Popular LTV percentages of Standard Chartered over 60 lifetime mortgages no fees, Shepherds Friendly interest only mortgages for people over 70, Sainsburys lifetime mortgages for people over 55, Principality Building Society later life mortgages for over 60s, Newcastle Building Society later life interest only mortgages over 75 and National Counties Building Society lifetime mortgages for over 55s are 40%, 55% and 70%.

Pure Retirement - Classic Super Lite Plan bank statements

Pitfalls of Home Reversion Plans

A lifetime mortgage with a flexible drawdown cash release can reduce the inheritance for your family. A monthly payment lifetime mortgage may impact the ability to claim entitlements. You may need to pay a solicitor’s fee and could be exposed to changes in interest rates with some products.

How much is it common to be released from a home

60% lumpsum lifetime mortgages LV Liverpool Victoria
60% LTV lumpsum lifetime mortgages Legal and General
40% loan to value monthly payment equity release Pepper
40% loan to value monthly payment equity release LV lifetime mortgage
30% loan to-value (LTV) lifetime mortgage with flexible drawdown cash release Prestige

Nationwide Lifetime Mortgage No Payments mortgage application

Does Marsden Building Society do Equity Release?

Yes, Marsden Building Society Equity Release is 5.18% MER.

Equity Release Under 55

Examples of retired business owners likely to have equity to release – lending criteria

Residential care activities for the elderly and disabled Oakengates
Private security activities Kirton-in-Lindsey
Logging Frodsham
Other building and industrial cleaning activities in Ilkeston
Retail sale of computers, peripheral units and software in specialised stores Carnforth
Manufacture of oils and fats Dunstable
Other research and experimental development on natural sciences and engineering Bradley Stoke
Post-harvest crop activities farming enterprise Coulsdon
Other software publishing Burford
Activities of other membership organizations n e c Barnoldswick
Marine fishing Dalton Town with Newton
Manufacture of ceramic insulators and insulating fittings Burnley
Manufacture of woven or tufted carpets and rugs Great Torrington
Manufacture of other machine tools Crosby
Repair and maintenance of ships and boats in New Romney
Non-scheduled passenger air transport Leigh
Manufacture of farm building and related articles Elland
Other specialised construction activities n e c Leek

Does Marsden Building Society offer Pensioner Mortgages?

Yes, Marsden Building Society Pensioner Mortgages are 5.83% APRC.

Typical loan-to-values of LVE interest-only mortgages for over 65-year-olds, More to life over 60-lifetime mortgages with no fees, One Family over 60-lifetime mortgages with no fees, YBS later life mortgages for over 60s, Metro Bank lifetime mortgages for over 55s and Axa equity release schemes for people over 70 are 50%, 60% and 65%.

It’s very common to encounter individuals looking for lump-sum lifetime mortgages, monthly payment lifetime mortgages, or home reversion plans; however, Sunlife Plans, like Maximum Cover Equity Release, are keen to see proof of your personal situation in the form of investment statements.

Do Marsden Building Society do Retirement Mortgages?

Yes, Marsden Building Society Retirement Mortgages are 2.14% APR.

UK Equity Release Scheme Providers mortgage application process

More to life
Crown
Aviva
Pure Retirement
LV Liverpool Victoria

Some of the most common loan-to-value percentage ratios for TSB interest-only retirement mortgages for over 70s, Barclays later life interest-only mortgages over 75, Halifax mortgages for people 60 plus, L&G retirement mortgages over 70, RBS mortgages for pensioners over 60, and Nationwide Building Society interest-only lifetime mortgages for over 60s are 45%, 55%, and 65%.

Does Marsden Building Society do Equity Release Under 55?

Yes, the Marsden Building Society Equity Release Under 55 is available at a 5.18% APRC.

Equity Release percentages of your current property value

The older you are and the more serious your illnesses, the more tax-free cash you can release.

Agricultural tie or restriction•Over 10 acres of land•Farms/smallholdings

Properties with more than 10 acres of land • Small-scale hobby farming

Properties with up to 10 acres of land without large outbuildings or equestrian facilities

Some of the most popular retirement loan offerings include Lloyds Bank equity release schemes, Barclays Bank mortgages for over 65, Post Office later life mortgages, Legal & General RIO mortgages and Nationwide BS later life mortgages.

Does Marsden Building Society do Lifetime Mortgages?

Yes, Marsden Building Society offers lifetime mortgages at 2.24% APR with an LTV of 55%.

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