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Farm Properties Equity Release and Lifetime Mortgages

farms-and-farmers farm mortgage

  • Release-tax free equity from your farm
  • You don’t need to make monthly payments
  • Farms/smallholdings
  • Over 10 acres of land
  • Small scale hobby farming
  • Agricultural tie or restriction
  • Help a member of your family buy their own home that they couldn’t afford otherwise
  • Still, have a mortgage? We can help with that
  • Continue to stay in your house

How much cash can I release?

You can achieve 65% of your property’s value. As an example, if your house is worth £180000 you can release £117000.

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000000.
  • Please enter a number from 50000 to 10000000.
  • Leave blank if no mortgage outstanding
  • About You

Customer Reviews

agricultural mortgages

Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

agricultural mortgage lenders

Mrs L from Nottingham

I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.

agricultural mortgage rates

Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.

farm mortgage

Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to his interest rate offered by his bank.

agricultural mortgage

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.

agricultural mortgages

Mrs Shaw from Lancaster

I had an interest-only mortgage with Birmingham Midshires. The mortgage had come to the end of its term and they wanted the £127000 back I still owed them. My lifetime mortgage saved me from losing my home and the rate was close to what I paid before.

mr-g farm mortgages

Mr G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.

farm buildings registered office

Mrs E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got equity release to pay off my mortgage.

business plan

Mrs M from Birmingham

With no brokers fees and no lenders fees, I got an interest-only retirement mortgage which I pay each month from my private pension. The money released went to my daughter for her wedding and deposit for her next house. She wanted a family, and her flat was too small.

julia-a high street

Julia A

My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.

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London House Finance
Under 65 Home owner repayments on your mortgage
Aviva Equity Release

Canada Life Equity Release

Crown Lifetime Mortgages

Pure Retirement Lifetime Mortgages

Does Marsden Building Society have positive reviews for equity release?

Yes, Marsden Building Society reviews are splendid for equity release.

Just Lifetime Mortgages

LV Drawdown Lifetime Mortgages

One Family Mortgages

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an Owner Occupier.

Areas in the UK where retirement mortgages are common

  • Tenterden
  • Ormskirk
  • Gillingham
  • Dartford
  • Dunstable
  • Chipping Campden
  • Fordwich
  • Blackwater and Hawley
  • Fowey
  • Chorleywood
  • Redenhall with Harleston
  • Brighouse
  • St Austell
  • New Romney
  • Bradley Stoke
  • Dagenham
  • Exmouth

Nationwide Lifetime Mortgage Broker home may be repossessed

Challenging to finance property titles can include properties will be assessed for flood risk, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, derelict property or where part of the building is in severe disrepair and needs demolishing, asbestos construction and concrete frame.

  • experienced agricultural surveyor Bridgewater Equity Release Plans equity release loan
  • best agricultural mortgage rates Aviva Flexible Voluntary Repayment Plan for agricultural businesses
  • projected income Bridgewater Equity Release Schemes with roll up loan repayments farming business
  • farm business Just Retirement Equity Release with rates similar to a traditional mortgage
  • farm shop Saga Equity Release Plans regulated by the prudential regulation authority
  • existing business Age Partnership Equity Release for agricultural property regulated by the financial conduct authority
  • existing farm properties Aviva Lifetime Mortgages for Pensioners with agricultural properties
  • financial conduct authority Lloyds Bank Equity Release Plans for agricultural land existing loans
  • associated land Saga Equity Release Schemes with no monthly repayments residential mortgage
  • agricultural mortgage company Canada Life Lifestyle Gold Flexi with agricultural ties
  • commercial mortgages More to Life Flexi Choice Drawdown Lite Plan with farm associated buildings
  • business cash flow HSBC Interest Only Lifetime Mortgage agricultural mortgage work
  • agricultural sector TSB Equity Release agricultural finance
  • Commercial mortgage More 2 Life Tailored Choice Plan equity release lenders

What are Marsden Building Society interest rates for equity release?

Marsden Building Society interest rates for equity release are 2.1% MER.

Tough to mortgage property variants can include properties with outbuildings used for normal domestic purposes (garage, workshop, stables, barn etc), properties with a large number/scale of outbuildings, properties with more than one annexe or self-contained part of the property, properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties where Japanese Knotweed is present.

more 2 life lifetime mortgage high street banks

Difficult to finance home types include Timber-framed properties constructed post-1965, timber framed properties built between 1920 and 1965, studio flats located within the M25, coach houses i.e. freehold properties with garages beneath and basement or lower ground floor flats without level access to private or communal garden space.

Aviva lifetime mortgage farming industry

Hard to finance property types can include poorly maintained at the time of the valuation inspection, properties where tenants live in a self-contained part of the property, freehold houses and bungalows (England, Wales, Northern Ireland), properties which are made up of multiple titles and freehold flats (England, Wales, Northern Ireland).

More to life - Tailored Choice Plan mortgage term credit history

Popular LTV percentages of Standard Chartered over 60 lifetime mortgages no fees, Shepherds Friendly interest only mortgages for people over 70, Sainsburys lifetime mortgages for people over 55, Principality Building Society later life mortgages for over 60s, Newcastle Building Society later life interest only mortgages over 75 and National Counties Building Society lifetime mortgages for over 55s are 40%, 55% and 70%.

Pure Retirement - Classic Super Lite Plan bank statements

Pitfalls of Home Reversion Plans

Lifetime mortgage with flexible drawdown cash release can reduce the inheritance for your family. A monthly payment lifetime mortgage may impact the ability to claim entitlements. You may need to pay a solicitor’s fee and you could be exposed to changes in interest rates with some products.

How much is it common to release from a home

  • 60% lumpsum lifetime mortgages LV Liverpool Victoria
  • 60% LTV lumpsum lifetime mortgages Legal and General
  • 40% loan to value monthly payment equity release Pepper
  • 40% loan to value monthly payment equity release LV lifetime mortgage
  • 30% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Prestige

Nationwide Lifetime Mortgage No Payments mortgage application

Do Marsden Building Society do Equity Release?

Yes, Marsden Building Society Equity Release is 1.82% MER.

Equity Release Under 55

Examples of retired business owners likely to have equity to release – lending criteria

  • Residential care activities for the elderly and disabled Oakengates
  • Private security activities Kirton-in-Lindsey
  • Logging Frodsham
  • Other building and industrial cleaning activities Ilkeston
  • Retail sale of computers, peripheral units and software in specialised stores Carnforth
  • Manufacture of oils and fats Dunstable
  • Other research and experimental development on natural sciences and engineering Bradley Stoke
  • Post-harvest crop activities farming enterprise Coulsdon
  • Other software publishing Burford
  • Activities of other membership organizations n e c Barnoldswick
  • Marine fishing Dalton Town with Newton
  • Manufacture of ceramic insulators and insulating fittings Burnley
  • Manufacture of woven or tufted carpets and rugs Great Torrington
  • Manufacture of other machine tools Crosby
  • Repair and maintenance of ships and boats New Romney
  • Non-scheduled passenger air transport Leigh
  • Manufacture of farm building and related articles Elland
  • Other specialised construction activities n e c Leek

Does Marsden Building Society offer Pensioner Mortgages?

Yes, Marsden Building Society Pensioner Mortgages are 1.83% APRC.

Common loan to values of LVE interest only mortgages for over 65 year olds, More to life over 60 lifetime mortgages no fees, One Family over 60 lifetime mortgages no fees, YBS later life mortgages for over 60s, Metro Bank lifetime mortgages for over 55s and Axa equity release schemes for people over 70 are 50%, 60% and 65%.

It’s very regular to encounter individuals looking for lump sum lifetime mortgages, monthly payment lifetime mortgage or home reversion plans, however, Sunlife Plans like Maximum cover Equity Release are keen to see proof of your personal situation in the form of investment statements.

Do Marsden Building Society do Retirement Mortgages?

Yes, Marsden Building Society Retirement Mortgages are 2.14% APR.

UK Equity Release Scheme Providers mortgage application process

  • More to life
  • Crown
  • Aviva
  • Pure Retirement
  • LV Liverpool Victoria

Some of the most common loan to value percentage ratios of TSB interest only retirement mortgages for over 70s, Barclays later life interest only mortgages over 75, Halifax mortgages for people 60 plus, L&G retirement mortgages over 70, RBS mortgages for pensioners over 60 and Nationwide Building Society interest only lifetime mortgages for over 60s are 45%, 55% and 65%.

Do Marsden Building Society do Equity Release Under 55?

Yes, Marsden Building Society Equity Release Under 55 is 1.94% APRC.

Equity Release percentages of your current property value

The more aged you are and the more serious your illnesses you are the more tax free cash you can release.

Agricultural tie or restriction•Over 10 acres of land•Farms/smallholdings

Properties with more than 10 acres of land•Small scale hobby farming

Properties with up to 10 acres of land without large outbuildings or equestrian facilities

Some of the most popular retirement loan offerings include Lloyds Bank equity release schemes, Barclays Bank mortgages for over 65, Post Office later life mortgages, Legal & General RIO mortgages and Nationwide BS later life mortgages.

Do Marsden Building Society do Lifetime Mortgages?

Yes, Marsden Building Society do lifetime mortgages at 2.24% APR. Marsden Building Society Lifetime Mortgages have a LTV of 55%.