Release-tax free equity from your house
You don’t need to make monthly payments
Farms/smallholdings
Over 10 acres of land
Small scale hobby farming
Agricultural tie or restriction
Help a member of your family buy their own home that they couldn’t afford otherwise
Still, have a mortgage? We can help with that
Continue to stay in your house

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an Owner Occupier.

Areas in the UK where retirement mortgages are common

Tenterden
Ormskirk
Gillingham
Dartford
Dunstable
Chipping Campden
Fordwich
Blackwater and Hawley
Fowey
Chorleywood
Redenhall with Harleston
Brighouse
St Austell
New Romney
Bradley Stoke
Dagenham
Exmouth

Bridgewater Equity Release Plans
Aviva Flexible Voluntary Repayment Plan
Bridgewater Equity Release Schemes
Just Retirement Equity Release
Saga Equity Release Plans
Age Partnership Equity Release
Aviva Lifetime Mortgages for Pensioners
Lloyds Bank Equity Release Plans
Saga Equity Release Schemes
Canada Life Lifestyle Gold Flexi
More to Life Flexi Choice Drawdown Lite Plan
HSBC Interest Only Lifetime Mortgage
TSB Equity Release
More 2 Life Tailored Choice Plan

Pitfalls of Home Reversion Plans

Lifetime mortgage with flexible drawdown cash release can reduce the inheritance for your family. A monthly payment lifetime mortgage may impact the ability to claim entitlements. You may need to pay a solicitor’s fee and you could be exposed to changes in interest rates with some products.

How much is it common to release from a home

60% lumpsum lifetime mortgages LV Liverpool Victoria
60% LTV lumpsum lifetime mortgages Legal and General
40% loan to value monthly payment equity release Pepper
40% loan to value monthly payment equity release LV lifetime mortgage
30% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Prestige

Examples of retired business owners likely to have equity to release

Residential care activities for the elderly and disabled Oakengates
Private security activities Kirton-in-Lindsey
Logging Frodsham
Other building and industrial cleaning activities Ilkeston
Retail sale of computers, peripheral units and software in specialised stores Carnforth
Manufacture of oils and fats Dunstable
Other research and experimental development on natural sciences and engineering Bradley Stoke
Post-harvest crop activities Coulsdon
Other software publishing Burford
Activities of other membership organizations n e c Barnoldswick
Marine fishing Dalton Town with Newton
Manufacture of ceramic insulators and insulating fittings Burnley
Manufacture of woven or tufted carpets and rugs Great Torrington
Manufacture of other machine tools Crosby
Repair and maintenance of ships and boats New Romney
Non-scheduled passenger air transport Leigh
Manufacture of jewellery and related articles Elland
Other specialised construction activities n e c Leek

It’s very regular to encounter individuals looking for lumpsum lifetime mortgages, monthly payment life time mortgage or home reversion plans, however, Sunlife Plans like Maximum cover Equity Release are keen to see proof of your personal situation in the form of investment statements.

UK Equity Release Scheme Providers

More2Life
Crown
Aviva
Pure Retirement
LV Liverpool Victoria

Equity Release percentages of your current property value

The more aged you are and the more serious your illnesses you are the more tax free cash you can release.

Agricultural tie or restriction•Over 10 acres of land•Farms/smallholdings

Properties with more than 10 acres of land•Small scale hobby farming

Properties with up to 10 acres of land without large outbuildings or equestrian facilities

Farm Properties equity release and lifetime mortgages

Your Requirements