Equity Release Over 50

A 2026 equity release over 50 is now possible with a lender not on the comparison sites.

• Age 50 Equity Release for 2025
• A new way to release equity
• Free home valuation
• No lender or broker fees
• Optional monthly payments
• 5.46% APR fixed
• Loan to value up to 55%
• It can be used to pay off an existing mortgage.
• There is no valuation penalty for flats and other leaseholds
• Non-standard construction properties are considered.

Lifetime Mortgage Over 50

A lifetime mortgage for over 50 is a mortgage that will last the rest of your life. You can get a fixed rate of 5.46%, with an optional monthly payment and

Interest Only lifetime mortgage over 50

Because of the strength of the UK economy and the property market, you can still get a free valuation with no obligation.

These products are commonly applied for by people who have an existing mortgage that needs to be paid off.

Remortgages for people over 50 years old

When remortgaging, it may be best to go to your existing lender first.

However, many lenders seek to loan money to people with a stable income. Since the mortgage market has slowed down a little bit

Age 50 Equity Release

If you can make a small monthly payment to partially cover the loan interest in 2025, an age 50 equity release is entirely possible.

More people than ever are eligible for equity release with the new equity release mortgage options for 2025.

What is a Payment Term Lifetime Mortgage?

It is a new product for 2026 in which customers are required to make contractual monthly interest payments for an agreed-upon specified term, which will end no later than their planned retirement age. This offers much higher loan-to-value than typical lifetime mortgages or Rio mortgages.