Remove tax-free money from your home
Not necessary to make regular monthly payments
Use the money to pay off debts
Stay living in your own house for as long as you like

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Total amount of mortgage/loans you have on your property*
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- I’m Not Sure

Testimonials and Example Cases

Sandra from Manchester

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.

Mrs V from Hastings

I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.

Mrs Daly from Glasgow

My daughter lives in the states and does not have health insurance. My £30,000 lifetime mortgage paid the medical bills for her son to be born and a years rent in advance for a new flat for the baby.

Julia A

My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.

Mrs M from Birmingham

With no broker’s or lender’s fees, I got an interest-only retirement mortgage, which I pay each month from my private pension. The money released went to my daughter for her wedding and a deposit for her next house. She wanted a family, and her flat was too small.

Mrs E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise, I got an equity release to pay off my mortgage.

Posts by earlshiltonbs

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Areas where equity release is routine

Leyland
Broughton
Gillingham
Bridport
Harlow
Widnes
Boroughbridge
Seaton
Chard
Saffron Walden
Mablethorpe and Sutton
Mablethorpe and Sutton
Corsham

UK Equity Release Scheme Lenders

Sunlife Plans
Step Change
Key Retirement
Fortify Insurance Solutions

More 2 Life Flexi Choice Drawdown Lite Plan
Just retirement defined benefit
Liverpool Victoria LV Equity Release Plans
More2Life Tailored Choice Plan
Pure Retirement Drawdown Plan
Nationwide Equity Release
HSBC Interest Only Lifetime Mortgage
Aviva Equity Release Plans
Hodge Lifetime Mortgage Flexible Drawdown Plan
More to Life Flexi Choice Voluntary Payment Super Lite
More2Life Capital Choice Plan
NatWest Equity Release
Royal Bank of Scotland Equity Release Schemes
Aviva Equity Release Plans
Just retirement defined benefit
Stonehaven Equity Release Scheme
Nationwide Interest Only Lifetime Mortgage
Lloyds Bank Equity Release Schemes
More 2 Life Capital Choice Plus Plan

Examples of business owners with home equity to release

Retail sale of mobile telephones Elland
Portrait photographic activities Ottery St Mary
Licensed clubs Ipswich
Other education n e c Earl Shilton
Operation of rail passenger facilities at railway stations Brough
The weaving of textiles Ilminster
Wholesale trade of motor vehicle parts and accessories Looe
Manufacture of medical and dental instruments and supplies Ludgershall
Activities of political organizations Christchurch
Radio broadcasting Hoddesdon
Manufacture of knitted and crocheted fabrics Fordwich
Other amusement and recreation activities n e c Bromborough
Wholesale of other food, including fish, crustaceans and molluscs Kendal
Other passenger land transport Tynemouth
Wholesale of wood, construction materials and sanitary equipment Hatfield
Other specialist photography Highbridge
Wholesale of pharmaceutical goods Howden
Other residential care activities n e c Penkridge

What percentage can be released?

The more elderly you are and the more illnesses you have, the more tax-free cash you can release.

Canada Life Mortgages

Legal and General Retirement Mortgages

Pure Retirement Lifetime Mortgages

LV Equity Release

Downsides of Lifetime Mortgages

Interest-only lifetime mortgages can reduce the inheritance your family receives. Lump-sum lifetime mortgages may affect the ability to claim benefits. You may need to pay an advisor’s fee, and some products are subject to interest rate changes.

It is common to find individuals seeking home reversion schemes or lump-sum lifetime mortgages; however, Age Partnership, like The Exeter Equity Release, is keen to see evidence of your personal circumstances in the form of investment statements.

Equity Release LTV

50% home reversion plans Zurich
55% LTV lump sum lifetime mortgages More2Life
30% LTV monthly payment lifetime mortgage Newcastle Building Society
60% loan to value (LTV) home reversion plans More2Life
25% loan to value home reversion plans Aldermore Bank PLC

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.

Halifax Interest Only Lifetime Mortgage Home

Halifax Interest Only Lifetime Mortgage Age

Information available at: https://www.concisefinance.co.uk/earl-shilton
Last updated: 7th July 2026 8:49 am
First published: 26th April 2020 10:30 am
Number of updates: 2
Page visits: 5
Last visitor IP: 66.249.79.xxx
Age of last update: 11 days, 22 hours and 5 minutes

Dates and times use the site time zone: Europe/London.

Earl Shilton Building Society Equity Release new for 2026