5.05% APRC Crown Equity Release With Free Valuation

• Release tax-free cash from your house.
• It is not necessary to make monthly payments with Crown Equity Release.
• Free valuation
• Use the equity released for anything you like
• Are you still paying a mortgage? No problems
• Stay living in your own home for as long as you like
• It can be used to optimise tax planning
• 5.05%

How much cash can I release?

You can achieve 65% of your property’s valuation. For example, if your house is valued at £360,000 you can borrow £234000.

Testimonials and Example Cases

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low interest rate, close to 2%, and competitive with standard mortgages you would get by providing income. I have saved a lot of tax.

Sandra from Manchester

I got an equity release to give my daughter money to buy a house. Without the money I borrowed, her buying a home would have been impossible.

Mrs V from Hastings

I had spent my life running up credit cards and loans, then getting interest-only mortgages to pay off the debt. I reached retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release, and now I am more comfortable with no monthly repayments. I spent £20,000 on a new bathroom and kitchen. I now know I can stay at home.

Mrs Daly from Glasgow

My daughter lives in the States and does not have health insurance. My £ 30,000-lifetime mortgage paid the medical bills for her son’s birth and a year’s rent in advance for a new flat for the baby.

Mrs E from London

I was advised to get equity release from my East London home to minimise inheritance tax. My son and daughter used the money to pay down their mortgages. The interest rate on the equity release was so low it was close to their mortgage rate.

Mr Williamson from Chiswick

My son is a chef in a care home. He is poorly paid, and his bank would not lend him the money to buy a flat. My equity release let him put a substantial deposit down, so his mortgage was very small. My equity release interest rate was close to the interest rate offered by his bank.

Ms G from Dover

I divorced my husband, who was a violent alcoholic. I feared losing my home as I sometimes looked after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my house.

Mrs G from Leeds

My daughter is a single mother, and I got a £ 120,000-lifetime mortgage to buy her a flat outright as she has had a succession of poorly maintained rental flats not suitable for her child.

Ms T from Hammersmith

My husband recently died, leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

Mrs L from Nottingham

For my lifetime mortgage, I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees. As I was divorcing my husband of 30 years, the money went to him for his share of the house. I am happy now as I am secure and do not need to move from home.

Tough-to-mortgage property variants include rent charges properties with a high estate rentcharge, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, some properties with sitting tenants or regulated tenancies, thatched buildings and missing planning permission or building regulations approval.

Tough-to-mortgage home variants can include flats of less than 30 square metres in any location, properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties with mobile phone masts which are not within influencing distance of the house and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.

Hard-to-mortgage property types include Timber-framed properties constructed after 1965, timber-framed properties built between 1920 and 1965, steel frame/clad properties built before 1990, former local authority flats, and privately developed flats in blocks of three or four storeys without a lift.

Difficult-to-finance home types can include poorly maintained at the time of the valuation inspection, properties where the ownership is set up on a tenancy on an everyday basis, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, crofted houses and properties with leased solar panels.

The typical loan-to-value ratios of Aviva lifetime mortgages for over 55s, Shepherds Friendly equity release plans for people over 60, Sainsburys mortgages for over 60s, Coventry Building Society retirement mortgages over 70, West Bromwich Building Society lifetime mortgages for over 60s, and Progressive Building Society pensioner mortgages over 55 are 45%, 60%, and 70%.

Popular loan-to-value ratios of Liverpool Victoria retirement mortgages over 70, More 2 Life mortgages for people over 50, One Family mortgages for over 65, YBS interest-only lifetime mortgages for over 60s, Royal London interest-only mortgages for over 60s and SunLife interest-only mortgages for over 65-year-olds are 40%, 60% and 65%.

Downsides of Equity Release Plans

Monthly payment equity release can reduce your family’s inheritance and may impact entitlements to state benefits. You may need to pay an advisor’s fee and be exposed to interest rate changes with some products.

• Canada Life Lifetime Mortgage
• Hodge Equity Release Schemes
• Just retirement equity release key features
• More to life Capital Choice Plan
• Lloyds Bank Equity Release
• Aviva Equity Release Plans
• Hodge Lifetime Flexible Voluntary Repayment Plan
• More to Life Capital Choice Plus Plan
• Pure Retirement Equity Release Schemes
• Nationwide Equity Release
• TSB Equity Release Plans
• Age Partnership Interest Only Lifetime Mortgage
• Bridgewater Equity Release Schemes
• Hodge Indexed Lifetime Mortgage
• Pure Retirement Equity Release Schemes
• Nationwide Interest Only Lifetime Mortgage
• NatWest Equity Release
• Saga Equity Release Plans
• Hodge Lifetime Mortgage Plus
• Just Retirement Equity Release
• Lloyds Bank Equity Release Plans
• Royal Bank of Scotland Equity Release Schemes
• Age Partnership Equity Release Plans

Equity Release Loan To Value

• 55% monthly payment life time mortgage AIG Life
• 30% loan to value monthly payment equity release Evolution Money
• 35% loan to value interest-only lifetime mortgages Pure Retirement
• 40% loan to value lump sum lifetime mortgages Foundation Home Loans
• 25% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Holmesdale Building Society

How often is it common to release from a home

The older you are and the more illnesses you have, the more cash you can release.

It is often found that people seek out interest-only lifetime mortgages, monthly payment lifetime mortgage or monthly payment crown equity release; however, Legal and General, like Fortify Insurance Solutions, are keen to see evidence of your circumstances in the form of pension statements.

Does Crown offer Equity Release?

Yes, Crown Equity Release is 5.05% APR.

Aviva

Legal and General Lifetime Mortgages

LV Lifetime Mortgages

Areas where equity release is popular

• Eastwood
• Littlehampton
• Brandon
• Droitwich Spa
• Crowborough
• Swanscombe and Greenhithe
• Epping
• Woking
• Norton-on-Derwent
• Wirksworth
• Kendal
• Church Stretton
• Fleet
• Brackley
• St Ives
• Upton-upon-Severn
• Desborough
• Poynton-with-Worth
• Cramlington

Does Crown offer Pensioner Mortgages?

Yes, Crown Pensioner Mortgages are 5.18% MER.

• Best Mortgages For Over 50s Retirement Mortgage Broker
• Nationwide Retirement Mortgage UK
• Halifax Equity Release Best Deals

• Nationwide mortgages for over 60s Retirement Mortgages Broker
• Nationwide Equity Release Interest Rates
• BISF Equity Release Mortgage
• Nationwide Lifetime Mortgage Rates 2025

• Natwest Equity Release On Second Homes
• YBS Lifetime Mortgage
• Lloyds Bank Equity Release Plans
• Bad Credit Mortgage Advice
• Age Partnership House
• Natwest Retirement Mortgage
• Yorkshire Bank Equity Release From House
• Barclays Retirement Interest Only Mortgage Interest Only Rates
• Natwest Lifetime Mortgage
• Halifax

Equity Release Scheme Lenders similar to Crown Equity Release

• Key Retirement
• LV lifetime mortgage
• Age Concern
• Stonehaven
• Crown Equity Release

Does Crown offer Retirement Mortgages?

Yes, Crown Retirement Mortgages are 5.05% APR.

Popular pensioner mortgage products include Lloyds interest-only mortgages for over-65-year-olds, Barclays Bank mortgages for people over 50, Halifax interest-only lifetime mortgages, L&G over-60 mortgages, and Nationwide Building Society interest-only lifetime mortgages.

Does Crown offer Equity Release Under 55?

Yes, Crown Equity Release Under 55 is 5.05% MER.

Successful business owners who could benefit from Crown equity release tax planning

• Non-life insurance Christchurch
• Manufacture of plastic packing goods Minchinhampton
• Retail sale of telecommunications equipment other than mobile telephones Ulverston
• Wholesale of mining, construction and civil engineering machinery Rothwell
• Manufacture of essential pharmaceutical products Glossop
• Pre-press and pre-media services Kempston
• Retail sale of sports goods, fishing gear, camping goods, boats and bicycles Oakham
• The casting of light metals Mitcham
• Production of abrasive products Irthlingborough
• Cold drawing of bars Hedge End
• Manufacture of wine from grape Ashington
• Manufacture of other paper and paperboard containers Shanklin
• Transmission of electricity Seaford
• Post-harvest crop activities Wendover
• Television programme distribution activities Maltby
• Cutting, shaping and finishing of stone Carnforth
• Manufacture of cider and other fruit wines Bexley
• Renting and leasing of other personal and household goods Saxmundham

The lender will want to know if the property is a Detached freehold house or a Leasehold flat with a share of freehold, and if the resident is an owner-occupier’s Primary Residence.

Popular loan-to-value percentage ratios of TSB RIO mortgages over 75, Barclays Bank mortgages for people over 50, Post Office retirement mortgages over 65, Legal & General mortgages over 65, Bank of Scotland retirement mortgages over 70 and Nationwide Building Society equity release schemes for people over 70 are 45%, 60% and 70%.

Does Crown offer Lifetime Mortgages?

Yes, Crown does lifetime mortgages at 5.05% APRC. Crown Lifetime Mortgages have a loan-to-value of 65%.