UK and European equity release companies – firms with no fees in 2021


  • Remove tax-free equity from your house
  • Not necessary to make regular monthly payments
  • Use the cash for anything you like
  • Continue to live in your own property
  • Often used as a vehicle to reduce tax bills
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.
  • Please enter a number from 50000 to 10000000.

Raise money with your home
Homeowner in their 60s

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

  • DD dash MM dash YYYY
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Successful business owners who could benefit from equity release estate planning

  • Operation of sports facilities Wood Green
  • Manufacture of watches and clocks Liskeard
  • Manufacture of machinery for mining Rye
  • Sale of new cars and light motor vehicles Ottery St Mary
  • Pre-primary education Cullompton
  • Manufacture of plastic plates, sheets, tubes and profiles South Woodham Ferrers
  • Raising of horses and other equines Newton Aycliffe
  • Combined facilities support activities Bingley
  • Maintenance and repair of motor vehicles Louth
  • Retail sale of automotive fuel in specialised stores Penrith
  • Marine aquaculture Saltash
  • Non-specialised wholesale of food, beverages and tobacco Newquay
  • Retail sale of medical and orthopaedic goods in specialised stores, not incl hearing aids n e c Surbiton
  • Wholesale of chemical products Tickhill
  • Non-specialised wholesale trade Wembley
  • Technical and vocational secondary education Brough
  • Unlicensed carrier Steyning
  • Manufacture of locks and hinges Looe

The lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is a Private Tenant.

Equity Release LTV

  • 50% monthly payment equity release AIG Life
  • 55% loan to value home reversion plans Just Retirement
  • 45% loan to value (LTV) monthly payment lifetime mortgage Stonehaven Mortgage
  • 30% LTV lumpsum lifetime mortgages Equifinance
  • 40% loan to value home reversion schemes Shawbrook
  • 25% loan to value home reversion schemes Secure Trust Bank


Downsides of Equity Release Schemes

Home reversion schemes can reduce your estate value. Home reversion plans may impact the ability to get state benefits. You may need to pay a broker’s fee and some products expose you to changes in interest rates.

Liverpool Victoria Equity Release Calculator

Aviva Lifetime Mortgages

Canada Life Retirement Mortgages

Legal and General Retirement Mortgages


Aviva Lifetime Mortgages


Equity Release LTV

The older you are and the more serious your illnesses you are the more tax-free money you can release.

Liverpool Victoria Equity Release Interest Rate


UK Lenders for Equity Release

  • Legal and General
  • More to Life
  • Aviva
  • Step Change
  • AA equity release

It is often found to discover individuals looking for lifetime mortgage with flexible drawdown cash release, lump sum life time mortgages or lifetime mortgage with flexible drawdown cash release, however, the Telegraph like The Exeter Equity Release are keen to see paperwork to show your situation in the form of pension statements.

Areas where equity release is popular

  • Haslemere
  • Barnes
  • Newent
  • Stalybridge
  • Ormskirk
  • Ipswich
  • Willenhall
  • Congleton
  • Highworth
  • Cullompton
  • Wendover
  • Southend-on-Sea
  • Bridgwater
  • Burgh-le-Marsh

Just Retirement - Roll-Up Lifetime Mortgage

Pure Retirement Ltd lifetime mortgage

Legal & General - Flexible Yellow

Legal & General - Flexible Pink

  • Aviva Equity Release Schemes
  • Hodge Equity Release Plans
  • Just retirement defined benefit
  • Pure Retirement Lifetime Mortgage
  • TSB Equity Release Schemes
  • Saga Lifetime Mortgage
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Nationwide Equity Release
  • HSBC Equity Release Plans
  • TSB Equity Release Plans
  • Age Partnership Interest Only Lifetime Mortgage
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • TSB Equity Release
  • Royal Bank of Scotland Lifetime Mortgage
  • Canada Life Lifetime Mortgage
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Liverpool Victoria LV Equity Release
  • More to Life Capital Choice Plan
  • HSBC Lifetime Mortgage
  • Lloyds Bank Equity Release
  • Royal Bank of Scotland Equity Release Schemes
  • Age Partnership Equity Release Schemes