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Discover the benefits of Cambridge Equity Release for homeowners

cambridge bs equity release

  • Remove tax-free money from your home with Cambridge Building Society Equity Release
  • No regular monthly repayments
  • Use the money for anything you like
  • Continue to stay in your property for as long as you like

How much can I release?

You can release 60% of your home’s value. For example, if your home is worth £240000 you can release £144000.

  • Free No Obligation Quote

  • Please enter a number from 3000 to 2000000000.
  • Please enter a number from 30000 to 100000000.
  • Leave blank if no mortgage outstanding
  • About You

Customer Reviews

RIO

Sandra from Manchester

I got an equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.

RIO

Mrs V from Hastings

I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.

mrs-daly

Mrs Daly from Glasgow

RIO

My daughter lives in the States and does not have health insurance. My £30,000 lifetime mortgage paid the medical bills for her son to be born and a year’s rent in advance for a new flat for the baby.

Mrs E from London

I was advised to get equity release from my East London home to minimise inheritance tax. My son and daughter used the money to pay down their mortgages. The interest rate on the equity release was so low it was close to their mortgage rate.

RIO

Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to the interest rate offered by his bank.

RIO

Mrs G from Leeds

My daughter is a single mother, and I got a £120,000 lifetime mortgage to buy her a flat outright as she has had a succession of poorly maintained rental flats not suitable for her child.

RIO

Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes looked after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.

RIO

Mrs L from Nottingham

I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.

RIO

Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

Home equity Tied Up
Old money home
Raise money with your home


UK Lenders for Equity Release similar to Cambridge Building Society Equity Release

  • Key Solutions
  • Step Change
  • Lifetime Mortgage from L&G

Challenging to mortgage home variants can include properties will be assessed for flood risk, properties without a kitchen or bathroom, derelict property or where part of the building is in severe disrepair and needs demolishing, thatched buildings and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

Equity Release percentages of your current property value with Cambridge Building Society Equity Release

The more aged you are and the more serious your illnesses you are the more tax-free money you can release with Cambridge Building Society Equity Release.

Retired small business owners that may be interested in Cambridge Building Society Equity Release

  • Manufacture of tubes, pipes, hollow profiles and related fittings, of steel Kirkby Lonsdale
  • Retail sale by opticians Shrewsbury
  • Manufacture of prepared meals and dishes Castleford
  • Other social work activities without accommodation n e c Earley
  • Factoring Newcastle-under-Lyme

Challenging to finance home titles include flats of less than 30 square metres in any location, properties converted from modern commercial premises, properties with more than one annexe or self-contained part of the property, properties that have solar farms or a large number of wind turbines on the land and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, substations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Legal & General Home Finance lifetime mortgage

Hard-to-finance property types can include properties with post-1945 asbestos or similar composition roof tiles, properties with single-skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, properties with a minimum floor area of 30 square metres, freehold/feuhold flats (Scotland only) and properties where the flat is accessed via a deck or balcony.

More to life  - Capital Choice Plan
Equity Release Mortgage Under 55

Hard-to-mortgage property variants can include properties in the course of construction or pre-construction, properties where letting arrangement where the tenancy agreement is not appropriate, leasehold properties where the lease length is currently unacceptable, commonhold properties and properties where the borrower(s) own the freehold with any connected party.

LV= Lump Sum+ Lifetime Mortgage

Common LTV ratios of Aviva retirement mortgages over 65, Zurich mortgages for people 60 plus, Sainsbury’s over 60 lifetime mortgages, Principality Building Society interest-only lifetime mortgages for over 60s, West Bromwich Building Society equity release schemes for over 55’s and Cumberland Building Society interest only lifetime mortgages for people over 60 are 45%, 60% and 70%.

Legal & General - Flexible Yellow

Common loan to value percentage ratios of Liverpool Victoria later life mortgages for over 60s, More to Life later life interest only mortgages over 60, One Family interest only mortgages for over 70s, Yorkshire Building Society interest only mortgages for people over 60, Metro Bank retirement mortgages over 70 and SunLife retirement interest only mortgages over 75 are 45%, 55% and 70%.

The mortgage lender Cambridge Building Society Equity Release will want to know if the property is a Freehold house or a Leasehold house and if the resident is an owner-occupier.

More to Life Lifetime Mortgages

One Family Drawdown Lifetime Mortgages

Pure Retirement Lifetime Mortgages

More to life

One Family Drawdown Lifetime Mortgages

Lloyds Equity Release Best Deals

Pitfalls of Cambridge Building Society Equity Release

Home reversion schemes can reduce the value of your estate. Interest-only lifetime mortgages may impact the ability to get state benefits. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.

Lloyds Equity Release Advice
  • Aviva Lifetime Mortgages for Pensioners
  • Just Retirement Equity Release
  • Cambridge Building Society Equity Release
  • More to Life Capital Choice Plus Plan
  • Stonehaven Interest Only Lifetime Mortgage
  • Nationwide Interest Only Lifetime Mortgage
  • TSB Lifetime Interest Only Mortgage
  • Canada Life Equity Release Schemes
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • More 2 Life Flexi Choice Drawdown Lite Plan
  • Royal Bank of Scotland Lifetime Mortgage
  • Aviva Equity Release
  • Canada Life Interest Select Gold Flexi
  • Cambridge BS equity release
  • Stonehaven Interest Only Lifetime Mortgage
  • Nationwide Equity Release Schemes
  • Cambridge Building Society Equity Release
  • Santander Equity Release Schemes
  • Lloyds Bank Lifetime Mortgage
  • Saga Equity Release Plans
  • Bridgewater Equity Release Plans
  • Lloyds Bank Equity Release Plans

Many of the most appealing pensioner loan products are Lloyds retirement mortgages, retirement mortgages, Halifax mortgages for over 65, Legal & General mortgages for over 50-year-olds and Nationwide BS help to buy for over 60s.

Cambridge Building Society Equity Release LTV Percentages

  • 55% monthly payment lifetime mortgage Royal London Equity Release
  • 45% loan to value monthly payment equity release LV equity release
  • 25% loan to value (LTV) lump sum lifetime mortgages Central Trust

It is common to find individuals seeking out monthly payment lifetime mortgage, monthly payment lifetime mortgage or monthly payment equity release, however, More to Life like AA equity release is keen to see evidence of your circumstances in the form of investment statements.

Towns in the UK where Cambridge Building Society Equity Release are routine

  • Buntingford
  • Kingsteignton
  • Aylesbury
  • Stow-on-the-Wold
  • Melton Mowbray
  • Rochester
  • Bishop Auckland
  • Hyde
  • Strood
  • Southall
  • Tynemouth
  • Sturminster Newton
  • Doncaster
  • Selsey

Some of the most common LTV percentages of Lloyds Bank equity release schemes for those over 55’s, retirement mortgages over 65, Post Office remortgages for people over 50 years old, Legal & General later life interest only mortgages over 60, Royal Bank of Scotland interest only mortgages for people over 60 and Nationwide Building Society interest only mortgages for over 60s near London are 40%, 60% and 70%.

Does Cambridge Building Society do a retirement remortgage over 60?

Yes, Cambridge Building Society retirement remortgages for the over 60s are 3.77% MER fixed for life.

Does Cambridge Building Society offer pensioner remortgages for the over 60s?

Yes, a Cambridge Building Society pensioner remortgage for retired homeowners over 60 is 3.42% MER fixed.

Does Cambridge Building Society offer later life remortgages for over 60s?

Yes, a Cambridge Building Society later life remortgage for retired homeowners over 60 is 3.89% APR fixed.

Does Cambridge Building Society do the best remortgage for retired pensioners over 60?

Yes, Cambridge Building Society the best remortgages for over 60s are 3.66% MER fixed.

Does Cambridge Building Society do a remortgaging option over 60?

Yes, Cambridge Building Society remortgaging options for over 60s are 3.67% APRC fixed.

Does Cambridge Building Society do mortgage calculators for over 60s?

Yes, a Cambridge Building Society mortgage calculator for homeowners over 60 will show 3.49% APRC fixed.

Does Cambridge Building Society offer RIO mortgages for homeowners over 60?

Yes, a Cambridge Building Society RIO mortgage for over 60s is 3.63% APRC fixed.

Does Cambridge Building Society offer a retirement interest only mortgage over 60?

Yes, Cambridge Building Society retirement interest only mortgages for the over 60s are 3% APRC variable.