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Lifetime mortgages to buy a house or flat at 2.13% APR


  • Pay 2.13% interest rate
  • You don’t need to make regular monthly payments unless you prefer to
  • Use the money for a holiday
  • Stay living in your own house for as long as you like
  • Can be used to help tax planning
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Homeowner in their 70s

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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It’s common to discover individuals seeking out lumpsum lifetime mortgages, lump sum life time mortgages or home reversion schemes, however, Key Solutions like AA equity release are keen to see proof of your personal circumstances in the form of pension statements.

Towns in the UK where retirement mortgages are common

  • Winsford
  • Aylesbury
  • Crowle
  • Wotton-under-Edge
  • Maltby
  • Barnet
  • Wimborne Minster
  • Bude-Stratton
  • Winsford
  • Gateshead
  • Uttoxeter
  • Bury St Edmunds
  • Matlock
  • Stalybridge
  • Mere
  • Walton-on-Thames
  • Barking
  • Wivenhoe


How much is it common to release from a home

The older you are and the sicker you are the more money you can release.

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.

Bath Building Society Equity Release

Hodge Lifetime lifetime mortgage

Legal & General - Flexible Indigo

Aviva lifetime mortgage

Pure Retirement - Classic Lite

Equity Release UK Lenders

  • Age Concern
  • Norwich Union
  • Lifetime Mortgage from L&G
  • Prudential


Equity Release LTV Percentages

  • 50% home reversion schemes LV Liverpool Victoria
  • 25% LTV monthly payment lifetime mortgage Masthaven
  • 25% LTV monthly payment equity release Masthaven


Aviva Retirement Mortgages

More2Life Retirement Mortgages


Disadvantages of Home Reversion Plans – buy a house

Lump-sum lifetime mortgages can reduce the inheritance for your family. Monthly payment equity release may impact entitlements to state benefits. You may need to pay a legal fee and you could be exposed to changes in interest rates with some products.

  • Just Retirement Interest Only Lifetime Mortgage
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • Lloyds Bank Equity Release Schemes
  • Stonehaven Interest Only Lifetime Mortgage
  • Lloyds Bank Lifetime Mortgage
  • NatWest Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Equity Release
  • Saga home reversion plan to buy a house
  • Bridgewater Equity Release Plans
  • Just Retirement Equity Release
  • Stonehaven Interest Only Lifetime Mortgage
  • Nationwide Equity Release Plans
  • HSBC Equity Release Schemes
  • Lloyds Bank Lifetime Mortgage

Bath Building Society Equity Release Rates 2021
Equity Release Calculator Under 55

Business owners details likely with equity to release

  • Shaping and processing of flat glass Crook
  • Fitness facilities Whitworth
  • Support activities for crop production Maryport
  • Liquid milk and cream production Wragby
  • Finishing of textiles Bexley
  • Retail sale of musical instruments and scores Chorleywood
  • Raising of swine pigs Minehead
  • Manufacture of paper and paperboard Spalding
  • Computer facilities management activities Westbury
  • Manufacture of men’s underwear Gillingham
  • Retail sale of newspapers and stationery in specialised stores Haltwhistle
  • Manufacture of electronic components Bicester
  • Other retail sales in non-specialised stores Alton
  • Other retail sales of new goods in specialised stores, not commercial art galleries and opticians Winchelsea
  • Justice and judicial activities Luton
  • Manufacture of ice cream Sutton
  • Wholesale of perfume and cosmetics Grimsby
  • Raising of dairy cattle Verwood