- Release cash from your home
- Problematic property titles all considered
- No need to make monthly payments
- Use the money to buy another house
- Are you still paying a mortgage? We can help with that
- Continue to stay in your property for as long as you like
- Often used to help tax planning
I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.
Sophie G from Aberdeen
The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.
William from London
I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.
Ms T from Hammersmith
My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.
It is very regular to discover people searching for lump sum lifetime mortgages, lump sum lifetime mortgages or home reversion plans, however, Sunlife Plans like Maximum cover Equity Release are keen to see paperwork to show your personal circumstances in the form of pension statements.
How much is it common to release from a home
The older you are and the more serious your illnesses you are the more cash you can release.
The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is a Private Tenant.
Canada Life Lifetime Mortgages
Pure Retirement Drawdown Lifetime Mortgages
Drawbacks of Lifetime Mortgages
Home reversion schemes can reduce your estate value. Lumpsum lifetime mortgages may impact ability to get state benefits. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.
- Marsden Building Society Later Life Mortgages
- Roof Thatching
- Vernon Building Society Interest Only Mortgage
- Interest Only Mortgages For Over 60S
- Mortgage At 50
- Cambridge Bs Lifetime Mortgages
- Halifax Interest Only Lifetime Mortgage Comparison
- No Credit Check Mortgage Rates 2021
- Age Partnership Equity Release Calculator
- Lloyds Bank Interest Only Lifetime Mortgage
- Mortgages Over 65
- Problems With Flat Roofs
- Single Skin Brickwork Interest Only Mortgage
- Derbyshire Building Society Heanor
- Yorkshire Building Society Equity Loan
- Bisf Property
- House In A Flood Risk Area
- Buy-To-Let Lifetime Mortgage
- Equity Release Companies
- Purchase Retirement Mortgage
- Agricultural Ties Equity Release Broker
- Penrith Building Society Over 75 Mortgage
- Hsbc Retirement Mortgage Interest Only
- Equity Release Over 70 Loan
- Living Near A Pylon
- Later Life Mortgages
- Skipton Building Society Interest Only Mortgage
- Saffron Building Society Equity Release Reviews
- National Counties Family Building Society Over 55 Mortgage
- Equity Release Northern Ireland Age
- Melton Mowbray Building Society Later Life Mortgages
- Interest Rates On Equity Release
- Mortgages For 60-Year-Olds
- Pensioner Mortgages
- Shared Equity Release Uk
- Self Certified Mortgages Spanish Property
- HSBC Lifetime Mortgage Interest Only Interest Rates
- Studio Flat
- Ecology Building Society Over 65 Mortgage
- Ni Equity Loan
- Lloyds Lifetime Mortgage On Second Property
- Newbury Building Society Over 70 Mortgage
- Lloyds Bank Pensioner Mortgage Interest Rates
- Pensioner Mortgages
- Nationwide Equity Release Brokers Uk
- Mortgage Property With Two Kitchens
- Voluntary Payments Equity Release Age
- Darlington Building Society Interest Rates
- Non Status Mortgages
- Lloyds Bank Equity Release Retirement
- Contaminated Land Indemnity Insurance
- How To Pay Off Your Mortgage
- Barnsley Building Society Equity Release Rates 2021
- Retirement Interest Only Mortgages Nationwide
Providers for UK Equity Release
- Legal and General
- Step Change
- Lifetime Mortgage from L&G
- Pure Retirement
Areas of the UK where Lifetime Mortgages are routine
- Bootle
- Syston
- Helston
- Whitehaven
- Shepshed
- Spilsby
- Tadley
- Stevenage
- Newark-on-Trent
- Chester-le-Street
- Irthlingborough
- Exmouth
- East Grinstead
- Keswick
- Maltby
- Steyning
- Newark-on-Trent
- Eastleigh
- Appleby-in-Westmorland
- Tickhill
What percentage can be released?
- 50% lump sum lifetime mortgages LV Liverpool Victoria
- 35% LTV home reversion plans Prudential Lifetime
- 30% loan to value (LTV) interest-only lifetime mortgages New Street Mortgages
- 50% loan to value home reversion plans Key Retirement
Retired small business owners that may be interested in lifetime mortgages
- Growing of other tree and bush fruits and nuts Barrow-in-Furness
- Manufacture of mortars Crook
- Film processing Croydon
- Performing arts Okehampton
- Manufacture of plaster products for construction purposes Crediton
- Photocopying, document preparation and other specialised office support activities Warrington
- Manufacture of office machinery and equipment except for computers and peripheral equipment Carnforth
- Building societies Lostwithiel
- Freight transport by road Market Rasen
- Manufacture of knitted and crocheted fabrics Whitby
- Retail sale of tobacco products in specialised stores Newton Aycliffe
- Manufacture of paper and paperboard Southminster
- Motion picture projection activities Westerham
- General public administration activities Ulverston
- Unlicensed carrier Bromborough
- Agents involved in the sale of machinery, industrial equipment, ships and aircraft St Helens
- Extraction of crude petroleum Hedge End
- Combined facilities support activities Rothwell
- L&G Legal & General Premier Flexible Lifetime Mortgage
- More2Life Capital Choice Plan
- Pure Retirement Lifetime Mortgage
- Lloyds Bank Equity Release Plans
- Aviva Equity Release
- Canada Life Lifetime Mortgages
- Hodge Indexed Lifetime Mortgage
- Stonehaven Equity Release
- Lloyds Bank Equity Release
- More 2 Life Tailored Choice Plan
- TSB Lifetime Mortgage
- More2Life Tailored Choice Plan
- Stonehaven Equity Release
- Nationwide Equity Release Plans
- Royal Bank of Scotland Lifetime Mortgage
- Saga home reversion schemes
- Age Partnership Equity Release Schemes
- Pure Retirement Equity Release Plans
- Stonehaven Equity Release Scheme
- TSB Lifetime Mortgage
- More 2 Life Capital Choice Plan
Heavy metals such as arsenic, cadmium & lead
Oils and Tars
Chemical substances
Solvents and Gases
Asbestos
Radioactive substances
Land previously used for purposes like
Factory sites
Mines
Steel mills
Refinery sites
Landfill
Farms
