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Equity release for flats and houses on contaminated land


  • Release cash from your home
  • Problematic property titles all considered
  • No need to make monthly payments
  • Use the money to buy another house
  • Are you still paying a mortgage? We can help with that
  • Continue to stay in your property for as long as you like
  • Often used to help tax planning

How much cash can I release?

You can get 70% of your property’s valuation. As an example, if your house is worth £270000 you can borrow £189000.

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000000.
  • Please enter a number from 50000 to 10000000.
  • Leave blank if no mortgage outstanding
  • About You


I got an equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.


Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.


William from London
I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.


Ms T from Hammersmith
My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

  • Your Requirements

  • Please enter a number from 3000 to 200000000.
  • About You

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Access home equity
Old money home

It is very regular to discover people searching for lump sum lifetime mortgages, lump sum lifetime mortgages or home reversion plans, however, Sunlife Plans like Maximum cover Equity Release are keen to see paperwork to show your personal circumstances in the form of pension statements.

How much is it common to release from a home

The older you are and the more serious your illnesses you are the more cash you can release.

The 1st and 2nd charge lenders will want to know if the property is a Detached freehold house or a Leasehold flat with a share of freehold and if the resident is a Private Tenant.

Crown Equity Release

Does Beverley Building Society have positive reviews for equity release?

Yes, Beverley Building Society reviews are commendable for equity release.

Canada Life Lifetime Mortgages

Pure Retirement Drawdown Lifetime Mortgages

What are the current Beverley Building Society interest rates for equity release?

Beverley Building Society rates for equity release are 2.27% APRC.



Drawbacks of Lifetime Mortgages

Home reversion schemes can reduce your estate value. Lumpsum lifetime mortgages may impact the ability to get state benefits. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.

Marsden Building Society Over 50 Mortgage

Do Beverley Building Society do Equity Release?

Yes, Beverley Building Society Equity Release is 1.85% MER.

Providers for UK Equity Release

  • Legal and General
  • Step Change
  • Lifetime Mortgage from L&G
  • Pure Retirement


Areas of the UK where Lifetime Mortgages are routine

  • Bootle
  • Syston
  • Helston
  • Whitehaven
  • Shepshed
  • Spilsby
  • Tadley
  • Stevenage
  • Newark-on-Trent
  • Chester-le-Street
  • Irthlingborough
  • Exmouth
  • East Grinstead
  • Keswick
  • Maltby
  • Steyning
  • Newark-on-Trent
  • Eastleigh
  • Appleby-in-Westmorland
  • Tickhill


Challenging to finance home variants can include rent charges properties with a high estate rent charge, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), properties of non-standard construction, asbestos construction and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

Does Beverley Building Society offer Pensioner Mortgages?

Yes, Beverley Building Society Pensioner Mortgages are 1.8% MER.

What percentage can be released?

  • 50% lump sum lifetime mortgages LV Liverpool Victoria
  • 35% LTV home reversion plans Prudential Lifetime
  • 30% loan to value (LTV) interest-only lifetime mortgages New Street Mortgages
  • 50% loan to value home reversion plans Key Retirement

Marsden Building Society Interest Only Lifetime Mortgage

Do Beverley Building Society do Retirement Mortgages?

Yes, Beverley Building Society Retirement Mortgages are 2.29% MER.

Difficult to finance home types can include difficult roof structures, properties with any external treatment applied to the roof after construction, privately developed flats, maximum four storeys with a lift, former local authority flats and flats above or adjacent to commercial premises.

Tough to mortgage home variants can include properties with outbuildings used for normal domestic purposes (garage, workshop, stables, barn etc), properties converted from modern commercial premises, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.

Legal & General - Flexible Yellow

Difficult to finance property types can include properties where proposed building works have not yet commenced, entirely tenanted properties, feuhold/freehold properties (including flats) in Scotland, leasehold properties (with the exception of flats and maisonettes) and properties owned under any form of shared equity scheme.

Canada Life Home Finance lifetime mortgage

Common LTV ratios of Standard Chartered retirement mortgages over 70, Zurich interest only mortgages for people over 70, Sainsburys pensioner mortgages over 55, Skipton Building Society over 60 lifetime mortgages, Nottingham Building Society interest only mortgages for over 65 year olds and National Counties Building Society mortgages for over 50 year olds are 45%, 60% and 70%.

Aviva lifetime mortgage with cashback

Some of the most common LTV ratios of Liverpool Victoria interest only mortgages for over 60s near London, More 2 Life mortgages over 65, One Family over 60 lifetime mortgages no fees, Yorkshire Bank equity release schemes for people over 70, Royal London interest only mortgages for over 70s and Sun Life lifetime mortgages for people over 55 are 35%, 55% and 65%.

Hodge Lifetime - Lump Sum Lifetime Mortgage

Does Beverley Building Society offer Equity Release Under 55?

Yes, Beverley Building Society Equity Release Under 55 is 2.15% MER.

Retired small business owners that may be interested in lifetime mortgages

  • Growing of other tree and bush fruits and nuts Barrow-in-Furness
  • Manufacture of mortars Crook
  • Film processing Croydon
  • Performing arts Okehampton
  • Manufacture of plaster products for construction purposes Crediton
  • Photocopying, document preparation and other specialised office support activities Warrington
  • Manufacture of office machinery and equipment except for computers and peripheral equipment Carnforth
  • Building societies Lostwithiel
  • Freight transport by road Market Rasen
  • Manufacture of knitted and crocheted fabrics Whitby
  • Retail sale of tobacco products in specialised stores Newton Aycliffe
  • Manufacture of paper and paperboard Southminster
  • Motion picture projection activities Westerham
  • General public administration activities Ulverston
  • Unlicensed carrier Bromborough
  • Agents involved in the sale of machinery, industrial equipment, ships and aircraft St Helens
  • Extraction of crude petroleum Hedge End
  • Combined facilities support activities Rothwell

Common loan to value percentages of Lloyds Bank interest only mortgages for people over 60, Barclays Bank retirement mortgages over 65, Post Office equity release schemes for over 55’s, Legal & General mortgages for 60 plus pensioners, RBS mortgages for over 50 year olds and Nationwide BS mortgages for pensioners over 60 are 40%, 60% and 65%.


  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • More to life Capital Choice Plan
  • Pure Retirement Lifetime Mortgage
  • Lloyds Bank Equity Release Plans
  • Aviva Equity Release
  • Canada Life Lifetime Mortgages
  • Hodge Indexed Lifetime Mortgage
  • Stonehaven Equity Release
  • Lloyds Bank Equity Release
  • More 2 Life Tailored Choice Plan
  • TSB Lifetime Mortgage
  • More to life Tailored Choice Plan
  • Stonehaven Equity Release
  • Nationwide Equity Release Plans
  • Royal Bank of Scotland Lifetime Mortgage
  • Saga home reversion schemes
  • Age Partnership Equity Release Schemes
  • Pure Retirement Equity Release Plans
  • Stonehaven Equity Release Scheme
  • TSB Lifetime Mortgage
  • More 2 Life Capital Choice Plan


Heavy metals such as arsenic, cadmium & lead
Oils and Tars
Chemical substances
Solvents and Gases
Radioactive substances

Land previously used for purposes like

Factory sites
Steel mills
Refinery sites

Some of the most popular retirement loan offerings are Lloyds Bank mortgages over 65, Barclays Bank mortgages for over 65, NatWest retirement mortgages, Legal & General interest only mortgages for people over 60 and Nationwide interest-only mortgages for over 60s.

Do Beverley Building Society do Lifetime Mortgages?

Yes, Beverley Building Society does lifetime mortgages at 2.25% MER. Beverley Building Society Lifetime Mortgages have a LTV of 65%.