Equity release for flats and houses on contaminated land

built-on-contaminated-land

  • Release cash from your home
  • Problematic property titles all considered
  • No need to make monthly payments
  • Use the money to buy another house
  • Are you still paying a mortgage? We can help with that
  • Continue to stay in your property for as long as you like
  • Often used to help tax planning
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.
  • Please enter a number from 50000 to 10000000.


RIO

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.

RIO

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.

RIO

William from London
I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.

RIO

Ms T from Hammersmith
My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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Access home equity
Old money home

It is very regular to discover people searching for lump sum lifetime mortgages, lump sum lifetime mortgages or home reversion plans, however, Sunlife Plans like Maximum cover Equity Release are keen to see paperwork to show your personal circumstances in the form of pension statements.

How much is it common to release from a home

The older you are and the more serious your illnesses you are the more cash you can release.

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is a Private Tenant.

Crown Equity Release

Canada Life Lifetime Mortgages

Pure Retirement Drawdown Lifetime Mortgages

LV

 

Drawbacks of Lifetime Mortgages

Home reversion schemes can reduce your estate value. Lumpsum lifetime mortgages may impact ability to get state benefits. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.

Marsden Building Society Over 50 Mortgage

Providers for UK Equity Release

  • Legal and General
  • Step Change
  • Lifetime Mortgage from L&G
  • Pure Retirement

 

Areas of the UK where Lifetime Mortgages are routine

  • Bootle
  • Syston
  • Helston
  • Whitehaven
  • Shepshed
  • Spilsby
  • Tadley
  • Stevenage
  • Newark-on-Trent
  • Chester-le-Street
  • Irthlingborough
  • Exmouth
  • East Grinstead
  • Keswick
  • Maltby
  • Steyning
  • Newark-on-Trent
  • Eastleigh
  • Appleby-in-Westmorland
  • Tickhill

 

What percentage can be released?

  • 50% lump sum lifetime mortgages LV Liverpool Victoria
  • 35% LTV home reversion plans Prudential Lifetime
  • 30% loan to value (LTV) interest-only lifetime mortgages New Street Mortgages
  • 50% loan to value home reversion plans Key Retirement

Marsden Building Society Interest Only Lifetime Mortgage

Legal & General - Flexible Yellow

Canada Life Home Finance lifetime mortgage

Aviva lifetime mortgage with cashback

Hodge Lifetime - Lump Sum Lifetime Mortgage

Retired small business owners that may be interested in lifetime mortgages

  • Growing of other tree and bush fruits and nuts Barrow-in-Furness
  • Manufacture of mortars Crook
  • Film processing Croydon
  • Performing arts Okehampton
  • Manufacture of plaster products for construction purposes Crediton
  • Photocopying, document preparation and other specialised office support activities Warrington
  • Manufacture of office machinery and equipment except for computers and peripheral equipment Carnforth
  • Building societies Lostwithiel
  • Freight transport by road Market Rasen
  • Manufacture of knitted and crocheted fabrics Whitby
  • Retail sale of tobacco products in specialised stores Newton Aycliffe
  • Manufacture of paper and paperboard Southminster
  • Motion picture projection activities Westerham
  • General public administration activities Ulverston
  • Unlicensed carrier Bromborough
  • Agents involved in the sale of machinery, industrial equipment, ships and aircraft St Helens
  • Extraction of crude petroleum Hedge End
  • Combined facilities support activities Rothwell

 

  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • More2Life Capital Choice Plan
  • Pure Retirement Lifetime Mortgage
  • Lloyds Bank Equity Release Plans
  • Aviva Equity Release
  • Canada Life Lifetime Mortgages
  • Hodge Indexed Lifetime Mortgage
  • Stonehaven Equity Release
  • Lloyds Bank Equity Release
  • More 2 Life Tailored Choice Plan
  • TSB Lifetime Mortgage
  • More2Life Tailored Choice Plan
  • Stonehaven Equity Release
  • Nationwide Equity Release Plans
  • Royal Bank of Scotland Lifetime Mortgage
  • Saga home reversion schemes
  • Age Partnership Equity Release Schemes
  • Pure Retirement Equity Release Plans
  • Stonehaven Equity Release Scheme
  • TSB Lifetime Mortgage
  • More 2 Life Capital Choice Plan

 

Heavy metals such as arsenic, cadmium & lead
Oils and Tars
Chemical substances
Solvents and Gases
Asbestos
Radioactive substances

Land previously used for purposes like

Factory sites
Mines
Steel mills
Refinery sites
Landfill
Farms