Equity release for flats and houses on contaminated land

built-on-contaminated-land

  • Release cash from your home
  • Problematic property titles all considered
  • No need to make monthly payments
  • Use the money to buy another house
  • Are you still paying a mortgage? We can help with that
  • Continue to stay in your property for as long as you like
  • Often used to help tax planning
  • Your Requirements

  • Please enter a number from 5000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy



Access home equity
Old money home

It is very regular to discover people searching for lumpsum lifetime mortgages, lump sum life time mortgages or home reversion plans, however, Sunlife Plans like Maximum cover Equity Release are keen to see paperwork to show your personal circumstances in the form of pension statements.

How much is it common to release from a home

The older you are and the more serious your illnesses you are the more cash you can release.

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is an Private Tenant.

Crown Equity Release

Canada Life Lifetime Mortgages

Pure Retirement Drawdown Lifetime Mortgages

LV

 

Drawbacks of Lifetime Mortgages

Home reversion schemes can reduce your estate value. Lumpsum lifetime mortgages may impact ability to get state benefits. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.

Marsden Building Society Over 50 Mortgage

Providers for UK Equity Release

  • Legal and General
  • Step Change
  • Lifetime Mortgage from L&G
  • Pure Retirement

 

Areas of the UK where Lifetime Mortgages are routine

  • Bootle
  • Syston
  • Helston
  • Whitehaven
  • Shepshed
  • Spilsby
  • Tadley
  • Stevenage
  • Newark-on-Trent
  • Chester-le-Street
  • Irthlingborough
  • Exmouth
  • East Grinstead
  • Keswick
  • Maltby
  • Steyning
  • Newark-on-Trent
  • Eastleigh
  • Appleby-in-Westmorland
  • Tickhill

 

What percentage can be released?

  • 50% lump sum lifetime mortgages LV Liverpool Victoria
  • 35% LTV home reversion plans Prudential Lifetime
  • 30% loan to value (LTV) interest-only lifetime mortgages New Street Mortgages
  • 50% loan to value home reversion plans Key Retirement

Marsden Building Society Interest Only Lifetime Mortgage

Legal & General - Flexible Yellow

Canada Life Home Finance lifetime mortgage

Aviva lifetime mortgage with cashback

Hodge Lifetime - Lump Sum Lifetime Mortgage

Retired small business owners that may be interested in lifetime mortgages

  • Growing of other tree and bush fruits and nuts Barrow-in-Furness
  • Manufacture of mortars Crook
  • Film processing Croydon
  • Performing arts Okehampton
  • Manufacture of plaster products for construction purposes Crediton
  • Photocopying, document preparation and other specialised office support activities Warrington
  • Manufacture of office machinery and equipment except computers and peripheral equipment Carnforth
  • Building societies Lostwithiel
  • Freight transport by road Market Rasen
  • Manufacture of knitted and crocheted fabrics Whitby
  • Retail sale of tobacco products in specialised stores Newton Aycliffe
  • Manufacture of paper and paperboard Southminster
  • Motion picture projection activities Westerham
  • General public administration activities Ulverston
  • Unlicensed carrier Bromborough
  • Agents involved in the sale of machinery, industrial equipment, ships and aircraft St Helens
  • Extraction of crude petroleum Hedge End
  • Combined facilities support activities Rothwell

 

  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • More2Life Capital Choice Plan
  • Pure Retirement Lifetime Mortgage
  • Lloyds Bank Equity Release Plans
  • Aviva Equity Release
  • Canada Life Lifetime Mortgages
  • Hodge Indexed Lifetime Mortgage
  • Stonehaven Equity Release
  • Lloyds Bank Equity Release
  • More 2 Life Tailored Choice Plan
  • TSB Lifetime Mortgage
  • More2Life Tailored Choice Plan
  • Stonehaven Equity Release
  • Nationwide Equity Release Plans
  • Royal Bank of Scotland Lifetime Mortgage
  • Saga home reversion schemes
  • Age Partnership Equity Release Schemes
  • Pure Retirement Equity Release Plans
  • Stonehaven Equity Release Scheme
  • TSB Lifetime Mortgage
  • More 2 Life Capital Choice Plan

 

Heavy metals such as arsenic, cadmium & lead
Oils and Tars
Chemical substances
Solvents and Gases
Asbestos
Radioactive substances

Land previously used for purposes like

Factory sites
Mines
Steel mills
Refinery sites
Landfill
Farms