
- Remove tax-free equity from your property at 2.63%
- No regular monthly payments
- Use the money for home improvements
- Continue to stay in your property
- Non-standard property titles considered
How much money can I get?
You can release 70% of your home’s value. As an example, if your house is valued at £240,000 you can borrow £168,000.


Mrs Shaw from Lancaster
I had an interest-only mortgage with Birmingham Midshires. The mortgage had come to the end of its term and they wanted the £127000 back I still owed them. My lifetime mortgage saved me from losing my home and the rate was close to what I paid before.

Mr Smith from Kendal
My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

Ms T from Hammersmith
My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

Sophie G from Aberdeen
As interest rates are so low now, I got an interest-only lifetime mortgage to put some money in the stock market. I only paid a valuation fee and a solicitor’s fee and did not pay any brokers or lenders fees.


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Canada Life Drawdown Lifetime Mortgages
Pure Retirement Lifetime Mortgages
Equity Release Loan To Value
The more elderly you are and the sicker you are the more cash you can release.
What percentage can be released?
- 50% home reversion schemes Old Mutual Wealth
- 30% loan to value (LTV) lumpsum lifetime mortgages Masthaven
- 40% loan to value (LTV) home reversion schemes United Trust Bank
- 55% loan to value home reversion plans Key Retirement
- 35% loan to value monthly payment equity release Pure Retirement
- 30% LTV home reversion plans Loughborough Building Society
Drawbacks of Lifetime Mortgages
Home reversion plans can reduce the value of your estate. Home reversion schemes may impact entitlements to state benefits. You may need to pay a valuation fee and some products expose you to changes in interest rates.
- Bridgewater Equity Release Plans
- Just retirement equity release lifetime mortgages
- L&G Legal & General Flexi Max Voluntary Repayment Plan
- Pure Retirement Classic Drawdown Lite Plan
- NatWest Interest Only Lifetime Mortgage
- More to Life Capital Choice Plan
- Royal Bank of Scotland Equity Release
- More2Life Flexi Choice Drawdown Lite Plan
- Hodge Lifetime Flexible Voluntary Repayment Plan
- Royal Bank of Scotland Equity Release Plans
- Hodge Lifetime Flexible Voluntary Repayment Plan
- Pure Retirement Drawdown Plan
- NatWest Equity Release Plans
- Saga Equity Release Schemes
- Canada Life Interest Select Gold Flexi
- Hodge Indexed Lifetime Mortgage
- Stonehaven Interest Select Plan
- Nationwide Equity Release Plans
- TSB Equity Release Plans
- Age Partnership Equity Release
It is often found to find individuals searching for monthly payment lifetime mortgage, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, the Telegraph like Maximum cover Equity Release are keen to see proof of your circumstances in the form of pension statements.
Equity Release Lenders
- Key Solutions
- Saga
- Sunlife Plans
Business owners who could benefit from equity release estate planning
- Plumbing, heat and air-conditioning installation Goole
- Activities of trade unions Birkenhead
- Combined office administrative service activities Ivybridge
- Activities of financial services holding companies Mitcham
- Wholesale of pharmaceutical goods Redhill
- Manufacture of engines and turbines, except aircraft, vehicle and cycle engines Marlborough
- Driving school activities Christchurch
- Repair of household appliances and home and garden equipment Southsea
- Activities of extraterritorial organizations and bodies Ashby-de-la-Zouch
- Agents involved in the sale of food, beverages and tobacco Market Rasen
- Landscape service activities Hounslow
- Manufacture of soft drinks; production of mineral waters and other bottled waters Chudleigh
- Activities of amusement parks and theme parks Helmsley
- Motion picture projection activities Southwell
- Other non-ferrous metal production Oakham
- Cargo handling for land transport activities Earl Shilton
- Manufacture of other furniture Petworth
- Activities of construction holding companies Snaith and Cowick
- Melton Mowbray Building Society Over 65 Mortgage
- Lifetime Mortgage Equity Release Schemes
- No Credit Check Pensioner Mortgage Calculator
- Hanley Economic Building Society Later Life Mortgages
- Rio Mortgage Rates
- Harpenden Building Society Mortgage Rates 2026
- Problems With Flat Roofs
- Buckinghamshire Building Society Equity Release Calculator
- Equity Release Belfast Uk
- Bridgewater Equity Release Loan
- Yorkshire Building Society Over 75 Mortgage
- Liverpool Victoria Equity Release Reviews
- Flying Freehold Over Shared Passageway
- Flat Above Shop Mortgage
- Progressive Building Society Retirement Mortgage
- Equity Release Under 50 Broker
- Manchester Building Society Pensioner Mortgage Calculator
- Lloyds Lifetime Mortgage Home Reversion Plan
- Legal And General Pensioner Mortgage Calculator
- Mortgages For 60 Year Olds
- Gloucester Building Society Lifetime Mortgage
- Santander Lifetime Mortgage Calculator
- Chorley & District Building Society
- Lloyds Bank Interest Only Lifetime Mortgage
- Barnsley Building Society Equity Release Rates 2026
- Lloyds Retirement Mortgage
- Living Under Power Lines
- Rbs Lifetime Mortgage No Credit Check
- Later Life Mortgages
- Canada Life Equity Release Schemes
- National Counties Family Building Society Later Life Mortgages
- Equity Release Under 40
- Natwest Equity Release Best Deals
- Liverpool Victoria Lifetime Mortgage Interest Rates
- Scottish Building Society No Fees
- Teachers Building Society Interest Only Lifetime Mortgage
- Key Retirement Over 75 Mortgage
- No Fee Equity Release
- Non Status Mortgage
- Swansea Building Society Over 70 Mortgage
- Bath Building Society Equity Release Home
- Cambridge Building Society Histon Retirement Mortgages
- Should You Buy A House With Subsidence
- Mortgages For Over 70S
- Halifax Equity Release Plans
- Equity Release Bank Of Scotland
- Mortgages For 60-Year-Olds
- Nationwide Lifetime Mortgage Reviews
- Monmouthshire Building Society Pensioner Mortgage
- Ipswich Building Society Over 75 Mortgage
- Coventry Building Society Equity Loan
- Mortgage On Studio Flat
- Crown Equity Release Home
- Short Leasehold Pensioner Mortgage


Towns of the UK where Lifetime Mortgages are popular
- Knutsford
- Earley
- Enfield
- Highworth
- Wilton
- Newlyn
- Chagford
- Brigg
- Ashburton
- Lynton & Lynmouth
- Rothbury
- Erith
- Brampton
- Seaham
The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with a share of freehold and if the resident is an Assured shorthold tenancy tenant.

Equity Release Mortgage Under 55


