- Release equity from your property with Retirement Bridge equity release
- No regular monthly payments
- Free Valuation
- Help your family get a deposit for their own home
- Are you still paying a mortgage? We can help with that
- Continue to live in your own home
- 5.07%
Equity release loan to value?
You can release 70% of your property’s value. For example, if your home is valued at £300000, you can release £210000.
Testimonials and Example Cases
William from London
My lawyer told me my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes, and we bought a house in the south of France for us all to use as a holiday home.
Mr Smith from Kendal
My financial advisor told me I should get equity release and gift money to my five children now as it would save a massive amount of inheritance tax.
David P
With my power of attorney, I got an equity release on my father’s house to pay for disability provisions, including a lift and a new kitchen.
Mrs Daly from Glasgow
My daughter lives in the States and does not have health insurance. My £30,000 lifetime mortgage paid the medical bills for her son’s birth and a year’s rent in advance for a new flat for the baby.
Mrs V from Hastings
I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay at home.
Sandra from Manchester
I got an equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.
Mrs G from Leeds
My daughter is a single mother, and I got a £ 120,000-lifetime mortgage to buy her a flat outright as she has had a succession of poorly maintained rental flats not suitable for her child.
Towns where equity release is common
- Rotherham
- Walton-on-Thames
- Leiston
- Malmesbury
- Rothwell
- Matlock
- Bridlington
- Wareham
- Crook
- Whitehill
- Bromsgrove
- South Brent
- Skelmersdale
- Brixham
Drawbacks of Lifetime Mortgages
Home reversion schemes can reduce the value of your estate. A monthly payment lifetime mortgage may impact entitlements to benefits. You may need to pay an advisor’s fee, and you could have higher rates to pay with some schemes.
The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with a share of freehold and if the resident is an Owner Occupier.
It’s common to discover individuals looking for lump sum lifetime mortgages, lumpsum lifetime mortgages or monthly payment equity releases. However, Age Partnerships like VitalityLife Equity Release are keen to see paperwork to show your personal situation in the form of pension statements.
Equity release is common among business owners like below
- Manufacture of paper stationery Market Rasen
- Manufacture of musical instruments Devizes
- Retail sale of beverages in specialised stores in Chesterfield
- Joinery installation Swindon
- Manufacture of office and shop furniture Arlesey
- Manufacture of paper and paperboard Amesbury
- Renting and leasing of other machinery, equipment and tangible goods n e c Heywood
- Manufacture of concrete products for construction purposes Market Deeping
- Manufacture of builders ware of plastic South Molton
- Manufacture of prepared pet foods Chertsey
- Other information service activities n e c Corbridge
- Other building completion and finishing Ulverston
- Manufacture of bread; manufacture of fresh pastry goods and cakes Diss
- Motion picture distribution activities Leigh-on-Sea
- Investigation activities Barnard Castle
- Extraction of salt Minster
- Specialist’s medical practice activities Newark-on-Trent
- Growing of grapes Alcester
Pure Retirement Equity Release
LV Drawdown Lifetime Mortgages
Providers for UK Equity Release
- Aviva
- Step Change
- Key Retirement
- AA equity release
Challenging to finance property variants include properties with a sinking fund of 7% or more of the property sale price when the property is sold, leasehold properties with a short lease, typically less than 70 years, or a defective lease, derelict property or where part of the building is in severe disrepair and needs demolishing, cob property and concrete panel houses.
Challenging to finance property variants include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for everyday domestic use, properties converted from modern commercial premises, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties that are being used for personal commercial use and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.
Difficult-to-mortgage home types include timber-framed properties constructed post-1965, properties with any externally applied insulation to the walls after construction, large concrete panel systems, and former local authority flats and flats above or adjacent to commercial premises.
Hard-to-finance property types can include properties where proposed building works have not yet commenced, entirely tenanted properties, leasehold properties where the lease length is currently unacceptable, properties where the customer is offering only part of the title as security for the loan and properties with owned solar panels.
- Natwest Lifetime Mortgage On Second Property
- Chorley and District Building Society property lifetime mortgages
- Lloyds
- Best Mortgages For Over 50s Retirement Mortgage Advice
- Natwest Retirement Mortgage UK
- nationwide mortgages for over 60s Retirement Mortgages UK
- Age Partnership Home
- Nationwide Equity Release On Second Homes
- Bad Credit Mortgage Lenders
- Barclays Retirement Interest Only Mortgage Drawdown Scheme
- Nationwide Lifetime Mortgage Advisers
- Equity Release Under 50
- YBS Lifetime Mortgage Broker
- Halifax Equity Release Best Deals
- Natwest Equity Release Loan
- BISF
- Nationwide Retirement Mortgage Providers
Does Bridgewater offer Equity Release?
Yes, Bridgewater Equity Release is 5.07% APRC.
Equity Release percentages of your current property value
The more elderly you are and the more serious your illnesses you are the more tax-free money you can release.
How much is it common to release from a home with retirement bridge equity release?
- 60% monthly payment lifetime mortgage Fortify Insurance Solutions
- 55% LTV home reversion plans Bower
- 45% loan to value interest-only lifetime mortgages retirement bridge
- 55% loan to value monthly payment equity release 1st Stop Home Loans
- 30% loan to value monthly payment lifetime mortgage New Street Mortgages
Popular loan-to-value ratios of LVE interest-only lifetime mortgages for people over 60, More 2 Life pensioner mortgages over 60, One Family interest-only retirement mortgages for over 70s, YBS over 60 lifetime mortgages, Principality Building Society mortgages for over 65 and Axa interest-only mortgages for over 60s near London are 40%, 55% and 70%.
Does Bridgewater offer Retirement Mortgages?
Yes, Bridgewater Retirement Mortgages are 5.07% APR.
Does Bridgewater offer Pensioner Mortgages?
Yes, Bridgewater Pensioner Mortgages are 5.07% APRC.
Popular LTV ratios of TSB later life borrowing schemes over 55, Barclays Bank pensioner mortgages over 70s, Post Office pensioner mortgages over 60, Legal and General mortgages over 70s, Royal Bank of Scotland interest only retirement mortgages for over 70s and Nationwide retirement interest only mortgages over 60 are 45%, 55% and 65%.
Does Bridgewater do Equity Release Under 55?
Yes, Bridgewater Equity Release Under 55 is 1.83% APRC.
Common LTV ratios of Aviva mortgages for 60 plus pensioners, Shepherds Friendly lifetime mortgages for over 60s, Leeds Building Society over 60 lifetime mortgages no fees, Skipton Building Society equity release schemes for people over 70, Nottingham Building Society help to buy for over 60s and National Counties Building Society mortgages for over 70s are 35%, 55% and 70%.
- Retirement Bridge Lifetime Mortgages for Pensioners
- More 2 Life Flexi Choice Drawdown Lite Plan
- Bridgewater Lifetime Mortgage
- More to Life Capital Choice Plus Plan
- retirement bridge Interest Only Lifetime Mortgage
- retirement bridge Equity Release Schemes
- Retirement Bridge Lifetime Mortgage
- More 2 Life Flexi Choice Drawdown Lite Plan
- TSB Lifetime Interest Only Mortgage
- Canada Life Equity Release Plans
- Just retirement-defined benefit
- Retirement Bridge Lifetime Mortgage
- NatWest Equity Release Plans
- Royal Bank of Scotland Lifetime Mortgage
- Saga Equity Release Schemes
- Hodge Indexed Lifetime Mortgage
- Just retirement equity release lifetime mortgages
- Retirement Bridge Equity Release
- retirement bridgeEquity Release Schemes
Popular pensioner mortgage products are Lloyds mortgages for 60 plus, Halifax pensioner mortgages over 70s, Legal & General later life interest only mortgages over 60 and Nationwide Building Society later life mortgages.
Does Bridgewater do Lifetime Mortgages?
Yes, Bridgewater does lifetime mortgages at 1.99% MER. Bridgewater Lifetime Mortgages have a loan-to-value (ltv) of 65%.
Does Bridgewater offer retirement remortgages for over 60s?
Yes, a Bridgewater retirement remortgage for pensioners over 60 is 5.07% AER variable.
Does Bridgewater offer a pensioner remortgage for homeowners over 60?
Yes, Bridgewater pensioner remortgages for over 60s are 5.07% MER fixed for life.
Does Bridgewater offer later-life remortgages for those over the 60s?
Yes, a Bridgewater later life remortgage for homeowners over 60 is 5.07% AER variable.
Does Bridgewater have the best remortgages for people in their 60s?
Yes, Bridgewater, the best remortgage for retired over 60 is a 5.07% MER variable.
Does Bridgewater offer remortgaging options for those over 60?
A Bridgewater remortgaging option for people over 60 is 5.07% MER fixed.
Does Bridgewater offer mortgage calculators for the over 60s?
A Bridgewater mortgage calculator for homeowners over 60 will show 5.07% MER fixed.
Does Bridgewater do RIO mortgages for the over 60s?
Yes, a Bridgewater RIO mortgage for pensioners over 60 is 5.07% APR fixed.
Does Bridgewater offer retirement interest only mortgages for over 60s?
Yes, a Bridgewater retirement interest only mortgage for pensioners over 60 is 5.07% MER fixed.