Release equity from your property
No regular monthly payments
Help your family get a deposit for their own home
Are you still paying a mortgage? We can help with that
Continue to live in your own home

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- Conventional Payment Mortgage

About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree

Date of Birth*
Your Email Address:*
Phone Number*

Testimonials and Example Cases

William from London

I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.

Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

David P

With my power of attorney, I got equity release on my father’s house to pay for disability provisions including a lift and a new kitchen.

Mrs Daly from Glasgow

My daughter lives in the states and does not have health insurance. My £30,000 lifetime mortgage paid the medical bills for her son to be born and a years rent in advance for a new flat for the baby.

Mrs V from Hastings

I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.

Sandra from Manchester

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.

Mrs G from Leeds

My daughter is a single mother, and I got a £120,000 lifetime mortgage to buy her a flat outright as she has had a succession of poorly maintained rental flats not suitable for her child.

Towns where equity release is common

Rotherham
Walton-on-Thames
Leiston
Malmesbury
Rothwell
Matlock
Bridlington
Wareham
Crook
Whitehill
Bromsgrove
South Brent
Skelmersdale
Brixham

Drawbacks of Lifetime Mortgages

Home reversion schemes can reduce the value of your estate. A monthly payment lifetime mortgage may impact entitlements to benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.

It’s very regular to discover individuals looking for lump sum lifetime mortgages, lumpsum lifetime mortgages or monthly payment equity release, however, Age Partnership like VitalityLife Equity Release are keen to see paperwork to show your personal situation in the form of pension statements.

Equity release is common among business owners like below

Manufacture of paper stationery Market Rasen
Manufacture of musical instruments Devizes
Retail sale of beverages in specialised stores Chesterfield
Joinery installation Swindon
Manufacture of office and shop furniture Arlesey
Manufacture of paper and paperboard Amesbury
Renting and leasing of other machinery, equipment and tangible goods n e c Heywood
Manufacture of concrete products for construction purposes Market Deeping
Manufacture of builders ware of plastic South Molton
Manufacture of prepared pet foods Chertsey
Other information service activities n e c Corbridge
Other building completion and finishing Ulverston
Manufacture of bread; manufacture of fresh pastry goods and cakes Diss
Motion picture distribution activities Leigh-on-Sea
Investigation activities Barnard Castle
Extraction of salt Minster
Specialists medical practice activities Newark-on-Trent
Growing of grapes Alcester