2.22% MER rate for bisf houses
£289 valuation fee for BISF House Mortgage
No lenders fees for British iron and steel property
No brokers fees for non-traditional construction type houses
Lender not available on the usual comparison sites
All non-standard construction properties considered for mortgage and equity release
Includes BISF construction house cladding property
BISF House equity release
Corrugated iron homes and asbestos
Steel frame or Steel panels
Large panel system property

Equity release loan to value?

You can borrow 60% of your property’s valuation. For example, if your home is worth £290000 you can borrow £174000.

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Recently completed mortgage, equity release and lifetime mortgage cases

Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair. I can now stay in my Corrugated iron property.

Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my BISF home.

Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to his interest rate offered by his bank.

Mrs V from Hastings

I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.

Mrs M from Birmingham

With no brokers fees and no lenders fees, I got an interest-only retirement mortgage which I pay each month from my private pension. The money released went to my daughter for her wedding and deposit for her next house. She wanted a family, and her flat was too small.

Mrs E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got equity release to pay off my mortgage.

Julia A

My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.

David P

With my power of attorney, I got equity release on my father’s house to pay for disability provisions including a lift and a new kitchen.

Mr G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.

Mrs Daly from Glasgow

My daughter lives in the states and does not have health insurance. My £30,000 lifetime mortgage paid the medical bills for her son to be born and a year’s rent in advance for a new flat for the baby.

Mrs E from London

I was advised to get an equity release from my East London home to minimise inheritance tax. My son and daughter used the money to pay down their mortgages. The interest rate on the equity release was so low it was close to their mortgage rate.

Mrs G from Leeds

My daughter is a single mother, and I got a £120,000 lifetime mortgage to buy her a flat outright as she has had a succession of poorly maintained rental flats not suitable for her child.

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- Lifetime Mortgage
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Does Newbury Building Society have positive reviews for equity release?

Yes, Newbury Building Society reviews are superb for equity release.

The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence. Many lenders will accept no fines construction under certain circumstances. No fines construction equity release is getting more and more popular.

BISF House Mortgage can be close to the same interest rates as other normal house mortgages.

What are the current Newbury Building Society rates for equity release?

Newbury Building Society rates for equity release are 1.87% APRC.

Tough to finance property variants include high service charges, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), some properties with sitting tenants or regulated tenancies, timber buildings and concrete frame.

Bisf Equity Release
British iron and steel federation steel frame property mortgages with bad credit history
Hodge Lifetime Mortgage Plus first floor steel federation bisf properties
Liverpool Victoria LV Equity Release Schemes bisf homes
Age Partnership Equity Release Schemes for profile metal sheets homes
Canada Life Voluntary Select Gold Flexi and other Building Societies
L&G Legal & General Flexible Max Scheme for custom insulation solutions homes
Stonehaven Equity Release Scheme
Lloyds Bank Lifetime Mortgage
Saga Lifetime Mortgage for steel producers property titles
Aviva Lifetime Mortgages brick cladding property
Lloyds Bank Equity Release Plans for UK housing program homes
Aviva Lifestyle Flexible Option for timber weatherboarding detached property
More to life Capital Choice Plus Plan for British steel homes
Nationwide Interest Only Lifetime Mortgage for complex floor beams homes

BISF House equity release

It is usual to encounter individuals looking for BISF House equity release, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, Key Solutions like Old Mutual Wealth are keen to see paperwork to show your personal situation in the form of bank statements.

Retired business owners that may be interested in lifetime mortgages

Non-scheduled passenger air transport Bromley
Other activities of employment placement agencies Helmsley
Activities of investment trust Looe
Liquid milk and cream production Cramlington
Manufacture of electronic industrial process control equipment Totton and Eling
Manufacture of electric motors, generators, and transformers Leigh-on-Sea
Manufacture of steam generators, except central heating hot water boilers Wellingborough
Wholesale of audio tapes, records, CDs and videotapes, and the equipment on which these are played Pateley Bridge
Activities of other membership organizations n e c Kenilworth
Manufacture of paper and paperboard Whitby
Manufacture of bearings, gears, gearing, and driving elements Carnforth
Repair of watches, clocks and jewelry Stroud
Manufacture of irradiation, electromedical and electrotherapeutic equipment Hitchin
Manufacture of veneer sheets and wood-based panels Kettering
Compulsory social security activities Worthing
Marine fishing Woking
Gambling and betting activities Aylsham
Agents involved in the sale of textiles, clothing, fur, footwear, and leather goods Wiveliscombe
BISF Steel frame

Tough to finance home titles can include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with a single annexe or other self-contained part of the property, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties that are being used for personal commercial use and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.

Does Newbury Building Society offer Equity Release?

Yes, Newbury Building Society Equity Release is 2.2% APR.

Equity Release LTV BISF Steel frame

50% lumpsum lifetime mortgages The Exeter Equity Release
35% loan to value interest-only lifetime mortgages More to Life
25% loan to value (LTV) monthly payment equity release Newcastle Building Society

Crown Retirement Mortgages

Legal and General Equity Release

Difficult to mortgage property variants include Timber-framed properties constructed post-1965, properties with single skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, properties constructed or converted within the past 10 years, coach houses i.e. freehold properties with garages beneath and properties where the flat is accessed via a deck or balcony.

Equity Release Mortgage Under 55

Does Newbury Building Society offer Pensioner Mortgages?

Yes, Newbury Building Society Pensioner Mortgages are 2.26% APRC.

Hard to mortgage property variants can include homes requiring essential repairs, entirely tenanted properties, right to buy – properties in England, Wales and Northern Ireland, crofted houses and properties with owned solar panels.

Some of the most common LTV percentages of Aviva over 60 mortgages, Shepherds Friendly mortgages over 65, Leeds Building Society retirement interest only mortgages over 75, Coventry Building Society mortgages for 60 plus, West Bromwich Building Society remortgages for people over 50 years old and National Counties Building Society retirement mortgages over 60 are 50%, 60% and 65%.

Equity Release steel framed houses mortgage LTV- BISF House Mortgage

The more aged you are and the sicker you are the more money you can release.

Do Newbury Building Society do Retirement Mortgages?

Yes, Newbury Building Society Retirement Mortgages are 2.3% APRC.

Pitfalls of Equity Release Plans – BISF House Mortgage

Interest-only lifetime mortgages can reduce the value of your estate. Interest-only lifetime mortgages may impact the ability to claim entitlements. You may need to pay a legal fee and you could be exposed to changes in interest rates with some products for bisf construction lending.

Common loan to value percentage ratios of LV= mortgages for over 50 year olds, More to life later life mortgages for over 60s, OneFamily interest only mortgages for over 70s, YBS retirement mortgages over 65, Metro Bank remortgages for people over 50 years old and SunLife interest only mortgages for people over 70 are 35%, 60% and 70%.

Towns of the UK where BISF House Mortgages are popular

- Leyton
- Southend-on-Sea
- Newton Abbot
- Winchelsea
- Crewe
- Ledbury
- Barton-upon-Humber
- Cheshunt
- Whitworth
- Bridlington
- Thatcham
- Northleach with Eastington
- Strood

Quedgeley

Lenders for Equity Release Corrugated iron property – BISF House Mortgage

More to life
LV lifetime mortgage
Aviva bisf construction

Common loan to value percentage ratios of Lloyds Bank later life mortgages for over 70s, Barclays equity release schemes for over 55’s, Halifax over 60 lifetime mortgages no fees, Legal and General interest only lifetime mortgages for over 60s, Royal Bank of Scotland later life interest only mortgages over 75 and Nationwide remortgages for people over 50 years old are 35%, 55% and 70%.

Small kitchen/bathroom extensions of single skin brick blockwork – bisf construction•

Do Newbury Building Society do Equity Release Under 55?

Yes, Newbury Building Society Equity Release Under 55 is 1.99% MER.

Concrete or steel frame-blocks of flats built after 1980 BISF House equity release. Bisf houses are usually priced about 30% lower per square foot than a conventional construction house.

Solid brick, stone or concrete block–minimum thickness 225mm•Cavity brick, stone or concrete-block – minimum thickness 275mm•

Bisf construction mortgage options

Timber frame wall with a cavity and outer wall of brick-built after 1965 – minimum thickness 275mm (All widths exclude finishes)

•Cob walls•Walls built entirely out of timber•Single skin brick/blockwork•Concrete frame/panels•Steel frame/panels

Pre-cast reinforced concrete (PRC)
Poured concrete – bisf construction

corrugated iron sheet houses
In-situ cast concrete•
No fines•
Large panel system simple corrugated iron houses
Steel frame properties

modern corrugated iron houses

corrugated iron sheet houses

Cob walls•Walls built entirely out of timber•Single skin brick/blockwork•Concrete frame/panels•Steel frame/panels

Small kitchen/bathroom extensions of single skin brickblockwork • Concrete or steel frame-blocks of flats built after 1980

Solid brick, stone or concrete block–minimum thickness 225mm • Cavity brick, stone or concrete block – minimum thickness 275mm•Timber frame wall with a cavity and outer wall of brick-built after1965 – minimum thickness 275mm (All widths exclude finishes)

Appealing retirement loan offerings are TSB equity release plans, Barclays Bank mortgages for people over 50, NatWest interest only mortgages for people over 60, L&G equity release schemes and Nationwide pensioner mortgages over 70s.

Does Newbury Building Society offer Lifetime Mortgages?

Yes, Newbury Building Society does lifetime mortgages at 2% APR. Newbury Building Society Lifetime Mortgages can have a LTV of 75%.

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