UK property equity release best rates 2021


  • Release cash from your house
  • No monthly payments – or make interest payments if you prefer
  • Help your family with the cash you release
  • Continue to live in your own home for as long as you like
  • Rates as low as 1.27% APR
  • Fixed rates under 2% APR
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Money tied up in home
Southfields House
Homeowner in their 70s
Homeowner in their 60s

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

  • Date Format: DD dash MM dash YYYY
  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

UK Lenders for Equity Release

  • Key Retirement
  • Step Change
  • Key Retirement


Tsb Bank Equity Release Rates 2021


Successful business owners who could benefit from equity release estate planning

  • Undifferentiated service-producing activities of private households for own use Towcester
  • Agents involved in the sale of fuels, ores, metals and industrial chemicals Wantage
  • Manufacture of other inorganic basic chemicals Nailsworth
  • Renting and leasing of air passenger transport equipment Littlehampton
  • Risk and damage evaluation Burgh-le-Marsh
  • Manufacture of luggage, handbags and the like, saddlery and harness Bodmin
  • Activities of collection agencies Knaresborough
  • Motion picture production activities Settle
  • Other retail sales not in stores, stalls or markets Shoreham-by-Sea
  • Construction of water projects Lutterworth
  • Residential care activities for learning difficulties, mental health and substance abuse Silloth
  • Other manufacturing n e c Royal Leamington Spa
  • Manufacture of soft furnishings Bootle
  • Undifferentiated goods-producing activities of private households for own use St Mawes
  • Non-scheduled passenger air transport Biggleswade
  • Liquid milk and cream production Mossley
  • Wholesale of watches and jewellery Newmarket
  • Manufacture of condiments and seasonings Lowestoft

The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an Owner Occupier.

  • Canada Life Equity Release Schemes
  • Liverpool Victoria LV Equity Release Plans
  • More2Life Capital Choice Plus Plan
  • Nationwide Equity Release Plans
  • Saga home reversion plan
  • Aviva Equity Release
  • Hodge Equity Release Schemes
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Saga home reversion plan
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Bridgewater Equity Release Plans
  • More 2 Life Flexi Choice Drawdown Lite Plan
  • Stonehaven Interest Only Lifetime Mortgage
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Bridgewater Equity Release Plans
  • Just Retirement Interest Only Lifetime Mortgage
  • Pure Retirement Equity Release Plans
  • Nationwide Equity Release Plans
  • NatWest Lifetime Mortgage
  • Saga Equity Release Schemes


Equity Release LTV Percentages

  • 50% lump sum lifetime mortgages Royal London Equity Release

Tsb Bank Equity Release Reviews

Legal and General Mortgages

More2Life Retirement Mortgages

Crown Retirement Mortgages

Legal and General

Just Retirement - Roll-Up Lifetime Mortgage

Legal & General - Flexible Indigo

Legal & General - Flexible Yellow

Premier Flexible Black

Drawbacks of Home Reversion Schemes

Monthly payment lifetime mortgage can reduce the value of your estate. Home reversion plans may impact entitlements to state benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.

Its often found to find people searching for home reversion schemes, lump sum life time mortgages or home reversion schemes, however, Lifetime Mortgage from L&G like Aegon are keen to see paperwork to show your circumstances in the form of bank statements.

Towns where equity release is routine

  • Penzance
  • Newquay
  • Corringham
  • Chippenham
  • Ashburton
  • Broadstairs and St Peters
  • Ormskirk
  • Bridlington
  • Lydd
  • Sidmouth
  • Lutterworth
  • Cheshunt
  • Ashton-under-Lyne
  • Cirencester
  • Havant
  • Dinnington St Johns
  • Great Torrington
  • Clay Cross
  • Braintree
  • Wickwar
  • Coleshill
  • Ollerton and Boughton


What percentage can be released?

The more aged you are and the unhealthier you are the more tax free cash you can release.