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Lifetime mortgages best rates new for 2021


  • Release tax-free money from your home
  • Not necessary to make regular monthly payments
  • Help your family with the equity you release
  • Continue to stay in your house for as long as you like
  • Often used to optimise tax planning
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Putney Home
West London Home

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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Crown Mortgages

Hodge Lifetime Lifetime Mortgages

Pure Retirement Retirement Mortgages


Equity Release LTV

The more aged you are and the more serious your illnesses you are the more tax-free money you can release.

Just Retirement - Roll-Up Lifetime Mortgage

Legal & General - Flexible Pink

More2Life - Tailored Choice Plan

LV= lifetime mortgage

Equity Release LTV

  • 60% lumpsum lifetime mortgages AA equity release
  • 50% loan to value (LTV) monthly payment lifetime mortgage Aviva
  • 30% loan to value (LTV) home reversion plans Spring Finance
  • 60% loan to value monthly payment lifetime mortgage Together Money
  • 30% LTV interest-only lifetime mortgages Hanley Economic
  • 55% loan to value monthly payment equity release More2Life
  • 40% loan to value interest-only lifetime mortgages Stonehaven
  • 60% loan to value lump sum lifetime mortgages Together Money
  • 30% LTV lump sum lifetime mortgages Stafford Railway Building Society


Business owners details likely with equity to release

  • Retail sale of antiques including antique books in stores Berkeley
  • Site preparation Manningtree
  • Shaping and processing of flat glass Kington
  • Taxi operation Beccles
  • Manufacture of starches and starch products Askern
  • Manufacture of other carpets and rugs Skelton-in-Cleveland
  • Mixed farming Halifax
  • Banks Bury
  • Manufacture of other electrical equipment Cirencester
  • Wholesale of china and glassware and cleaning materials Southminster
  • Test drilling and boring Warminster
  • Agents involved in the sale of furniture, household goods, hardware and ironmongery Bury St Edmunds
  • Funeral and related activities St Ives
  • Regulation of and contribution to more efficient operation of businesses Gosport
  • Activities of property unit trust Kirkby Lonsdale
  • Farm animal boarding and care Denholme
  • Risk and damage evaluation Chagford
  • Security systems service activities Chorley


Downsides of Equity Release Schemes

Monthly payment equity release can reduce the value of your estate. Lumpsum lifetime mortgages may impact the ability to claim benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.

Natwest Retirement Mortgage Loan


It’s usual to encounter individuals searching for monthly payment equity release, lump sum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, Key Retirement like Old Mutual Wealth is keen to see evidence of your personal situation in the form of investment statements.

Natwest Retirement Mortgage Comparison

  • Bridgewater Equity Release Plans
  • More2Life Capital Choice Plan
  • Nationwide Equity Release
  • Lloyds Bank Equity Release
  • NatWest Equity Release
  • Saga Equity Release Plans
  • Liverpool Victoria LV Equity Release
  • Stonehaven Interest Select Plan
  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • Aviva Lifetime Mortgages for Pensioners
  • More2Life Flexi Choice Drawdown Lite Plan
  • Canada Life Lifetime Mortgage
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • More 2 Life Tailored Choice Plan
  • Lloyds Bank Equity Release Schemes
  • TSB Equity Release Schemes
  • Royal Bank of Scotland Lifetime Mortgage
  • Just retirement equity release lifetime mortgages
  • More2Life Capital Choice Plus Plan
  • Age Partnership Lifetime Mortgage


Areas where retirement mortgages are popular

  • Corbridge
  • Mitcheldean
  • Ashburton
  • Barnes
  • Crowland
  • Redruth
  • Bromyard
  • Malvern
  • Silloth
  • Penzance
  • Ashbourne
  • Alfreton
  • Loughton
  • Dursley
  • Gainsborough


UK Equity Release Scheme Providers

  • Age Partnership
  • Pure Retirement
  • Legal and General

The mortgage lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an AST Tenant.