Sorting by


Lifetime Mortgages Bath Building Society – Low rate equity release options


  • Release equity from your house
  • With a Bath Building Society Retirement Mortgage borrow up to 4.5% your retirement income
  • No fees for over payments
  • Not necessary to make monthly payments on some plans
  • Use the cash to pay off loans and credit cards
  • Are you still paying a mortgage? That’s fine we can help
  • Continue to live in your own home

Loan to value for equity release?

You can achieve 65% of your home’s value. As an example, if your home is worth £300,000 you can get £195,000.

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Under 65 Home owner
Under 75 Home owner
Homeowner in their 70s

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

It is common to find people seeking out interest-only lifetime mortgages, lumpsum lifetime mortgages or interest-only lifetime mortgages, however, the Telegraph like Old Mutual Wealth are keen to see evidence of your personal circumstances in the form of bank statements.

What percentage can be released?

The more aged you are and the unhealthier you are the more cash you can release.

What percentage can be released?

  • 55% monthly payment equity release VitalityLife Equity Release
  • 30% LTV lump sum lifetime mortgages Newcastle Building Society
  • 60% LTV lump sum lifetime mortgages Aviva
  • 35% loan to value home reversion plans Blemain

Hodge Lifetime lifetime mortgage

Legal & General - Flexible Yellow

Aviva lifetime mortgage

Canada Life - Lifestyle Lite

Equity Release Scheme Lenders

  • Age Concern
  • Stepchange
  • Sunlife Plans
  • Old Mutual Wealth


  • Just retirement equity release key features
  • Royal Bank of Scotland Equity Release Schemes
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • More2Life Capital Choice Plus Plan
  • Canada Life Lifetime Mortgages
  • More to Life Capital Choice Plus Plan
  • Canada Life Lifetime Mortgages
  • Just Retirement Drawdown Lifetime Mortgage
  • Pure Retirement Equity Release Schemes
  • Stonehaven Equity Release Scheme
  • Nationwide Interest Only Lifetime Mortgage
  • HSBC Lifetime Mortgage
  • TSB Lifetime Mortgage


Towns of the UK where equity release is common – Bath Building Society Retirement Mortgages – Interest only


  • Midsomer Norton
  • March
  • Penrith
  • Southam
  • Hadleigh
  • Stourport-on-Severn
  • Mildenhall
  • Thorne
  • Caistor
  • Easingwold

The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an Owner Occupier.

National Counties Family Building Society Over 60 Mortgage

Aviva Mortgages


More2Life Lifetime Mortgages

LV Retirement Mortgages



Retired business owners that may be interested in Home Reversion Schemes

  • Research and experimental development on social sciences and humanities Cromer
  • Freshwater fishing Skelton-in-Cleveland
  • Other information service activities n e c Oundle
  • Fund management activities Rugeley
  • Public relations and communications activities Daventry
  • Other credit granting n e c Dunstable
  • Television programme distribution activities Oakengates
  • Motion picture distribution activities Bournemouth
  • Extraction of natural gas Dartford
  • Financial management Stockport
  • News agency activities Lydd
  • Post-secondary non-tertiary education Bilston
  • Manufacture of concrete products for construction purposes Bawtry
  • Motion picture, video and television programme post-production activities Cranbrook
  • Video distribution activities Kirkham
  • Other building completion and finishing Kenilworth
  • Freshwater aquaculture Crowle
  • Retail of furniture, lighting, and similar not musical instruments or scores in specialised store Richmond

National Counties Family Building Society Over 75 Mortgage
Release Equity In House Under 55

Disadvantages of Home Reversion Schemes

Home reversion plans can reduce the value of your estate. Lifetime mortgage with flexible drawdown cash release may impact entitlements to benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

Bath Building Society Product name: Retirement Mortgages Capital repayment or interest-only? Interest-only. Minimum property value: £100,000. Minimum/Maximum loan sum: £50,000/£500,000. Maximum loan size of 4.25x you’re annual income if you earn between £20,000 and £50,000, or 4.5x if over £50,000. Maximum LTV: 50%. Minimum/Maximum age at application: 65 Minimum, no max. Minimum income: £20,000 a year after deductions. Overpayments: unlimited, fee-free. How is the loan repaid? When you die or move into care and the property is sold.