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Is Barnsley Equity Release the best deal for your needs?

  • Barnsley Building Society Equity ReleaseRemove tax-free money from your property
  • No monthly repayments
  • Use the cash for anything you like
  • Are you still paying a mortgage? That’s fine we can help
  • Continue to stay in your house for as long as you like
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Recently completed mortgage, equity release and lifetime mortgage cases

RIO

Mrs V from Hastings

I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.

RIO

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.

RIO

Sandra from Manchester

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.

RIO

Mrs E from London

I was advised to get equity release from my East London home to minimise inheritance tax. My son and daughter used the money to pay down their mortgages. The interest rate on the equity release was so low it was close to their mortgage rate.

RIO

Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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Cash tied up in home
Old money home
Wandsworth Family Home

 

What percentage can be released?

  • 55% monthly payment equity release The Exeter Equity Release
  • 60% loan to value monthly payment lifetime mortgage Precise
  • 35% loan to value home reversion schemes 1st Stop Home Loans
  • 60% loan to value (LTV) home reversion schemes More2Life
  • 25% loan to value (LTV) home reversion schemes Magellan Homeloans

The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is an Assured shorthold tenancy tenant.

Downsides of Home Reversion Plans

Lumpsum lifetime mortgages can reduce the inheritance for your family. Home reversion plans may impact entitlements to benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

Equity Release Scheme Providers

  • More2Life
  • Saga
  • the Telegraph
  • LV lifetime mortgage

Lloyds Retirement Mortgage House

Legal and General Lifetime Mortgages

More2Life Drawdown Lifetime Mortgages

LV Lifetime Mortgages

One Family Retirement Mortgages

 

Equity release is common among business owners like below

  • Activities auxiliary to financial intermediation n e c West Mersea
  • Life reinsurance Hatherleigh
  • Other mining and quarrying n e c Wembley
  • Construction of bridges and tunnels Chipping Campden
  • Other information technology service activities Arundel
  • Research and experimental development on biotechnology Wath-upon-Dearne
  • Tea processing New Mills
  • Wholesale of dairy products, eggs and edible oils and fats Much Wenlock
  • Manufacture of leather clothes Bedford
  • Activities of collection agencies Hastings
  • Post-graduate level higher education Arlesey
  • Manufacture of other knitted and crocheted apparel Grays
  • Washing and dry- cleaning of textile and fur products Fordingbridge
  • Other retail sale in non-specialised stores Leigh
  • Operation of gravel and sand pits; mining of clays and kaolin Lynton & Lynmouth
  • Publishing of computer games Saxmundham
  • Tax consultancy Twickenham
  • Life insurance Ulverston

 

Lloyds Retirement Mortgage Calculator

What percentage can be released?

The more elderly you are and the more serious your illnesses you are the more tax free money you can release.

Areas where equity release is routine

  • Southgate
  • Scarborough
  • Southgate
  • Bishops Waltham
  • Braunstone Town
  • Amble
  • Eastbourne
  • Yarm
  • Marlborough
  • Wragby
  • Blackwater and Hawley
  • Kenilworth
  • Nailsea
  • Leigh
  • Guisborough
  • Bideford
  • Wolverton and Greenleys
  • Stourport-on-Severn

 

  • Canada Life Lifetime Mortgage
  • Hodge Indexed Lifetime Mortgage
  • Just Retirement Equity Release Schemes
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Pure Retirement Lifetime Mortgage
  • TSB Lifetime Mortgage
  • NatWest Equity Release Schemes
  • Age Partnership Lifetime Mortgage
  • Canada Life Lifestyle Gold Flexi
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • Just Retirement Drawdown Lifetime Mortgage
  • Nationwide Interest Only Lifetime Mortgage
  • HSBC Equity Release Schemes
  • More 2 Life Tailored Choice Plan
  • TSB Equity Release Plans
  • NatWest Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Lifetime Mortgage
  • Bridgewater Equity Release Schemes
  • Canada Life Lifetime Mortgage
  • Just retirement equity release lifetime mortgages
  • More2Life Capital Choice Plan
  • Pure Retirement Lifetime Mortgage
  • HSBC Equity Release Plans
  • Lloyds Bank Equity Release
  • TSB Equity Release Schemes
  • Age Partnership Equity Release Schemes

More2Life - Capital Choice Plan
Equity Release Under 55

Legal & General Home Finance lifetime mortgage

LV= Lump Sum+ Lifetime Mortgage

Aviva lifetime mortgage with cashback

It is usual to discover people looking for interest-only lifetime mortgages, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, Key Solutions like AIG Life are keen to see evidence of your circumstances in the form of investment statements.