Remove tax-free cash from your home
You don’t need to make monthly payments
Help your family with the money you release
Continue to stay in your house for as long as you like

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- Conventional Payment Mortgage

About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree

Date of Birth*
Your Email Address:*
Phone Number*

Customer Testimonials

Mrs G from Leeds

My daughter is a single mother, and I got a £120,000 lifetime mortgage to buy her a flat outright as she has had a succession of poorly maintained rental flats not suitable for her child.

Mrs Daly from Glasgow

My daughter lives in the states and does not have health insurance. My £30,000 lifetime mortgage paid the medical bills for her son to be born and a years rent in advance for a new flat for the baby.

David P

With my power of attorney, I got equity release on my father’s house to pay for disability provisions including a lift and a new kitchen.

Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

William from London

I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.

Sandra from Manchester

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.

Mrs V from Hastings

I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.

Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.

Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

Mrs L from Nottingham

I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat and if the resident is a Private Tenant.

Pure Retirement Equity Release

Aviva Equity Release
Canada Life Voluntary Select Gold
L&G Legal & General Flexi Max Voluntary Repayment Plan
Stonehaven Interest Only Lifetime Mortgage
Canada Life Equity Release Schemes
More to Life Flexi Choice Voluntary Payment Super Lite
Pure Retirement Drawdown Plan
Stonehaven Interest Select Plan
NatWest Lifetime Mortgage
Royal Bank of Scotland Equity Release
Liverpool Victoria LV Equity Release
Nationwide Equity Release Plans
TSB Equity Release Schemes
Aviva Lifetime Mortgages
Bridgewater Equity Release
Just Retirement Drawdown Lifetime Mortgage
TSB Equity Release
Royal Bank of Scotland Equity Release Plans

What percentage can be released?

50% monthly payment equity release Zurich
55% loan to value (LTV) home reversion plans Sunlife Plans
40% loan to value (LTV) home reversion plans Prudential Lifetime
25% LTV lumpsum lifetime mortgages United Trust Bank
45% loan to value (LTV) home reversion plans Vida
40% LTV lump sum lifetime mortgages Santander

Disadvantages of Equity Release Plans

Home reversion schemes can reduce the value of your estate. Interest-only lifetime mortgages may impact the ability to claim benefits. You may need to pay a solicitor’s fee, and you could have higher rates to pay with some schemes.

Successful business owners who could benefit from Home Reversion Scheme estate planning

Operation of historical sites and buildings and similar visitor attractions Shifnal
Repair and maintenance of ships and boats Ventnor
Manufacture of condiments and seasonings Letchworth Garden City
Retail sale of books in specialised stores Denholme
Manufacture of other textiles n e c Lyme Regis
Production of bricks, tiles and construction products, in baked clay Burton upon Trent
Translation and interpretation activities Telscombe
Retail sale of fish, crustaceans and molluscs in specialised stores Ludgershall
Manufacture of office and shop furniture Gravesend
Other credit granting n e c Ripley
Joinery installation Wallingford
Striking of coins Leighton-Linslade
Regulation of and contribution to the more efficient operation of businesses Shepshed
Manufacture of communication equipment other than the telegraph, and telephone apparatus and equipment Nelson
Manufacture of pulp Brightlingsea
Renting of videotapes and disks Banbury
Manufacture of fibre cement Bilston
Event catering activities Acton

UK Equity Release Lenders

the Telegraph
Prudential
Age Partnership

Equity Release LTV Percentages

The older you are and the unhealthier you are, the more money you can release.

Its often found to find individuals searching for lump sum lifetime mortgages, monthly payment lifetime mortgage or home reversion schemes, however, Key Retirement like Zurich are keen to see evidence of your circumstances in the form of bank statements.

Towns of the UK where Lifetime Mortgages are popular

Rugby
Cullompton
Weston-super-Mare
Hitchin
Macclesfield
Haslemere
Twickenham
Northampton
Bruton
Somerton
St Mary Cray
Bradninch
Burnham-on-Sea
Hingham
Cromer

Your Requirements

About You