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Do you own a Property with annexes or two kitchens and need equity release?


  • Release equity from your house
  • No monthly repayments
  • Use the cash to pay off loans and credit cards
  • Stay living in your own house for as long as you like
  • Could be used to manage inheritance tax bills
  • Self-contained with/without private facilities
  • With/without direct access to the highway via covered common parts
  • No limit of stories
  • No minimum floor area
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Customer Reviews

two kitchens equity release

William from London

I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.
2 kitchens lifetime mortgage

Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

David P

With my power of attorney, I got equity release on my father’s house to pay for disability provisions including a lift and a new kitchen.
annexes property equity release

Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Homeowner in their 70s
Southfields House
Wandsworth Family Home
Access home equity
Under 65 Home owner


Downsides of Equity Release Schemes

Lifetime mortgage with flexible drawdown cash release can reduce the inheritance for your family. Lifetime mortgage with flexible drawdown cash release may impact ability to claim entitlements. You may need to pay a legal fee and some products expose you to changes in interest rates.

Pure Retirement - Classic Super Lite

More2Life - Capital Choice Plan

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

Canada Life Home Finance lifetime mortgage

Short Leasehold Retirement Mortgage


The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is an Owner Occupier.

Towns of the UK where equity release is popular

  • Ferndown
  • Blyth
  • Rothwell
  • Christchurch
  • Ealing
  • Caistor
  • Bishops Waltham
  • Romford
  • Rye
  • St Neots
  • Thaxted
  • Kempston
  • Heathfield
  • Tamworth
  • Shepshed
  • Kington

Short Leasehold Lifetime Mortgage

Equity Release LTV

  • 60% interest-only lifetime mortgages LV Liverpool Victoria
  • 30% loan to value (LTV) monthly payment life time mortgage Lloyds Bank
  • 35% loan to value monthly payment lifetime mortgage Norwich Union
  • 30% LTV home reversion plans Metro Bank Plc

It’s usual to encounter individuals searching for lump sum lifetime mortgages, lump sum lifetime mortgages or home reversion schemes, however, Age Concern like LV Liverpool Victoria are keen to see proof of your personal circumstances in the form of pension statements.

Hodge Lifetime Mortgages
Equity Release Mortgage Under 55

More2Life Lifetime Mortgages

LV Mortgages

Aviva Retirement Mortgages


UK Equity Release Scheme Providers

  • Bower
  • Saga
  • Key Retirement
  • Fortify Insurance Solutions


What percentage can be released?

The older you are and the sicker you are the more cash you can release.

  • Canada Life Landlord Voluntary Select Plan
  • Just Retirement Interest Only Lifetime Mortgage
  • Nationwide Interest Only Lifetime Mortgage
  • NatWest Equity Release Plans
  • Saga home reversion schemes
  • Stonehaven Lifetime Mortgage
  • Royal Bank of Scotland Equity Release
  • Pure Retirement Equity Release Schemes
  • Stonehaven Equity Release Plan
  • NatWest Equity Release Schemes
  • Royal Bank of Scotland Equity Release Plans
  • Stonehaven Equity Release Scheme
  • HSBC Equity Release Schemes
  • Lloyds Bank Equity Release


Successful business owners who could benefit from Home Reversion Scheme estate planning

  • Processing and preserving of meat Kirkby Stephen
  • Retail sale of tobacco products in specialised stores Worksop
  • Manufacture of plastic plates, sheets, tubes and profiles Queenborough-in-Sheppey
  • Fire service activities Haslingden
  • Wholesale of live animals Swanage
  • Manufacture of electrical and electronic equipment for motor vehicles and their engines Swaffham
  • Cultural education Preesall
  • Other professional, scientific and technical activities n e c Thorne
  • Translation and interpretation activities Winsford
  • Other telecommunications activities Alston
  • Activities of venture and development capital companies Paddock Wood
  • Retail sale of sports goods, fishing gear, camping goods, boats and bicycles West Bromwich
  • Manufacture of footwear Neston
  • Manufacture of printed labels Devizes
  • Operation of rail passenger facilities at railway stations Eye
  • Wholesale of tobacco products Tavistock
  • Manufacture of glass fibres Kirkham
  • Manufacture of earthmoving equipment Silloth

Commercial properties, guest houses or hotels•Holiday Lets

Small scale “home office” business use•Small scale bed and breakfast

Properties with more than 6 bedrooms

Common are properties where a ‘granny annexe’ is present. However, we must be able to establish that the annexe does not benefit from its own facilities (self-contained) and will not be occupied independently of the main property.