- Release equity from your house
- No monthly repayments
- Use the cash to pay off loans and credit cards
- Stay living in your own house for as long as you like
- Could be used to manage inheritance tax bills
- Self-contained with/without private facilities
- With/without direct access to the highway via covered common parts
- No limit of stories
- No minimum floor area
Customer Reviews
William from London
I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.
Mr Smith from Kendal
My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.
David P
With my power of attorney, I got equity release on my father’s house to pay for disability provisions including a lift and a new kitchen.
Ms G from Dover
I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.
Downsides of Equity Release Schemes
Lifetime mortgage with flexible drawdown cash release can reduce the inheritance for your family. Lifetime mortgage with flexible drawdown cash release may impact ability to claim entitlements. You may need to pay a legal fee and some products expose you to changes in interest rates.
- Short Leasehold Interest Only Lifetime Mortgage
- Precast Reinforced Concrete
- Tsb Bank Equity Release Comparison
- Mansfield Building Society Lifetime Mortgage
- Loughborough Building Society Equity Release Interest Rate
- Stafford Railway Building Society Over 55 Mortgage
- Scottish Building Society Interest Only Lifetime Mortgage
- Short Lease Mortgage
- National Counties Family Building Society Interest Only Mortgage
- Halifax Pensioner Mortgage
- No Credit Check Over 75 Mortgage
- Crown Equity Release Home
- Mortgages For The Over 70S
- Santander Equity Release
- Furness Building Society Pensioner Mortgage
- Rbs Equity Release Uk
- Saffron Building Society Equity Release
- Manchester Building Society Over 75 Mortgage
- Halifax Equity Release Schemes
- Skipton Building Society No Fees
- Interest Only Lifetime Mortgages
- Gloucester Building Society Over 70 Mortgage
- The Tipton
- Equity Release Belfast Rates 2021
- Swansea Building Society Over 75 Mortgage
- High Rise Flat Mortgage Rates 2021
- Over 65 Mortgage
- Harpenden Building Society Retirement Mortgage
- Hinckley & Rugby Building Society Over 70 Mortgage
- Marsden Building Society Over 75 Mortgage
- Nationwide Equity Release From House
- Equity Release Over 70 Loan
- Mortgage Property With Two Kitchens
- Lv Equity Release
- Buying An Underpinned House
- Halifax Lifetime Mortgage No Payments
- Hsbc Over 55 Mortgage
- Hsbc Lifetime Mortgage Calculator
- Crown Equity Release Reviews
- Lloyds Equity Release Plans
- Hsbc Lifetime Mortgage Interest Only Comparison
- Nationwide Equity Release Plan
- Age 50 Equity Release Home
- Newbury Building Society Retirement Mortgage
- Equity Release Northern Ireland Providers
- Lloyds Retirement Mortgage
- Cambridge Building Society Ely
- Joint Ownership Over 75 Mortgage
- Equity Release Buy To Let
- Can I Still Get A Mortgage At 55 Years Old
- Halifax Interest Only Lifetime Mortgage Interest Rates
- Flood Zones Uk
- Flying Freehold Over Shared Passageway
- Single Skin Brickwork Equity Loan
The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is an Owner Occupier.
Towns of the UK where equity release is popular
- Ferndown
- Blyth
- Rothwell
- Christchurch
- Ealing
- Caistor
- Bishops Waltham
- Romford
- Rye
- St Neots
- Thaxted
- Kempston
- Heathfield
- Tamworth
- Shepshed
- Kington
Equity Release LTV
- 60% interest-only lifetime mortgages LV Liverpool Victoria
- 30% loan to value (LTV) monthly payment life time mortgage Lloyds Bank
- 35% loan to value monthly payment lifetime mortgage Norwich Union
- 30% LTV home reversion plans Metro Bank Plc
It’s usual to encounter individuals searching for lump sum lifetime mortgages, lump sum life time mortgages or home reversion schemes, however, Age Concern like LV Liverpool Victoria are keen to see proof of your personal circumstances in the form of pension statements.
UK Equity Release Scheme Providers
- Bower
- Saga
- Key Retirement
- Fortify Insurance Solutions
What percentage can be released?
The older you are and the sicker you are the more cash you can release.
- Canada Life Landlord Voluntary Select Plan
- Just Retirement Interest Only Lifetime Mortgage
- Nationwide Interest Only Lifetime Mortgage
- NatWest Equity Release Plans
- Saga home reversion schemes
- Stonehaven Lifetime Mortgage
- Royal Bank of Scotland Equity Release
- Pure Retirement Equity Release Schemes
- Stonehaven Equity Release Plan
- NatWest Equity Release Schemes
- Royal Bank of Scotland Equity Release Plans
- Stonehaven Equity Release Scheme
- HSBC Equity Release Schemes
- Lloyds Bank Equity Release
Successful business owners who could benefit from Home Reversion Scheme estate planning
- Processing and preserving of meat Kirkby Stephen
- Retail sale of tobacco products in specialised stores Worksop
- Manufacture of plastic plates, sheets, tubes and profiles Queenborough-in-Sheppey
- Fire service activities Haslingden
- Wholesale of live animals Swanage
- Manufacture of electrical and electronic equipment for motor vehicles and their engines Swaffham
- Cultural education Preesall
- Other professional, scientific and technical activities n e c Thorne
- Translation and interpretation activities Winsford
- Other telecommunications activities Alston
- Activities of venture and development capital companies Paddock Wood
- Retail sale of sports goods, fishing gear, camping goods, boats and bicycles West Bromwich
- Manufacture of footwear Neston
- Manufacture of printed labels Devizes
- Operation of rail passenger facilities at railway stations Eye
- Wholesale of tobacco products Tavistock
- Manufacture of glass fibres Kirkham
- Manufacture of earthmoving equipment Silloth
Commercial properties, guest houses or hotels•Holiday Lets
Small scale “home office” business use•Small scale bed and breakfast
Properties with more than 6 bedrooms
Common are properties where a ‘granny annexe’ is present. However, we must be able to establish that the annexe does not benefit from its own facilities (self-contained) and will not be occupied independently of the main property.
