Remove tax-free cash from your home
You don’t need to make regular monthly payments
Help your family to buy a house
Stay living in your own property

How much is it common to release from a home

The more elderly you are and the the more illnesses you have you are the more tax free cash you can release.

Areas of the UK where equity release is popular

Cranbrook
Hatfield
Budleigh Salterton
Nailsworth
Lewes
Axminster
Nailsea
Colburn
Brampton
Keighley
Much Wenlock
Thame
Glossop
Buckingham
Malvern
Heanor and Loscoe
Christchurch
Brentford

Equity Release LTV Percentages

50% monthly payment life time mortgage Royal London Equity Release
25% loan to value monthly payment lifetime mortgage Platform Mainstream
60% loan to value monthly payment lifetime mortgage Key Retirement
30% loan to value (LTV) home reversion plans Clearly Loans
30% loan to value monthly payment lifetime mortgage Prestige

Crown Equity Release

More2Life Mortgages

Pure Retirement Lifetime Mortgages

Hodge Lifetime Mortgage Flexible Drawdown Plan
More2Life Capital Choice Plan
HSBC Equity Release Schemes
Bridgewater Equity Release Schemes
Pure Retirement Classic Voluntary Payment Super Lite
Lloyds Bank Equity Release
Saga home reversion schemes
Age Partnership Equity Release
Liverpool Victoria LV Equity Release Schemes
NatWest Equity Release Plans
Royal Bank of Scotland Equity Release
Aviva Equity Release Schemes
Stonehaven Equity Release Plan
More 2 Life Capital Choice Plus Plan
Age Partnership Lifetime Mortgage

Retired small business owners that may be interested in lifetime mortgages

Other processing and preserving of fruit and vegetables Dewsbury
Hairdressing and other beauty treatment Crook
Tanning and dressing of leather; dressing and dyeing of fur Withernsea
Research and experimental development on biotechnology Chard
Post-harvest crop activities Bromyard
Washing and dry- cleaning of textile and fur products Wimborne Minster
Manufacture of paints, varnishes and similar coatings, mastics and sealants Aylsham
Regulation of health care, education, cultural and other social services, not incl social security West Tilbury
Manufacture of non-electric domestic appliances Warwick
Post-graduate level higher education Ivybridge
Manufacture of medical and dental instruments and supplies Ross-on-Wye
Production of coffee and coffee substitutes Skelmersdale
Retail sale of tobacco products in specialised stores Kidsgrove
Construction of roads and motorways Kingsbridge
Combined facilities support activities Okehampton
Distilling, rectifying and blending of spirits Broadstairs and St Peters
Manufacture of other inorganic basic chemicals Leyburn
Repair of personal and household goods n e c Faringdon

Pitfalls of Equity Release Plans

Interest-only lifetime mortgages can reduce your estate value. Monthly payment lifetime mortgage may impact ability to claim entitlements. You may need to pay a legal fee and you could be exposed to changes in interest rates with some products.

It is often found to discover individuals looking for lifetime mortgage with flexible drawdown cash release, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, the Telegraph like Zurich are keen to see paperwork to show your personal circumstances in the form of investment statements.

UK Equity Release Providers

Key Retirement
Liverpool Victoria
More2Life
Legal & General

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an Private Tenant.

Agricultural tie or restriction•Over 10 acres of land•Farms/smallholdings

Properties with more than 10 acres of land•Small scale hobby farming

Properties with up to 10 acres of land without large outbuildings or equestrian facilities
Properties with more than 6 bedrooms

Properties with agricultural ties

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