- Release tax-free money from your home with Age Partnership Equity Release
- No regular monthly payments
- No age partnership fees
- Use the money to buy another house
- Stay living in your own home
- Often used as a vehicle to reduce tax bills
How much cash can I get?
You can release 65% of your property’s value. As an example, if your home is worth £270000 you can borrow £175500.
Recently completed mortgage, equity release and lifetime mortgage cases
Julia A
My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.
Mrs M from Birmingham
With no brokers fees and no lenders fees, I got an interest-only retirement mortgage which I pay each month from my private pension. The money released went to my daughter for her wedding and deposit for her next house. She wanted a family, and her flat was too small.
Mrs E from London
My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got equity release to pay off my mortgage.
William from London
I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.
Mr Smith from Kendal
My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.
David P
With my power of attorney, I got equity release on my father’s house to pay for disability provisions including a lift and a new kitchen.
Mr G from Kent
I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.
Mrs Shaw from Lancaster
I had an interest-only mortgage with Birmingham Midshires. The mortgage had come to the end of its term and they wanted the £127000 back I still owed them. My lifetime mortgage saved me from losing my home and the rate was close to what I paid before.
Sophie G from Aberdeen
The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.
Mrs Daly from Glasgow
My daughter lives in the states and does not have health insurance. My £30,000 lifetime mortgage paid the medical bills for her son to be born and a years rent in advance for a new flat for the baby.
Mrs V from Hastings
I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway.
I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.
Sandra from Manchester
I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.
Mrs E from London
I was advised to get equity release from my East London home to minimise inheritance tax. My son and daughter used the money to pay down their mortgages. The interest rate on the equity release was so low it was close to their mortgage rate.
Mr Williamson from Chiswick
My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My Rates equity release interest rate was close to his interest rate offered by his bank.
The Lifetime interest only mortgage calculator was very useful.
Mrs G from Leeds
My daughter is a single mother, and I got a £120,000 lifetime mortgage to buy her a flat outright as she has had a succession of poorly maintained rental flats not suitable for her child. I have a lifetime mortgage drawdown tool was very useful.
Ms G from Dover
I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release age UKenabled me to pay off my ex and stay secure in my home.
Mrs L from Nottingham
I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.
Ms T from Hammersmith
My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.
Age Partnership Equity Release: Interest Rates and Customer Reviews
Equity release has become an increasingly popular choice among homeowners seeking to unlock cash from their property in later life. Age Partnership is a prominent equity release provider in the UK, known for its competitive interest rates and thorough customer service.
Understanding Age Partnership Equity Release Interest Rates
One of the main considerations when choosing equity release is the interest rate. Age Partnership offers tailored interest rates depending on individual circumstances, property value, and market conditions. This helps ensure clients receive fair and competitive rates on their released equity. If you’re also considering selling your unique property, like a non-standard construction brick skin house, there are additional options you might explore alongside equity release to maximise value.
Exploring Reviews of Age Partnership’s Equity Release Service
Customer feedback on Age Partnership’s equity release services highlights its commitment to transparency and support. According to reviews, the company strongly emphasizes educating clients about the process, including potential costs. For individuals with specific property concerns, such as those owning a shared ownership flat without an EWS1 certificate or a flat with a short lease, equity release can sometimes complement or serve as an alternative to traditional sales.
Equity Release for Non-Standard Properties
Non-standard construction homes, including concrete or BISF houses, present unique challenges when financing or selling. Age Partnership’s equity release options may provide a practical solution for homeowners who face barriers in selling a house near a national grid substation or pylon due to location-related concerns.
Age Partnership Options for Timber Frame and Flats Above Shops
For owners of more unconventional properties, such as timber frame homes or flats located above shops, finding the right financial options is critical. While traditional buyers may hesitate with these unique structures, equity release from Age Partnership might offer a viable alternative by allowing homeowners to access funds without moving.
Overall, Age Partnership’s equity release solutions, complemented by favourable interest rates and strong client reviews, offer a worthwhile option for many homeowners looking to release equity from their properties. Whether you are looking to sell a BISF house or seeking an alternative to downsizing, Age Partnership provides options to explore for enhancing your financial stability.
UK Age Partnership Equity Release Scheme Similar Lenders
- Age Concern
- One Family
- Lifetime Mortgage from L&G
- Crown
- The Exeter age partnership Equity Release interest rates
Tough-to-finance property titles include properties with legal agreements such as Overage, Clawback, Option, Pre-emption, or any onerous Restrictive Covenant, properties with any structural defect, damp, dry or wet rot; the property is uninhabitable, thatched buildings and properties that have never been registered with the land registry.
- Canada Life Landlord Voluntary Select Plan
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- More to life Flexi Choice Drawdown Lite Plan
- Stonehaven Equity Release Plan drawdown mortgage
- Lloyds Bank Equity Release
- Age Partnership Equity Release drawdown lifetime mortgage
- Royal Bank of Scotland and age concern Equity Release Schemes
- Age Partnership Equity Release Schemes
- Hodge Lifetime Flexible Voluntary Repayment Plan
- L&G Legal & General Flexible Max Plus
- Pure Retirement draw down Equity Release Plans
- Lloyds Bank Lifetime Mortgage
- Royal Bank of Scotland Lifetime Mortgage
- More to Life Capital Choice Plan
- Hodge Lifetime Mortgage Flexible Drawdown Plan
- Just retirement best drawdown equity release key features
- Stonehaven Equity Release Plan
- Nationwide Interest Only Lifetime Mortgage
- TSB compare Equity Release Schemes
- L&G Legal & General Flexible Plus Lifetime Mortgage
- Stonehaven Lifetime Mortgage
- Nationwide Interest Only Lifetime Mortgage
Tough-to-finance property titles can include properties built or converted into dwellings more than 10 years ago, properties with grounds over five acres, agricultural use of the land and any outbuildings, properties using rooms, land or outbuildings for business purposes that are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties where Japanese Knotweed is present.
- Equity Release Under 50
- YBS Lifetime Mortgage Reviews
- BISF Equity Release Mortgage
- Steel frame housing problems mortgage
- nationwide mortgages for over 60s Retirement Mortgages Interest Only
- Tipton & Coseley Mortgage On Second Property
- Yorkshire Bank Equity Release Brokers UK
- Barclays Retirement Interest Only Mortgage
- Nationwide Equity Release Mortgage
- Natwest Retirement Mortgage Home
- Age Partnership Advice
- Natwest Lifetime Mortgage Advisers
- Bad Credit Mortgage Interest Only
- Best Mortgages For Over 50s Retirement Mortgage Interest Rate
- Nationwide Retirement Mortgage Calculator
- Nationwide Lifetime Mortgage Reviews
- Halifax Equity Release Retirement
Hard-to-finance home types can include Timber-framed properties constructed post-1965, timber-framed properties built between 1920 and 1965, properties with a minimum floor area of 30 square metres, former local authority flats and privately developed flats in blocks of three or four storeys without a lift.
Difficult-to-mortgage home types can include poorly maintained at the time of the valuation inspection, properties where letting arrangement where the tenancy agreement is not appropriate, right to buy – properties in Scotland, crofted houses and properties with owned solar panels.
Popular loan-to-value percentage ratios of Aviva lifetime mortgages for those over the 60s, Zurich pensioner mortgages over 55, Sainsburys pensioner mortgages over 55, Principality Building Society interest only retirement mortgages for over 70s, West Bromwich Building Society mortgages for 60 plus pensioners, and Progressive Building Society lifetime mortgages for people over 55 are 40%, 55% and 70%. The current age partnership interest rates are currently very competitive on the draw down mortgage.
Towns where Age Partnership Equity Release drawdown calculator is popular and the age partnership calculator is common
- Hatfield
- Norton-on-Derwent
- Cotgrave
- Sittingbourne
- Launceston
- Crowle
- Boroughbridge
- Leigh-on-Sea
- Haverhill
- Easingwold
- Castleford
It is common to find people looking for monthly payment lifetime mortgages, monthly payment lifetime mortgages or home reversion schemes. However, Bower, like the VitalityLife age Equity Release calculator, is keen to see evidence of your circumstances in the form of investment statements.
Drawbacks of Age Partnership Equity Release Drawdown
A monthly payment lifetime mortgage can reduce the value of your estate. A monthly payment lifetime mortgage may impact the ability to claim entitlements. You may need to pay a broker’s fee and you could have higher rates to pay with some schemes.
Retired small business owners that may be interested in Age Partnership Equity Release
- Roofing activities Tynemouth
- Repair and maintenance of ships and boats Raunds
- Manufacture of tubes, pipes, hollow profiles and related fittings, of steel Halesowen
- Repair of personal and household goods n e c Whitehill
The lender will want to know if the property is a semi-detached freehold house or a Leasehold flat with a share of freehold and if the resident is an Assured shorthold tenancy tenant.
Popular LTV percentages of Liverpool Victoria interest only lifetime mortgages for people over 60, More to Life mortgages for people over 50, One Family pensioner mortgages over 70s, Yorkshire Bank interest only retirement mortgages for over 70s, Royal London interest only lifetime mortgages for people over 60 and Sun Life interest only mortgages for over 70s are 45%, 60% and 65%.
Release Equity In House Under 55
Typical loan to value percentages of Lloyds lifetime mortgages for over 60s, Barclays Bank remortgages for people over 50 years old, NatWest interest only mortgages for over 60s near London, L&G interest only mortgages for over 65 year olds, Bank of Scotland interest only mortgages for people over 60 and Nationwide Building Society retirement mortgages over 60 are 40%, 55% and 70%.
The drawdown Equity Release calculator LTV and Age partnership reviews
- 60% lifetime mortgage with flexible drawdown equity release cash release LV Liverpool Victoria
- 25% LTV lumpsum Age Partnership Equity Release calculator age UK
- 40% loan to value lump sum lifetime mortgages Saga
- 25% loan to value home reversion plans age partnership equity release reviews
- 40% loan to value lump sum lifetime mortgages United Trust Bank
- 30% loan to value (LTV) home reversion plans 1st Stop
How much is it common to release from a home with the age partnership equity release calculator
The older you are and the more illnesses you have you are the more money you can release.
Some of the most common pensioner mortgage products include Lloyds Bank lifetime mortgages, Barclays Bank RIO mortgages, Post Office pensioner mortgages, Legal and General lifetime mortgages and Nationwide interest only mortgages for over 60s.
Does Age Partnership offer retirement remortgages for over 60s?
Yes, an Age Partnership retirement remortgage over 60 is 3.64% MER fixed.
Does Age Partnership offer a pensioner remortgage over 60?
Yes, Age Partnership pensioner remortgages for over 60s are 3.3% MER fixed for life.
Does Age Partnership do later life remortgages for over 60s?
Yes, an Age Partnership later life remortgage for pensioners over 60 is 3.16% MER fixed.
Does Age Partnership offer the best remortgage for retired pensioners over 60?
Yes, Age Partnership the best remortgages for over 60s are 3.37% APRC variable.
Does Age Partnership do remortgaging options for over 60s?
Yes, an Age Partnership remortgaging option for pensioners over 60 is 3.38% APRC variable.
Does Age Partnership offer mortgage calculators for over 60s?
Yes, an Age Partnership mortgage calculator for pensioners over 60 will show 3.5% APRC fixed for life.
Does Age Partnership offer RIO mortgages over 60?
Yes, an Age Partnership RIO mortgage for the over 60s is 3.27% MER fixed for life.
Isabelle Brady from Sheffield on Age Partnership Equity Release Interest Rates
I turned to Age Partnership for equity release, having heard about their competitive interest rates through Trustpilot. The no fees policy and free valuation were exactly what I was looking for. It’s been a relief to access my home’s equity with such low rates and without the worry of monthly repayments.
Calculator and Loan to Value
The calculator provided on their website was an invaluable tool, helping me understand the potential loan to value ratio. Even with a history of bad credit, I found Age Partnership accommodating and ready to help.
Hallie Atkinson from Canterbury Discusses Age Concern Equity Release
After extensive research, including reviews on Google Reviews, I decided on Age Concern for equity release. Their straightforward approach, highlighting no credit check requirements, provided the peace of mind I sought. The absence of monthly repayments has made this journey even more beneficial for my financial planning.
Alice Sanderson from Leeds Reflects on Age Partnership Interest Rates
The low interest rates offered by Age Partnership caught my attention on reviews.io. The financial flexibility this has afforded me in my retirement is beyond what I had imagined. Their transparent no fees policy and the ease of using their online calculator were significant in my decision-making process.
Arthur Khan from Kingston-upon-Hull on Age Partnership Equity Release
Choosing Age Partnership for equity release was a decision made easier by the positive feedback I found on Trustpilot. The process was straightforward, with no hidden fees and a free property valuation, which was very important to me. The assurance of no monthly repayments and a favourable loan to value ratio made this an ideal choice.
Isabella Nicholls from Peterborough and the Age Partnership Equity Release Calculator
The Age Partnership equity release calculator was a game-changer for me. Found through a recommendation on Google Reviews, this tool helped me grasp the value I could release from my home. The low interest rates, coupled with no fees and free valuation, have made my retirement planning much smoother.