Remove tax-free money from your house with Age 50 Equity Release
You don’t need to make regular monthly payments
Buy a family member a home without a mortgage
Stay living in your own house for as long as you like
Steel frame/panels ok
Concrete frame/panels ok
Over 10 acres of land ok

How much can I borrow?

You can borrow 65% of your property’s value. For example, if your house is valued at £300,000 you can release £195,000.

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Total amount of mortgage/loans you have on your property
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- I'm Not Sure

About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree

Date of Birth*
Your Email Address:*
Phone Number*

Testimonials and Example Cases

Sandra from Manchester

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.

Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small.

My equity release interest rate was close to the interest rate offered by his bank.

Mrs E from London

I was advised to get equity release from my East London home to minimize inheritance tax.

My son and daughter used the money to pay down their mortgages. The interest rate on the equity release was so low it was close to their mortgage rate.

Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay.

The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

Mrs L from Nottingham

I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage.

As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.

Julia A

My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.

Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release.

The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.

Mrs. E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got equity release to pay off my mortgage.

Your Requirements
My Property or Home:*
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- Not Sure
I would like to*
- Refinance my existing property and stay
- Get new finance for a new property
Estimated Value Of Your Property?*
Total amount of mortgage/loans you have on your property
About You
Please tell us about your self and what you want
Name*
First Last
Phone*
Date of Birth*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree
By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

More to Life Capital Choice Plus Plan
More2Life Flexi Choice Drawdown Lite Plan
Just Retirement Equity Release Schemes
L&G Legal & General Premier Flexible Lifetime Mortgage
TSB Lifetime Interest Only Mortgage
Saga home reversion schemes
More2Life Flexi Choice Drawdown Lite Plan
Age 50 Equity Release
Liverpool Victoria LV Equity Release Schemes
More 2 Life Flexi Choice Drawdown Lite Plan
HSBC Interest Only Lifetime Mortgage
NatWest Equity Release Schemes
Aviva Lifetime Mortgage
Hodge Indexed Lifetime Mortgage
Just Retirement Interest Only Lifetime Mortgage
Liverpool Victoria LV= Flexible Lifetime Mortgage
Pure Retirement Drawdown Plan
HSBC Equity Release Plans
NatWest Equity Release Schemes
Age Partnership Lifetime Mortgage

Areas in the UK where Age 50 Equity Release is common

Garstang
Winslow
Waltham Cross
Princes Risborough
Godmanchester
North Tawton
Radstock
Rothbury
Upton-upon-Severn
Peterlee
Barnet
Burford
Modbury

It’s very regular to discover people searching for interest-only lifetime mortgages, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, Key Retirement like Maximum cover Equity Release are keen to see evidence of your circumstances in the form of investment statements.

Equity Release LTV Age 50 Equity Release

The more elderly you are and the more serious your illnesses you are the more money you can release.

One Family

Pure Retirement

Canada Life Drawdown Lifetime Mortgages

Age 50 Equity Release is common among business owners like below

Private security activities Maidstone
Transmission of electricity Masham
Processing and preserving of fish, crustaceans and molluscs Market Harborough
Manufacture of tobacco products Oakham
Manufacture of non-electronic industrial process control equipment Bradley Stoke
Data processing, hosting and related activities Selsey
Agents involved in the sale of fuels, ores, metals and industrial chemicals Sandown
Construction of commercial buildings Redcar
Security dealing on own account Corsham
Manufacture of soft furnishings Banbury
Manufacture of other products of wood; manufacture of articles of cork, straw and plaiting materials Bampton
Manufacture of industrial gases Cullompton
Cultural education Marlborough
Operation of rail freight terminals Ryde
Wholesale of office furniture Harpenden
Distilling, rectifying and blending of spirits Halesworth
Publishing of newspapers Edmonton
Activities of call centres Clun

Small kitchen/bathroom extensions of single skin brickblockwork•Concrete or steel frame-blocks of flats built after 1980

What percentage can be released Age 50 Equity Release?

50% lumpsum lifetime mortgages Old Mutual Wealth
30% loan to value home reversion schemes Cambridge Building Society
45% loan to value (LTV) lump sum lifetime mortgages Bridgewater
50% LTV lifetime mortgage with flexible drawdown cash release Together Money

The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is an AST Tenant.

Pitfalls of Age 50 Equity Release

Lifetime mortgage with flexible drawdown cash release can reduce your estate value. Lump-sum lifetime mortgages may impact entitlements to state benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

Providers for UK Age 50 Equity Release

Key Retirement
Prudential Lifetime
Legal and General
Legal & General

Flat roofs over 50% of the total roof area (except blocks of flats)•Asbestos sheet•Corrugated metal